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Suncorp Everyday Options sub account

With a range of ways to access your money and interest earning sub-accounts, the Everyday Options Account is a convenient hub to handle all of your financial needs

The Suncorp Everyday Options Account provides you with flexibility in handling your day-to-day banking needs, and the option of earning interest on any funds you don’t immediately need.

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Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee

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Product NameSuncorp Everyday Options Sub Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International transaction fee0%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

Choose to link a Visa debit card and take advantage of shopping wherever Visa is accepted.

Key features

Monthly fee of $0

There is a $0 monthly account keeping fee charged each month. This fee is waived for the first year if you apply for the account online. Full time students and those with impairments that restrict access to banking facilities are also exempt from having to pay the monthly fee.

Access your money for free

You are able to access your money in the following ways; through ATMs, EFTPOS, BPAY, Visa debit, phone banking, internet banking, mobile banking, in branch or with a cheque book. These are all free transactions when conducted through Suncorp Bank.

How to apply

Apply online for the Everyday Options account and you can have your monthly fee waived for the first year. There is some eligibility criteria you need to consider first before applying for this account, and some documents you will need to have handy.


  • Minimum age. Online applicants must be at least 18 years of age in order to be considered.
  • Residency requirements. Only a permanent Australian resident with an Australian residential address is permitted to have this account issued to them.

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  1. Default Gravatar
    August 31, 2021

    Hi I need an account that doesn’t charge foreign transaction fees for my online purchases that need converting from us to au. Does this account do that? If not, pls direct me to one. Thanks in advance.

    • Avatarfinder Customer Care
      September 4, 2021

      Hi Kristy,

      The Suncorp Everyday Options Account (which is the primary account that these sub accounts can be linked from) doesn’t charge any international transaction fees. You can read more about this account here: https://www.finder.com.au/suncorp-everyday-options-account


  2. Default Gravatar
    July 13, 2019

    Can I add a sub-account to my Suncorp everyday options account via internet banking or do I have to go to the branch to add the sub account?

    • Avatarfinder Customer Care
      July 14, 2019

      Hi Chris,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      That’s an interesting question you got there Chris. Upon checking, the answer to your question is yes, you can simply add a sub account via internet bankking. You can do this by logging into your account, going to ‘Manage My Accounts’, entering in the account, and clicking ‘Add’.

      Please note that Internet Banking will only let you add accounts that you have rights or access to. If you can’t add an account, you can contact Suncorp or visit their local branch.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


  3. Default Gravatar
    December 18, 2015

    What is the maximum amount that can be put into the Suncorp everyday account and still get the 3.75 % interest

    • Avatarfinder Customer Care
      December 21, 2015

      Hi W.Gordon,

      Thanks for your question.

      The standard rate of interest (2.15%p.a.) is paid on the total of all the credit balances in your accounts, there no maximum.

      It applies to balances $0.01 and over.


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