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Aussie

Aussie Personal Loans

Get a personal loan with terms up to 7 years. Interest charges and fees apply.

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Aussie’s personal loan can be used for a variety of purposes, including debt consolidation, renovation, travel, wedding expenses and vehicle purchases. Their loan terms are from 1 to 7 years and interest rates are fixed. This means that your repayments will remain steady over the lifetime of the loan, making it easier to budget and predict. Rates start from 12.99% p.a., with a comparison rate of 13.94% p.a.

Aussie is no longer offering its personal loans to new customers. You can compare your other personal loan options here.

1 - 1 of 1
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Name Product Mobile details underline Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment
Aussie Personal Loan Fixed, 1 - 7 Years, $3,000 -
Aussie Personal Loan
1 - 7 Years, $3,000 -
12.99%
13.94%
Fixed
$199
$10

Consolidate your multiple debts (credit cards, car loans, student loans and other personal loans) in to one low interest rate loan

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1 - 1 of 1
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Name Product Mobile details underline Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment
Aussie Car Loan Fixed, 1 - 5 Years, $3,000 -
Aussie Car Loan
1 - 5 Years, $3,000 -
6.07%
7.96%
Fixed
$199
$10
You'll receive a fixed rate from 6.07% p.a.
A car loan offer from Aussie with a low establishment fee.
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Uses for the Aussie Personal Loan

An Aussie Personal Loan can be used for a wide range of purposes:

  • Debt Consolidation. If you have multiple debts, this option allows you to combine your debts and repayments into one single loan.
  • Renovation. Use the Aussie Personal Loan to add value to your home – buy new furniture, add an extension or even put in a pool.
  • Path to your first home. This is a strategy to get rid of debt as you save for your first home. Simplify your finances into one loan to begin planning for a new home.
  • Travel. Purchase your tickets, book accommodation or anything else you need to using the funds from your loan. You could even consolidate debt you've accumulated from travel.
  • Wedding A wedding personal loan can help reduce the pressure that comes with wedding arrangements. You can pay for your hotel, reception, honeymoon, wedding cars, wedding photography and more.
  • Vehicle purchase. Choose a loan term between 1 to 7 years to help you get into your new set of wheels.

Features and benefits of an Aussie Personal Loan

  • Competitive fixed rate. Rates are available from 12.99% p.a., with a comparison rate of 13.94% p.a.
  • Fixed repayments. Having set repayments means there is less stress on your budget throughout your loan tem.
  • Loan terms. Choose from loan terms ranging from 1 to 7 years.
  • Fast application. Personal Loans from Aussie can be applied for in around 15 minutes, with quick approvals letting you gain quick access to your funds.

What other products does Aussie offer?

  • Insurance. Aussie insurance policies offer affordable insurance policies including home and contents, accident insurance and motor vehicle insurance.
  • Home loans. Aussie is primarily a mortgage broking service and offers a wide variety of choice to help you find the right home loan.

How to apply for a personal loan from Aussie

Applying for an Aussie Personal Loan is simple, and to get started you can click "Go to Site".

Before you get started, make sure you meet all of the following criteria:

  • Over the age of 18
  • An Australian citizen or permanent resident
  • Earning an annual gross income of more than $24,000
  • Have had a good credit history for the last five years
  • Have not been bankrupt for the past seven years

If you meet the minimum criteria you are able to apply. You will need the following information to complete your application:

  • Your Australian driver's license
  • Details of your employment including two recent payslips or a tax return if you're self-employed
  • Any amount you owe on loans, overdrafts, credit/store cards (including limits and repayments)
  • Information regarding your living expenses, such as your rent and/or mortgage repayments

The online form has simple steps to follow and only takes 15 minutes to complete and you will need to list the loan amount, loan terms and purpose as part of your application.

 

More guides on Finder

  • Aussie Elevate Variable Home Loan

    The Elevate Variable Home Loan from Aussie is a flexible variable rate mortgage with a 100% offset account.

  • Aussie Elevate Fixed Home Loan

    The Aussie Elevate Fixed Home Loan is a competitive fixed rate mortgage from Aussie. It has options for investors and home buyers and an offset account.

  • Aussie Select Line of Credit Home Loan review

    Borrow up to 90% of the value of the equity in your home with an Aussie Select Line of Credit Home Loan.

  • Aussie Select Standard Variable Home Loan

    The Aussie Select Standard Variable Home Loan offers a competitive interest rate, penalty-free extra repayments and you can redraw as often as you like.

  • Aussie Select Basic Variable Rate Home Loan

    Find out the benefits of an Aussie Select Basic Variable Rate home loan – competitive interest rates, flexible repayment terms and no management fees.

  • Aussie Select Basic Fixed Rate Home Loan

    A fixed rate means your repayments won't change. The Aussie Basic Fixed Rate Home Loan is a fully featured loan available to people purchasing their new home, refinancing from another lender or purchasing a new investment. Read on for a review of the features, fees and rates offered with this mortgage product.

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3, 5 or 7 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate between 6.49% p.a. and 15.99% p.a. ( 7.41% p.a. to 16.84% p.a. comparison rate) based on your risk profile
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 years to 7 years loan terms available. This loan comes with no fees for extra repayments and no early exit fees.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.95% p.a. and 22.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

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4 Responses

  1. Default Gravatar
    gregApril 19, 2015

    do you give personal loans to pensioners

    • Avatarfinder Customer Care
      MattApril 20, 2015Staff

      Hi Greg,

      Thanks for your comment.

      If you would like to discuss eligibility, please get in touch with Aussie directly. You may also check or guide to compare a range of pensioner loans. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.

      Cheers,
      Matt

  2. Default Gravatar
    tanyaMarch 26, 2015

    If you have a good credit history a secure and well payed job but limited assets, is there still a good chance of being approved for a personal loan?

    • Avatarfinder Customer Care
      ShirleyMarch 26, 2015Staff

      Hi Tanya,

      Thanks for your question.

      There’s a relatively good chance of being approved for a personal loan, however, your approved loan amount might be a bit less due to the lack of assets.

      If you would like to discuss your eligibility or options, please get in touch with Aussie directly.

      Cheers,
      Shirley

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