Online Home Loans

Online Home Loans Comparison

Home loans for those who prefer to research and organise online.

No reviews yet. Write a review

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Find essential information about mortgages from Online Home Loans on this page. Skip ahead to the full table of products or read more about Online Home Loans mortgages below.

Compare Online Home Loans home loans

Compare Online Home Loans home loans below. Hit "load more" to see a fuller selection of home loans and hit "Enquire now" to start your application process.

$
years
Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

Online Home Loans Flexi Choice Prime Fixed Rate P&IHome 3Y Fixed≥ 20% Deposit

Online Home Loans Flexi Choice Prime Fixed Rate
4.59%
4.42%
  • App: $345
  • Ongoing: $0 p.a.
$770
Set your rate and forget about rate rises for 3 years as you pay off your home. 100% offset account attached.

Online Home Loans Flexi Choice Prime Fixed Rate P&IInvestment 3Y Fixed≥ 20% Deposit

Online Home Loans Flexi Choice Prime Fixed Rate
4.89%
4.72%
  • App: $345
  • Ongoing: $0 p.a.
$797
An investment mortgage with a 3 year fixed rate and a 100% offset account.

Online Home Loans Flexi Choice Prime Fixed Rate IOHome 3Y Fixed≥ 20% Deposit

Online Home Loans Flexi Choice Prime Fixed Rate
4.74%
4.57%
  • App: $345
  • Ongoing: $0 p.a.
$783
Fix your rate for 3 years, enjoy flexible repayment options, redraw facilities and a 100% offset account.
loading

Compare up to 4 providers

Online Home Loans lender profile

  • Online Home Loans is a digital brand backed by non-bank lender Resimac.
  • Online Home Loans caters to borrowers who are happy to borrow from a digital lender. The company's lending specialists are available for a chat over email, live chat, through its Facebook page or over the phone.
  • Online Home Loans is a mortgage broker with access to a panel of lenders. They also offer their own competitive loans.

Online Home Loans mortgage features

Online Home Loans has a range of home loans to compare.

FeatureDetails
Deposit sizeMost Online Home Loans loans require a 20% deposit, but some rates are available with a 5 or 10% deposit.
Offset accountSome Online Home Loans mortgages come with a 100% offset account, such as the Online Home Loans Flexi Choice Prime Variable.
Redraw facilityThe Online Home Loans Flexi Choice Prime Variable and the Online Home Loans Flexi Choice Prime Fixed come with a redraw facility.

How do I apply for an Online Home Loans mortgage?

You can learn more about a specific Online Home Loans mortgage by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to an Online Home Loans lending specialist.

Eligibility

Each Online Home Loans product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Online Home Loans you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

  • Online Home Loans Horizon Variable Home Loan

    The Online Home Loans Horizon Variable Home Loan offers a competitive variable interest rate, the flexibility of additional repayments, a free redraw facility and a 100% mortgage offset account.

  • Online Home Loans Horizon Fixed Rate Loan

    With a free redraw facility and the security of a fixed interest rate, the Online Home Loans Horizon Fixed Rate Loan offers convenience and a range of useful features.

  • Online Home Loans Standard Variable Home Loan

    The Online Home Loans Standard Variable Home Loan combines a competitive interest rate with no ongoing fees, a free redraw facility and a 100% offset account.

Home Loan Offers

Important Information*

Find the right home loan now

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

2 Responses

    Default Gravatar
    JuleeSeptember 15, 2017

    Have property worth around 500,000. want to build again and get a loan for 430.000 to build then sell the other property and put the money from it on the other loan. can this be done.

      Default Gravatar
      GruSeptember 16, 2017

      Hi Julee,

      Thanks for reaching out to Finder.

      If you need temporary finance to cover your new property purchase while waiting to complete the sale on your home you could take out a bridging loan. According to our review, there are two main types of bridging loans known as Closed Bridge and Open Bridge. See the difference below:

    • Closed Bridging Finance has a pre-agreed date by which the property will be sold and the loan repaid. A closed bridge is only available to homebuyers who have already exchanged on the sale of their existing property.
    • An Open Bridge differs in that it is taken out by buyers who have found their perfect property but haven’t found a buyer for their existing home. Lenders are often hesitant to offer open bridging loans and will expect to see details about the new property proof that your current home is being actively marketed. Lenders will also insist you have a significant amount of existing equity in your current property and an exit strategy in case the sale falls through.
    • If you’d like to check, you can press the “Enquire Now” button. If you submit your details via the form, a specialist will be in touch to discuss the different options available and provide you with a quote.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can speak to a mortgage broker who can take your personal circumstance into account and offer you a range of borrowing options.

      Hope this helped.

      Cheers,
      Gru

Go to site