Aussie Personal Loans

Rates and Fees verified correct on December 8th, 2016

Aussie’s Personal Loan is designed to give you the funds and financial freedom you want.

Personal loans give you quick access to much-needed funds, and this offering from Aussie might be worth considering. Aussie can help with your finances whether you are borrowing to finance home improvements, buy a new car or consolidate debts. Aussie’s Personal Loan has competitive interest rates and flexible repayment options to help suit the needs of a range of borrowers.

Aussie is no longer offering its personal loans to new customers. You can compare your other personal loan options here.

Rates last updated December 8th, 2016
$
Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment
Aussie Personal Loan

Consolidate your multiple debts (credit cards, car loans, student loans and other personal loans) in to one low interest rate loan

From 12.99% (fixed) 13.94% $3,000 1 to 7 years $199 More
Aussie Car Loan
A car loan offer from Aussie with a low establishment fee.
From 12.99% (fixed) 13.94% $3,000 1 to 7 years $199 More

Uses for the Aussie Personal Loan

An Aussie Personal Loan can be used for a wide range of purposes:

  • Debt Consolidation. If you have multiple debts, this option allows you to combine your debts and repayments into one single loan.
  • Renovation. Use the Aussie Personal Loan to add value to your home – buy new furniture, add an extension or even put in a pool.
  • Path to your first home. This is a strategy to get rid of debt as you save for your first home. Simplify your finances into one loan to begin planning for a new home.
  • Travel. Purchase your tickets, book accommodation or anything else you need to using the funds from your loan. You could even consolidate debt you've accumulated from travel.
  • Wedding A wedding personal loan can help reduce the pressure that comes with wedding arrangements. You can pay for your hotel, reception, honeymoon, wedding cars, wedding photography and more.
  • Vehicle purchase. Choose a loan term between 1 and 7 years to help you get into your new set of wheels.

Features and benefits of an Aussie Personal Loan

  • Competitive fixed rate. Rates are available from 12.99% p.a., with a comparison rate of 13.94% p.a.
  • Fixed repayments. Having set repayments means there is less stress on your budget throughout your loan tem.
  • Loan terms. Choose from loan terms ranging from 1 to 7 year(s).
  • Fast application. Personal Loans from Aussie can be applied for in around 15 minutes, with quick approvals letting you gain quick access to your funds.

What other products does Aussie offer?

  • Insurance. Aussie insurance policies offer affordable insurance policies including home and contents, accident insurance and motor vehicle insurance.
  • Home loans. Aussie is primarily a mortgage broking service and offers a wide variety of choice to help you find the right home loan.

How to apply for a personal loan from Aussie

Applying for an Aussie Personal Loan is simple, and to get started you can click "Go to Site".

Before you get started, make sure you meet all of the following criteria:

  • Over the age of 18
  • An Australian citizen or permanent resident
  • Earning an annual gross income of more than $24,000
  • Have had a good credit history for the last five years
  • Have not been bankrupt for the past seven years

If you meet the minimum criteria you are able to apply. You will need the following information to complete your application:

  • Your Australian driver's license
  • Details of your employment including two recent payslips or a tax return if you're self-employed
  • Any amount you owe on loans, overdrafts, credit/store cards (including limits and repayments)
  • Information regarding your living expenses, such as your rent and/or mortgage repayments

The online form has simple steps to follow and only takes 15 minutes to complete and you will need to list the loan amount, loan terms and purpose as part of your application.

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This page was last modified on 11 November 2016 at 12:52.

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4 Responses to Aussie Personal Loans

  1. Default Gravatar
    greg | April 19, 2015

    do you give personal loans to pensioners

    • Staff
      Matt | April 20, 2015

      Hi Greg,

      Thanks for your comment but you’ve left it on finder.com.au. We’re an online comparison service. If you’d like to discuss eligibility please get in touch with Aussie directly. If you’d like to compare a range of loans that pensioners can apply for please check out our guide here.

      Cheers
      Matt

  2. Default Gravatar
    tanya | March 26, 2015

    If you have a good credit history a secure and well payed job but limited assets, is there still a good chance of being approved for a personal loan?

    • Staff
      Shirley | March 26, 2015

      Hi Tanya,

      Thanks for your question.

      There’s a relatively good chance of being approved for a personal loan, however, your approved loan amount might be a bit less due to the lack of assets.

      If you would like to discuss your eligibility or options, please get in touch with Aussie directly.

      Cheers,
      Shirley

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