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Online Home Loans Comparison

Home loans for those who prefer to research and organise online.

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Online Home Loans

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Find essential information about mortgages from Online Home Loans on this page. Skip ahead to the full table of products or read more about Online Home Loans mortgages below.

Online Home Loans lender profile

  • Online Home Loans is a digital brand backed by non-bank lender Resimac.
  • Online Home Loans caters to borrowers who are happy to borrow from a digital lender. The company's lending specialists are available for a chat over email, live chat, through its Facebook page or over the phone.
  • Online Home Loans is a mortgage broker with access to a panel of lenders. They also offer their own competitive loans.

Online Home Loans mortgage features

Online Home Loans has a range of home loans to compare.

FeatureDetails
Deposit sizeMost Online Home Loans loans require a 20% deposit, but some rates are available with a 5 or 10% deposit.
Offset accountSome Online Home Loans mortgages come with a 100% offset account, such as the Online Home Loans Flexi Choice Prime Variable.
Redraw facilityThe Online Home Loans Flexi Choice Prime Variable and the Online Home Loans Flexi Choice Prime Fixed come with a redraw facility.

How do I apply for an Online Home Loans mortgage?

You can learn more about a specific Online Home Loans mortgage by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to an Online Home Loans lending specialist.

Eligibility

Each Online Home Loans product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Online Home Loans you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

  • Online Home Loans Horizon Variable Home Loan

    The Online Home Loans Horizon Variable Home Loan offers a competitive variable interest rate, the flexibility of additional repayments, a free redraw facility and a 100% mortgage offset account.

  • Online Home Loans Horizon Fixed Rate Loan

    With a free redraw facility and the security of a fixed interest rate, the Online Home Loans Horizon Fixed Rate Loan offers convenience and a range of useful features.

  • Online Home Loans Standard Variable Home Loan

    The Online Home Loans Standard Variable Home Loan combines a competitive interest rate with no ongoing fees, a free redraw facility and a 100% offset account.

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

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2 Responses

  1. Default Gravatar
    JuleeSeptember 15, 2017

    Have property worth around 500,000. want to build again and get a loan for 430.000 to build then sell the other property and put the money from it on the other loan. can this be done.

    • Default Gravatar
      GruSeptember 16, 2017

      Hello julee,

      As a friendly reminder, please note that finder is an Australian comparison website and general information service.
      While we do not represent any company we feature on our pages, we can offer you general advice.

      To answer your question above, yes, that may be done.
      You may also want to view this page for a list of mortgage brokers as well as a comparison table to guide you in making an informed decision.

      Hope this helped.

      Cheers,
      Gru

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