In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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BCU Scoot Super Saver Account

  • Alison Banney's headshot
BCU Scoot's Super Saver
Maximum variable rate
2.75% p.a.
Base interest rate
2.75%p.a.

Our verdict

Encourage your kids to save with a Scoot Super Saver Account offering an ongoing interest rate of 2.75%

If you want to teach your child how to save money and grow a bigger balance, the BCU Scoot Super Saver Account is well worth a look. Available to kids under the age of 13, this account pays an ongoing variable interest rate of 2.75% to reward encourage savings. There are no deposit conditions to meet to earn this interest rate.

Pros

  • No account keeping fee
  • No minimum balance requirement
  • No ongoing deposit conditions
  • Phone and internet banking

Cons

  • Branches only in NSW/QLD
  • No bonus interest offered

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

Details

Key details

Product Name BCU Scoot's Super Saver
Maximum Variable Rate 2.75% p.a.
Standard Variable Rate 2.75% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0

Key features

A variable interest rate of 2.75% p.a.

Your child will earn an ongoing interest rate of 2.75% with this account, to encourage them to save. There are no monthly deposit requirements to meet in order to earn the interest, and this rate is available on balances up to $49,999.

No ongoing fees

There is no monthly account-keeping fee charged on the Scoot Super Saver Account, allowing your child to grow their savings balance as quickly as possible.

Launch savings calculator


How to apply

If you think the BCU Scoot Super Saver Account could be perfect for your child, here is what you'll need to prepare for your application.

Eligibility

If you're the parent, grandparent or guardian of a child aged 12 years or younger and you're already a BCU member, you can open a Scoot Super Saver Account online. If you're not yet a BCU member, you won't be able to apply online, but you can still open a Scoot Super Saver Account for your child by visiting your nearest BCU branch. You'll need to remember to take your child's ID documents with you in order to open an account.

Your reviews

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Alison Finder

Editor

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Avatar

Richard

October 25, 2019

Looking to open a savings account for my 15 year old. The BCU has a great interest rate but am i right in thinking that it is only till they are 13? If so, what alternative would you recommend?


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Ash

October 26, 2019

Hi Richard,


Thanks for contacting Finder.


There is no minimum age requirement in opening the BCU Scoot’s Super Saver Account but this account is only available to kids under the age of 13.


You may consider comparing children’s savings accounts for your son. You can use our comparison table to help you find the account that suits him. When you are ready, press the ‘Go to site’ button to apply.


Please make sure that you’ve read the relevant T&Cs or PDS of this account to help consider whether the product is right for you.


I hope this helps!


Cheers,

Ash


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Deepa

April 09, 2019

what banks are good for Children funds?


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Mai Finder

April 10, 2019

Hi Deepa,


Thanks for reaching out.


This page is one of the banks that you may wish to consider for a child account. You can also compare children’s and kids’ savings accounts and new born bank accounts. Once you have chosen a particular account, you may then click on the “Go to site” button and you will be redirected to the bank’s website where you can proceed with your application or get in touch with their representatives for further assistance.


Please make sure that you’ve read the relevant T&Cs or PDS of the savings account to help you consider whether the product is what you need.


Hope this helps.


Kind Regards,

Mai


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sEBASTIAN

January 15, 2019

HI , JUST WONDERING AS I INTEND TO OPEN AN BCU SCOOTS SUPER SAVER ACCOUNT,HOW DO I ACCESS THE MONEY FROM A BCU ACCOUNT, LIKE OVER THE COUNTER AND HOW COULD I DEPOSIT CASH INTO IT ?


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John Basanes Finder

January 17, 2019

Hi Sebastian,


Thank you for reaching out to finder.


The funds in a bcu Scoot Super Saver Account can be accessed via Internet, mobile and telephone banking. You can also make over-the-counter cheque and cash deposits and over-the-counter withdrawals, while ATM and EFTPOS access are available as well. Six free staff-assisted withdrawal, deposit and transfer transactions are available per month, but a fee applies to ATM transactions. Hope this helps!


Cheers,

Reggie


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Clarks

December 01, 2018

Have you got a branch in Northern Tasmania?


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Jhezelyn Finder

December 05, 2018

Hello Clarks,


Thank you for your comment.


According to the BCU Find a branch page, there is no store located in Northern Tasmania.


Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.


Regards,

Jhezelyn


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Fabian

September 28, 2018

Can I open a bank account for an unborned child?


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Charisse Finder

September 28, 2018

Hi Fabian,


Thanks for reaching out to Finder.


I’m afraid it’s not possible to open a bank account for an unborn child because a birth certificate will be required which shows the child’s gender and date of birth. Such information cannot be confirmed until the baby is born.


Once the baby is born, as a parent or legal guardian, you can then open an account in your baby’s name along with your name listed on it. You can ask your bank or any bank you are interested in opening an account with, for more information on the required documents and how to go about the process.


You may refer to our list of baby bank accounts if you are still looking to compare savings account for newborns.


I hope this helps.


Cheers,

Charisse


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