Best mobile plans for seniors September 2026

Avoiding overpaying for your mobile plan is simple, even without a seniors discount. We've listed our top picks and included tips to help you save.

Mariam Gabaji's headshot

By

Mariam Gabaji

Updated

Fact checked
4.7 based on 828 reviews

Best Value

Finder Award
TPG Small
TPG logo
Go to site
  • 30GB
  • $15/mth for first 6 months, then $30/mth. T&Cs apply.

High Data

Dodo $30 Online Only Offer
Dodo logo
$20 Reward
Go to site

T&Cs apply

  • $20 Visa gift card from Finder
  • $15/mth for first 6 months, then $30/mth. Ends 30 Sep 2026. Plan price may change. T&Cs apply.
  • 40GB

365-Day

Finder Award
Lyca Mobile Medium Long Term
Lyca Mobile logo
$20 Reward
Go to site

T&Cs apply

  • $20 Visa gift card from Finder
  • $150 on activation, then $240/recharge. T&Cs apply.
  • 360GB

International Calls

Finder Award
TPG Medium
TPG logo
Go to site
  • 50GB
  • $17.50/mth for first 6 months, then $35/mth. T&Cs apply.

Best mobile plans for seniors — September 2026

Very few providers offer seniors discounts on mobile plans. The good news is you can easily find a great deal on a regular mobile plan to keep the costs low.

We've compared 294 mobile plans from 46 mobile providers in Australia and curated 6 top picks based on price, network and expert analysis.

If these don't quite fit, check out our comparison table further down for some of the cheapest mobile plans on Finder that don’t cost more than $35 a month - including yearly options that work out to the same price.

Our top picks were reviewed by senior utilities editor Mariam Gabaji.

Finder Score Data allowance Ongoing price Special offer

Best cheap mobile plan for seniors

Cmobile Red logo
7.6
Cmobile Red $14.90
PostpaidNo lock-in contract
Regular price
7.6
3GB
Vodafone 4G network
$14.90
per month
per month
$14.90
per month
per month
Regular price
View details
Compare product selection

Why we like it

We looked at plans that cost under $20 a month and found CMobile Red’s plan to be our top pick. There aren’t many options at this price point, but if you’re looking to pay very little, don’t really need much data and mostly want unlimited local calls and texts, it’s a good choice.

Pros

  • Option to contact customer support via live chat or email if you don’t want to call.
  • The plan includes unlimited international texts.

Cons

  • Make sure 3GB is enough for you. Excess data use is charged at 1 cent per MB.
  • There’s no 5G access.

Best value prepaid plan for seniors

TPG logo
8.2
TPG Small
Finder AwardPrepaidNo lock-in contract
$30
$15
per month for first 6 months
8.2
30GB
Vodafone 4G/5G network
$30
per month
per month
$30
per month
per month
$30
$15
per month for first 6 months
Discount: $15/mth for first 6 months, then $30/mth. T&Cs apply.
Go to site View details
Compare product selection

Why we like it

We looked at prepaid plans that cost $30 a month or less. TPG is our top pick for the month, with its latest offer saving you $90 over 6 months. TPG was also the winner in the Best Value Prepaid Mobile Provider category at the 2026 Finder Mobile Awards.

Pros

  • The plan includes 100 international minutes and as many texts to 31 selected countries.
  • Option to sign up via an eSIM if you have a compatible handset. This takes the hassle of waiting for a physical SIM card to be delivered.

Cons

  • The price reverts to $30 a month after 6 months. However, it still stacks up well against other plans.

Best high data mobile plan for seniors

Dodo logo
9.1
Dodo $30 Online Only Offer
PostpaidNo lock-in contract
$30
$15
per month for first 6 months
9.1
40GB
Optus 4G/5G network
$30
per month
per month
$30
per month
per month
$30
$15
per month for first 6 months
Discount: $15/mth for first 6 months, then $30/mth. Ends 30 Sep 2026. Plan price may change. T&Cs apply.
$20$20$20 RewardT&Cs apply
T&Cs apply
Go to site View details
Compare product selection

Why we like it

We looked at mobile plans priced at $40 a month or less that include more than 25GB of data. Dodo’s 40GB plan is our top pick. You’ll save $90 over 6 months with its latest offer. Plus, you'll get a $20 digital Visa gift card when you sign up through Finder. The ongoing price stacks up well against our $1 per GB benchmark.

Pros

  • There are no excess data charges. If you run out of your monthly data allowance, the download speed will simply slow to 256Kbps.
  • Unlimited data banking is available. Your unused data won’t ever go to waste as long as you stick with this plan.
  • Includes $200 worth of international call credit.
  • You can bundle energy, internet and mobile plans with Dodo to save up to $15 a month.

Cons

  • The price will revert to $30 a month after 6 months.
  • 5G download speeds are capped at 150Mbps, though this should be more than enough for streaming, browsing and gaming.

Best mobile plan for seniors with international calls

TPG logo
8.6
TPG Medium
Finder AwardPrepaidNo lock-in contract
$35
$17.50
per month for first 6 months
8.6
50GB
Vodafone 4G/5G network
$35
per month
per month
$35
per month
per month
$35
$17.50
per month for first 6 months
Discount: $17.50/mth for first 6 months, then $35/mth. T&Cs apply.
Go to site View details
Compare product selection

Why we like it

We looked at mobile plans that include unlimited international calls and cost under $40 a month. TPG’s Medium Plan is our top pick, offering unlimited calls and texts to 31 selected countries. TPG was also the winner in the Best Value Prepaid Mobile Provider category at the 2026 Finder Mobile Awards.

Pros

  • You’ll save $105 over 6 months with TPG’s latest offer.
  • Option to sign up via an eSIM if you have a compatible handset. This takes the hassle of waiting for a physical SIM card to be delivered.

Cons

  • The price will revert to $35 a month after 6 months.
  • 5G download speeds are capped at 150Mbps. However, this is fast enough for online activities on your phone.

Best 365-day mobile plan for seniors

Lyca Mobile logo
9.5
Lyca Mobile Medium Long Term
Finder AwardPrepaidNo lock-in contract
$240
$150
for first recharge
9.5
360GB
Vodafone 4G/5G network
$240
per 360 day recharge
per 360 day recharge
$240
per 360 days expiry
per 360 days expiry
$240
$150
for first recharge
Discount: $150 on activation, then $240/recharge. T&Cs apply.
$20$20$20 RewardT&Cs apply
T&Cs apply
Go to site View details
Compare product selection

Why we like it

We looked at 365-day mobile plans that cost $300 or less and found Lyca Mobile’s Medium Long Term plan to be a standout this month. With the current offer, the cost is about $12.50 a month for 30GB of data in your first year. Plus, you'll get a $20 digital Visa gift card when you sign up through Finder. Lyca Mobile also won Best Long Expiry Prepaid Mobile Provider at the 2026 Finder Mobile Awards.

Pros

  • Includes unlimited international calls to 35 selected countries.
  • Access to Vodafone’s 4G and 5G networks. Not many long-expiry plans in our database include 5G access.
  • You can roll over up to 500GB of unused data.
  • Option to sign up via an eSIM if you have a compatible handset.

Cons

  • The price will revert to $240 from the second recharge.
  • Unlike some long-expiry plans, Lyca Mobile splits its data into 30-day blocks. It’s still a generous allowance, but worth noting if your usage changes throughout the year.
  • You’ll get charged extra for using its Multimedia Messaging Service ($0.62 per MMS).

Best mobile plan for seniors on the Telstra network

ALDI Mobile logo
8.8
ALDI $29 5G Plan
PrepaidNo lock-in contract
29GB
58GB
for first 6 recharges
8.8
29GB
Wholesale Telstra 4G/5G network
$29
per 30 day recharge
per 30 day recharge
$29
per 30 days expiry
per 30 days expiry
29GB
58GB
for first 6 recharges
Bonus data offer: 58GB for first 6 recharges, then 29GB/recharge. Ends 29 Sep 2026. T&Cs apply.
View details
Compare product selection

Why we like it

We looked at mobile plans that cost $35 a month or less and run on the Telstra network. ALDI Mobile comes out on top thanks to its double data offer for the first 6 recharges. It also won Provider of the Year - Mobile Phone Plans in Finder's 2026 Provider of the Year awards.

Pros

  • Unlimited international calls and texts to 20 selected countries, plus 100 minutes and 50 texts to 30 additional countries.
  • You can save all your unused data for future use.
  • Access to a handy mobile app to track your data use and manage plan details.
  • You can easily sign up with an eSIM if you have a compatible handset.

Cons

  • The data allowance will drop from 58GB to 29GB after the first 6 recharges.
  • 4G and 5G download speeds are capped at 100Mbps and 150Mbps, respectively. However, this is fast enough for online activities on your phone.
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Compare cheap mobile plans for seniors

3 of 94 results
Checked 23 September 2026
Finder Score Data allowance Ongoing price Special offer
9.1
40GB
Optus 4G/5G network
$30
per month
per month
$30
per month
per month
$30
$15
per month for first 6 months
Discount: $15/mth for first 6 months, then $30/mth. Ends 30 Sep 2026. Plan price may change. T&Cs apply.
$20$20$20 RewardT&Cs apply
T&Cs apply
Go to site View details
Compare product selection
8
22GB
Optus 4G/5G network
$25
per 28 day recharge
per 28 day recharge
$25
per 28 days expiry
per 28 days expiry
$25
$12.50
for first 6 recharges
Special offer: $12.50/recharge for first 6 recharges, then $25/recharge. Free OnePass membership on activation. Earn 5x Flybuys points for every $1 spent, plus an extra 1,000 bonus points when you activate by 29 Oct 2026. T&Cs apply.
Go to site View details
Compare product selection
8.6
50GB
Vodafone 4G/5G network
$35
per month
per month
$35
per month
per month
$35
$17.50
per month for first 6 months
Discount: $17.50/mth for first 6 months, then $35/mth. T&Cs apply.
Go to site View details
Compare product selection
loading
Showing 3 of 17 results

Finder Score for mobile plans

We've scored over 290+ mobile plans on everything from cost to data allowance and important features.

Our experts give each plan a score out of 10 - totally fair, with no commercial strings attached.

Read the full methodology

How do I find the best mobile plan for seniors?

Finding the cheapest mobile plan will require you to consider a few things:

  • How much are you willing to pay? There are plenty of options for different price ranges starting as low as $5. Make sure you compare your options before deciding on one.
  • Do you need extra features? While some plans come with features such as data banking and international call inclusions, consider whether you'll actually use these. Plans with fewer bonus features will usually still offer unlimited national calls and texts, with better value for data if you need it.
  • How much data do you need? Check how much data you use by looking at your past bills or provider's online portal or app. Super low data plans don't really exist anymore so you'll want to find the cheapest plan that'll cover your needs.
  • Are you willing to sign up long term to save? Long-expiry options exist which can give you enough features to last 6–12 months. This means you won't need to top up your plan every month, as long as you haven't run out before the expiry period. These plans are usually better value over time compared to month-to-month plans since you're paying upfront for a longer period of use.

Do seniors get a discount from Telstra?

Telstra doesn't offer a dedicated seniors plan, but eligible concession card holders can get 10% off selected Upfront Mobile Plans.

Prices without the discount start at $74 a month for 50GB.

Otherwise, check out our top picks for mobile plans that run on the Telstra network.

Vodafone seniors discount on mobile plans

Vodafone offers seniors card holders 10% off monthly plan fees on its SIM-only plans that start at $58 a month for 65GB.

Again, this is fairly expensive compared to other mobile plans in our database, including our top picks in this guide.

In fact, the starting cost of a prepaid plan from Vodafone is cheaper at $40 per 28 days for 30GB.

Does Optus have a seniors discount?

Optus doesn't offer a seniors discount. If you want to sign up, the cheapest option is its prepaid plan - $39 per 28 days for 25GB.

Or, you can check out our top picks for mobile plans that run on the Optus network instead.

TPG mobile plans for seniors

While there are no seniors plans for TPG, its plans still offer great value for money, especially for the first six months with prices being discounted by 50%.

Prices start at $30 a month for 30GB without any promos.

Sources

Mariam Gabaji's headshot
Written by

Senior Utilities Editor & Tech Expert
Add to Preferred Sources

Mariam Gabaji is a journalist with 13 years of experience, specialising in consumer topics like mobile services and energy costs. Her work appears in the ABC, Yahoo Finance, 9News, The Guardian, SBS, 7News, A Current Affair and Money Magazine. Mariam holds a Bachelor of Arts in Journalism and was a finalist for the 2024 and 2025 IT Journalism Award for Best Telecommunications Journalist. See full bio

Mariam's expertise
Mariam has written 626 Finder guides across topics including:
  • Energy
  • Mobile
  • Broadband
  • Consumer tech
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40 Responses

    Catherine's avatar
    CatherineAugust 30, 2023

    I want to know which providers allow you to pay with Paypal?

      Mariam Gabaji's headshotFinder
      MariamSeptember 4, 2023Finder

      Hi Catherine, it’s rare that a provider offers Paypal as a method of payment. You can check here which places offer you to pay via Paypal https://www.paypal.com/au/webapps/mpp/shop-with-paypal. Telstra used to but it may have gotten rid of the option. It’s best to verify with the provider directly before signing up.

    Luffy's avatar
    LuffyOctober 18, 2018

    what plan and Iphone would you recommend for my 83 yr old dad

      John Basanes's avatarFinder
      JohnOctober 19, 2018Finder

      Hi Luffy,

      Thank you for leaving a question.

      The plans that are offered to Seniors are of different categories. You may want to check first how to maximise the value of the plan you wish to take based on how you would be using it. Will you be using it more on data? Text and calls perhaps? Please include these factors when choosing a plan that suits your needs. As per the Iphone, Depending on your budget, you may want to check the newest flagship of Apple which is the iPhone X. But if you are not into getting the newest version, most of the older iPhones have most of the features present in the new flagship. Hope this helps!

      Cheers,
      Reggie

    Maggie's avatar
    MaggieApril 26, 2018

    I have a 94yo friend and want to get her a very cheap (no data or internet) phone with large numbers – where can I find a comparison?

      Joel Marcelo's avatar
      JoelApril 26, 2018

      Hi Maggie,

      Thanks for leaving a question on Finder.

      We have outlined everything you need to know in our article above. If your friend is careful with her money or surviving only on a pension, she does not have the money to splash around on high-end mobile plans. For her, a mobile phone is a calling tool first and foremost, with a strong focus on a lower overall cost of usage. She can check out Amaysim As You Go or ALDImobile PAYG

      You can also check out our list of mobile plans so you can personalise your search. Once you have chosen a particular plan, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with your application or get in touch with their representatives for further assistance.

      Cheers,
      Joel

    Ray's avatar
    RayJuly 5, 2017

    I am just on 64, almost retired & have a 2G mobile phone . I’ve received emails & texts saying that I have to upgrade to a 3G or 4G mobile phone by August 1st. I don’t use the phone very much. I usually get $30 Virgin credit & it lasts me for about 6 months. I would like to get a replacement (probably 4G) mobile with similar conditions. Can you advise a phone & will it still be possible to get the $30 credit so that I only get charged on the calls or texts that I make?

    Regards
    Ray

      Jonathan's avatar
      JonathanJuly 6, 2017

      Hello Ray!

      Thanks for the comment. :)

      Please be advised that you have reached finder and we provide generic advice.

      Whether buying it outright or checking your telco provider if they offer this on a cheap mobile plan is your choice. Getting into a plan may give you bigger calls and texts value, not to mention, you may qualify for some Senior’s Discount! :)

      Good Luck with your choice! I know you want this to keep connected to your loved ones.

      Hope this helps.

      Cheers,
      Jonathan

    Julia's avatar
    JuliaMarch 28, 2017

    I am about to transfer my number to another person and need a new number. Am I able to have a choice of numbers and pick a favorite?

      May's avatarFinder
      MayMarch 28, 2017Finder

      Hi Julia,

      Thank you for your inquiry.

      There are providers that will let you choose a mobile number. In order to request this, please contact your chosen mobile plan provider directly.

      Cheers,
      May

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