Bank of Melbourne Amplify Signature – Qantas

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Earn 90,000 bonus Qantas Points with a new Amplify Signature card.

This premium frequent flyer card gives you a bonus 90,000 Qantas Points when you apply by 09 February 2021 and spend at least $6,000 on eligible purchases in the first 90 days from card approval. You can also take advantage of 0% p.a. on balance transfers for 6 months when you request a balance transfer at the time of your application.

90,000

Bonus points

19.74% p.a.

Purchase rate

0.75

Reward points

Per $ spent

$279 p.a.

Annual fee

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Details

Product NameBank of Melbourne Amplify Signature - Qantas
Rewards programQantas Frequent Flyer
Balance transfer rate0% p.a. for 6 months
Balance transfer revert rateCash Advance Rate (21.49% p.a.)
Balance transfer limit80% of available limit
Purchase rate19.74% p.a.
Annual fee$279
Interest-free period55 days
Cash advance rate21.49% p.a.
Min credit limit$15,000
Max credit limit$80,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationNo

Pros

  • 90,000 bonus Qantas Points when you spend $6,000 within 90 days
  • Two complimentary Qantas Club lounge passes per year
  • Includes complimentary overseas travel insurance, purchase security insurance and extended warranty insurance

Cons

  • Both the purchase rate and cash advance rate are relatively high
  • 3% foreign currency conversion fee
Rewards programQantas Frequent Flyer
Bonus points90,000
Rewards points per $ spent0.75
Rewards points capUncapped
Annual fee$279
Minimum monthly repayment2% of the closing balance or $10 , whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee2% or $2.50 , whichever is greater
Overseas cash advance fee2% or $2.50 , whichever is greater
Additional cardholder fee$0
Number of additional cardholders1

Expert review

Sally McMullen

Review by


Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The Amplify Signature Qantas card is Bank of Melbourne’s top-tier frequent flyer credit card. It boasts the bank’s highest bonus points offer and most competitive earn rates for Qantas Frequent Flyers. In addition, it offers complimentary Qantas lounge passes and overseas travel insurance.

How to apply

You can apply for the Bank of Melbourne Amplify Signature - Qantas card online in 10 minutes and receive a response instantly. Before you start, check if you meet the eligibility criteria and have the necessary documents to complete the application.

Eligibility criteria

  • New cardholder. This offer is only available to new customers who have not held a Bank of Melbourne, St.George or BankSA Amplify Platinum or Signature credit card in the past 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.

Card benefits

  • Bonus Qantas Points. Earn 90,000 bonus Qantas Points when you apply for a BoM Amplify Signature - Qantas card by 09 February 2021, are approved and spend $6,000 on eligible purchases within the first 90 days from approval. Bonus points will be credited to the account within 12 weeks of meeting the spend requirement.
  • Earn Qantas Points. You will earn 0.75 Qantas Points per $1 spent in Australia and overseas, uncapped. Plus, with Qantas Frequent Flyer Program partners, you'll earn points twice: once with your card and once with the partner.

Rates & fees

  • Annual fee. This card charges a standard annual fee of $279 p.a.
  • Purchase interest rate. The variable purchase rate of the Amplify Signature is 19.74% p.a.

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4 Comments

    Default Gravatar
    Adam
    January 13, 2019

    If one was an Amplify credit cardholder with another bank previously, are they still eligible to apply and receive the points with Bank of Melbourne?

      Avatarfinder Customer Care
      Jhez
      January 15, 2019

      Hello Adam,

      Thank you for your comment.

      According to the eligibility for the bonus points promotion, existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer.

      I hope this answered your inquiry. Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

    Default Gravatar
    Linda
    October 15, 2018

    Hello,

    If I apply for this card do I have to wait 12 months before using free lounge passes?

    Regards,
    Linda

      Avatarfinder Customer Care
      Jeni
      October 15, 2018

      Hi Linda,

      Thank you for getting in touch with finder.

      Once you apply for this Bank of Melbourne Amplify Signature card and get approved, you may use the complimentary Qantas lounge pass right away. Please note that cardholders receive 2 complimentary Qantas lounge passes only per year.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

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