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Online Home Loans Comparison
Home loans for those who prefer to research and organise online.
Home Loan Types
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We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder.
Find essential information about mortgages from Online Home Loans on this page. Skip ahead to the full table of products or read more about Online Home Loans mortgages below.
Online Home Loans lender profile
- Online Home Loans is a digital brand backed by non-bank lender Resimac.
- Online Home Loans caters to borrowers who are happy to borrow from a digital lender. The company's lending specialists are available for a chat over email, live chat, through its Facebook page or over the phone.
- Online Home Loans is a mortgage broker with access to a panel of lenders. They also offer their own competitive loans.
Online Home Loans mortgage features
Online Home Loans has a range of home loans to compare.
| Feature | Details |
|---|---|
| Deposit size | Most Online Home Loans loans require a 20% deposit, but some rates are available with a 5 or 10% deposit. |
| Offset account | Some Online Home Loans mortgages come with a 100% offset account, such as the Online Home Loans Flexi Choice Prime Variable. |
| Redraw facility | The Online Home Loans Flexi Choice Prime Variable and the Online Home Loans Flexi Choice Prime Fixed come with a redraw facility. |
How do I apply for an Online Home Loans mortgage?
You can learn more about a specific Online Home Loans mortgage by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to an Online Home Loans lending specialist.
Eligibility
Each Online Home Loans product have specific eligibility criteria but some will apply to all products. For example:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
Documents required
When you apply for a mortgage with Online Home Loans you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Detailed guide to home loan applications and paperwork
Looking for more mortgage options?
- Big Four banks. Check out home loan rates from Australia's Big Four banks.
- Online lenders. Compare more mortgages from online lenders.
- Investors. Compare loans for property investors.
- Mortgage brokers. Find out how to get free, expert guidance from a mortgage broker.
More guides on Finder
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Online Home Loans Horizon Variable Home Loan
The Online Home Loans Horizon Variable Home Loan offers a competitive variable interest rate, the flexibility of additional repayments, a free redraw facility and a 100% mortgage offset account.
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Online Home Loans Horizon Fixed Rate Loan
With a free redraw facility and the security of a fixed interest rate, the Online Home Loans Horizon Fixed Rate Loan offers convenience and a range of useful features.
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Online Home Loans Standard Variable Home Loan
The Online Home Loans Standard Variable Home Loan combines a competitive interest rate with no ongoing fees, a free redraw facility and a 100% offset account.
Home Loan Offers
Important Information*
Ask an Expert
Have property worth around 500,000. want to build again and get a loan for 430.000 to build then sell the other property and put the money from it on the other loan. can this be done.
Hello julee,
As a friendly reminder, please note that finder is an Australian comparison website and general information service.
While we do not represent any company we feature on our pages, we can offer you general advice.
To answer your question above, yes, that may be done.
You may also want to view this page for a list of mortgage brokers as well as a comparison table to guide you in making an informed decision.
Hope this helped.
Cheers,
Gru