Bank of us Visa Credit Card

Get up to 57 days interest-free on purchases and a low variable interest rate.

The Bank of us Visa Credit Card is a no-frills credit card that you can use at more than 24 million outlets worldwide. This card offers up to 57 interest-free days on purchases during each statement period when you pay your balance in full. You can link this card with up to 2 other Bank of us accounts and minimise the number of cards you carry. Bank of us offers modest benefits with this card — find out more about them below.

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9.99% p.a.

Purchase rate

$39 p.a.

Annual fee

57 days

Interest free period

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Product NameBank of us Visa Credit Card
Purchase rate p.a.9.99%
Annual fee$39
Interest-free periodUp to 57 days on purchases
Cash advance rate9.99% p.a.
Min credit limit$500
Card typeVisa
Foreign currency conversion fee2.5%
Available to temporary residentsNo
Joint applicationNo


  • Low interest rate of 9.99% p.a. on purchases, balance transfers and cash advances
  • $39 annual fee will be waived when you spend $8,000 per year
  • Up to 57 days interest-free on purchases


  • Charges $20 on late payment fees
Bonus pointsN/A
Annual fee$39
Minimum monthly repayment3% of the closing balance or $10, whichever is greater
Late payment fee$20
Foreign currency conversion fee2.5%
Cash advance fee5%
Overseas ATM withdrawal fee$5
Number of additional cardholders2

Review by

Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

Available to existing Tasmanian residents, the Bank of us Visa offers a low variable rate of 9.99% for purchases, balance transfers and cash advances. It offers worldwide acceptance through the Visa network, with contactless payments in-store, secure online payment options – plus bill payments via BPAY through the Bank of us mobile app.

How to apply

You can apply for the Bank of us Visa Credit Card online, or by visiting any Bank of us branch.

Eligibility criteria

  • Age. You must be at least 18 years of age to apply.
  • Residency. You are a resident of Tasmania.

Card benefits

  • Low rate. The Bank of us Visa has a low variable rate of 9.99% on purchases and balance transfers. Cash advances and BPAY payments also attract a competitive rate of 9.99%
  • Interest-free days. You can get up to 57 interest-free days on purchases if your pay your account's closing balance in full by the due date listed on your statement.

Rates & fees

  • Annual fee. This card attracts an annual fee of $39 p.a. If you spend more than $8,000 annually, Bank of us will waive the annual fee.
  • Additional cards. You can nominate up to 2 individuals to receive additional cards. These individuals should be over 16 years of age and Bank of us clients. You remain liable for all transactions made using additional cards linked to your primary card.

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  1. Default Gravatar
    July 23, 2015

    I have a B and E debit Visa card what are the overseas transaction fees if I withdraw cash from an ATM in Thailand?

    • Avatarfinder Customer Care
      July 23, 2015

      Hi Peter, thanks for your inquiry!

      The overseas ATM withdrawal fee is $5.



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