ING is a popular choice for Australians looking for a good digital banking experience, competitive rates and low fees. Take a look at the different ING savings accounts and bank accounts in the table below to find the right one for you.
We currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
Want more interest on your savings?
Compare now and find a better rate.
We currently don't have that product, but here are others to consider:
How we picked theseWe assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.
Looking for a better bank account?
Compare everyday accounts and find one that works harder for you.
We currently don't have that product, but here are others to consider:
How we picked theseFinder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.
Lock in a great rate
Compare term deposits to grow your savings with confidence.
ING was a big winner in the 2026 Finder Awards.
Full list of 2026 savings account winners
Based on ING bank account scores in Finder's 2024 & 2025 Customer Satisfaction Awards.
Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.
Take control of your super with a flexible account that allows you to manage all of your needs in one convenient place.
The ING Savings Accelerator provides you with a serious incentive to save with an increase in interest rates as your account balance grows.
Check out this review of ING's term deposit rates.
With an ING bank account you'll pay no ATM fees in Australia up to 5 times per month pay no international transaction fees when the account conditions are met. Apple Pay and Google Pay available, plus more perks.
I see where a debit card is with the orange everyday account but we want a credit card. Is it possible to have one as well
Hi Phillip,
Thanks for your question.
ING is still preparing to launch their first credit card this year.
If you are looking to apply for a credit card, you may compare your options through our main credit card page.
Cheers,
Anndy
I have a current home loan with ING. Do ING do personal loans OR extend home loans so that the client can purchase a motor vehicle or conduct home renovations?
Hi Jim,
Thank you for your inquiry.
Sorry for the delayed reply. I’m afraid that there’s no personal loan product offered by ING Direct. But if you want, you can check our list of personal loan options with other lenders through our website.
Meantime, you can also check lenders who offer car loans.
In case you also need to find out the lenders that offer home loans for renovation, they are listed on our home improvement loan page
Alternatively, you can contact ING Direct to confirm if you can extend your current home loan with them.
Cheers,
May
Hi, my husband and i are looking into changing our banking over and im just wondering if its possible to have more than one transaction acct (orange acct)? I vaguely remember someone telling me that you can only have one but can’t find anything about it.
Thanks,
Nicole
Hi Nicole,
Thank you for your question and for contacting Finder!
Just to confirm, are you referring to ING DIRECT Orange Everyday Account? If so, the answer is yes. You can open more than one ING Orange Account and separately.
Moreover, it is worth noting that you can also open this account as joint account holders.
Before you use any financial product, Nicole, please read through their terms, conditions, and features to see if they are the right choice or not.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
May
Can you please clarify? I am looking at an Orange Everyday account and a Maximiser account and I find the online information a bit ambiguous. It says “If you have an Orange Everyday bank account, and your account receives at least $1,000 each month in the form of pay, you stand to get a higher interest rate”. Does this mean that $1000 per month should go into the Orange Everyday account or into the Maximiser account? If it goes into the Orange everyday account, how does that work with the interest earned in the Maximiser account?
Hi Annette,
Thanks for your question.
The ING DIRECT Savings Maximiser is basically an interest-earning online savings account. You will need to link a transaction account which is called an ING DIRECT Orange Everyday Account to your Savings Maximiser so that you will be able to transfer money in and out of the (Savings Maximiser) account.
In order for you to receive the maximum variable rate of 3.00% p.a. on your Savings Maximiser, you’ll need to link your Orange Everyday Account to it and deposit $1,000+ into your everyday account each month. Please note that the Orange Everyday account does not earn interest. It is your debit card that you can use for your transactions.
Hope this has answered your question.
Cheers,
May
how long does a bank transfer from ING to NAB take to clear
Hi Diane,
Thanks for your question.
NAB balance transfers normally take two to four weeks to go through.
Cheers,
Anndy