Suncorp Bank savings and bank accounts

Suncorp Bank is part of the Suncorp Group, offers several different accounts including a unique transaction account with mini interest-earning sub accounts attached.

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Suncorp Bank

Suncorp Bank savings accounts, bank accounts and term deposits

Suncorp savings accounts

4 of 4 results
Finder Score Maximum Variable Rate p.a. Base interest rate Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
Finder score
Maximum Variable Rate p.a.
4.30%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance by $200 each month (excl. interest)
  • Only 1 withdrawal
  • No balance limit on earning interest
Get a solid interest rate on your entire balance, with minimal conditions in order to get the max rate. This account doesn’t offer card access but you can make 1 withdrawal per month & grow your net balance by $200 (excl. interest) to earn the max rate.
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Maximum Variable Rate p.a.
3.55%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $20
  • Only 1 withdrawal
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Suncorp Bank Farm Management Deposit (At Call)
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Maximum Variable Rate p.a.
1.50%
Standard Variable Rate p.a.
1.50%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
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Suncorp Bank Business Saver Account
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Maximum Variable Rate p.a.
1.25%
Standard Variable Rate p.a.
1.25%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full Finder Score breakdown

Want more interest on your savings?

Compare now and find a better rate.

Suncorp bank accounts

5 of 5 results
Finder Score Monthly fee Govt. Guarantee Own network ATM fee Card type
Finder score
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Eligible Visa Debit cardholders can get cashback when using their card to shop at partner retailers.

You can link up to 9 sub-accounts to your Everyday Options Account to help you manage your budget and different expenses.
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Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
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Suncorp Bank logo
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Suncorp Bank Everyday Essentials Account
Apple Pay Google Pay Samsung Pay
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Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
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Suncorp Bank logo
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Suncorp Bank Treasury Foreign Currency Deposit Account
Apple Pay Google Pay19 currencies
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Monthly fee
$0
Government Guarantee
Own network ATM fee
Card type
Visa
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Suncorp Bank logo
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Suncorp Bank Business Premium Account
Apple Pay Google Pay Samsung Pay
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Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
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Finder Score for bank accounts

We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.

Read the full Finder Score methodology

Looking for a better bank account?

Compare everyday accounts and find one that works harder for you.

Suncorp term deposits

6 of 6 results
Finder Score 3 Mths p.a. 6 Mths p.a. 10 Mths p.a. 12 Mths p.a. 24 Mths p.a.
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Finder Score
Suncorp Bank Term Deposit - $5,000+
$5,000 min. deposit
$99,999 max. deposit
Finder Score
3 Mths p.a.
4.00%
6 Mths p.a.
3.95%
10 Mths p.a.
3.30%
12 Mths p.a.
3.45%
24 Mths p.a.
3.65%
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Suncorp Bank logo
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Suncorp Bank Term Deposit - $100,000+
$100,000 min. deposit
$999,999 max. deposit
Finder Score
3 Mths p.a.
4.00%
6 Mths p.a.
4.00%
10 Mths p.a.
3.35%
12 Mths p.a.
3.50%
24 Mths p.a.
3.70%
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Suncorp Bank logo
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Suncorp Bank Term Deposit - $1,000,000+
$1,000,000 min. deposit
$1,999,999 max. deposit
Finder Score
3 Mths p.a.
4.00%
6 Mths p.a.
4.05%
10 Mths p.a.
3.40%
12 Mths p.a.
3.55%
24 Mths p.a.
3.75%
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Suncorp Bank Farm Management Deposit - Fixed Term
$1,000 min. deposit
$49,999 max. deposit
Finder Score
3 Mths p.a.
3.35%
6 Mths p.a.
4.25%
10 Mths p.a.
-
12 Mths p.a.
4.25%
24 Mths p.a.
4.05%
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Suncorp Bank logo
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Suncorp Bank eOptions flexiRates
Finder Score
3 Mths p.a.
3.70%
6 Mths p.a.
3.55%
10 Mths p.a.
-
12 Mths p.a.
2.75%
24 Mths p.a.
-
More info
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Suncorp Bank logo
Finder Score
Finder Score
3 Mths p.a.
3.70%
6 Mths p.a.
3.55%
10 Mths p.a.
-
12 Mths p.a.
2.75%
24 Mths p.a.
-
More info
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Finder Score for term deposits

Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.

Read the full Finder Score methodology

Lock in a great rate

Compare term deposits to grow your savings with confidence.


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Congratulations, Suncorp Bank!

The Suncorp Bank Everyday Options Account was highly commended for Best Global Debit Card in the 2025 Finder Awards.

Full list of 2025 winners

What do Australians think of Suncorp bank account?

  • 4.19/5 overall for Customer Satisfaction - higher than the average of 4.11
  • 4.69/5 for Trust - higher than the average of 4.43
  • 4.12/5 for Customer Service - higher than the average of 4.07

Based on Suncorp bank account scores in Finder's 2024 & 2025 Customer Satisfaction Awards.

Pros and cons of banking with Suncorp Bank

Pros

  • Accounts for different customers. Suncorp Bank offers accounts for a variety of customers including kids, over 55s and concession card holders.
  • Bank branches and ATMs. Suncorp Bank have hundreds of physical branches and ATMs across Australia.
  • Bonus interest. Its Growth Saver Account offers bonus interest on your balance when you meet the account conditions.
  • No account keeping fees. Suncorp Bank doesn't charge monthly account keeping fees on its transaction accounts.

Cons

  • Less branches than the Big Four. While Suncorp has more branches than some smaller banks, it has a lot less Compared to the Big Four.
  • Lower interest rates. Suncorp's bonus savings account offers a lower interest rate compared to several other savings accounts in the market.

How to apply for a Suncorp Bank savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

Compare other products from Suncorp Bank

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Alison Banney's headshot
Written by

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise
Alison has written 655 Finder guides across topics including:
  • Superannuation
  • Savings accounts, bank accounts and term deposits
  • Budgeting and money-saving hacks
  • Managing the cost of living

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2 Responses

    Default Gravatar
    ErnstOctober 27, 2019

    Are your term deposits guaranteed by the government?

      Default GravatarFinder
      JoshuaOctober 28, 2019Finder

      Hi Ernst,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      If you are referring to the Suncorp term deposit accounts, the answer is yes. Your term deposit with Suncorp is protected by the government of up to $250,000.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

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