Online Home Loans Comparison

Rates and fees last updated on

Home loans for those who prefer to research and organise online.

Online Home Loans Morgage Broker logoOnline Home Loans caters to borrowers who don’t want to have to walk into a physical bank branch to get a home loan, and makes it easy to get finance by being available for a chat over email, live chat, through its Facebook page or over the phone.

Online Home Loans co-founder Murray Lees is one of the original founders of Connective, a leading Australian mortgage aggregator. Today 1 in 10 home loans are written by a mortgage broker from Connective.

Online Home Loans offers a range of home loans funded through Resimac, including fixed and variable rate loans for both owner occupiers and investors. Read on to compare its home loans and find out more about the company.

Rates last updated June 23rd, 2017
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Online Home Loans Standard Variable - Owner occupier
A variable rate home loan for owner occupiers with a 100% offset account.
3.74% 3.74% $275 $0 p.a. 95% More info
Online Home Loans Horizon - Variable (Owner occupier)
Pay off your loan sooner with a 100% offset account.
3.64% 3.94% $275 $299 p.a. 95% More info
Online Home Loans Horizon Fixed - 3 Years (Owner occupier)
A competitive fixed rate for 3 years with split loan options.
4.19% 4.06% $275 $299 p.a. 95% More info
Rates last updated June 23rd, 2017
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Online Home Loans Horizon Fixed - 3 Years (Investor)
Invest in property with a competitive 3 year fixed rate.
4.79% 4.64% $275 $299 p.a. 95% More info
Online Home Loans Horizon - Variable (Investor)
A competitive loan for investors. Annual fee applies.
4.24% 4.53% $275 $299 p.a. 95% More info
Online Home Loans Standard Variable - Investor
Invest in property and take advantage of a 100% offset account.
4.34% 4.34% $275 $0 p.a. 95% More info

What home loans does Online Home Loans offer?


The Standard Home Loan is a variable rate loan. It is a full documentation home loan, so you’ll need to supply payslips and all other supporting information. It has a high maximum LVR of 95%, so you’ll only need a 5% deposit. It also comes with a 100% offset account, so you can save on interest costs and pay your loan off earlier.


The Horizon Home Loan has the option of a competitive variable rate or a three year fixed rate. The variable rate variant of this loan has a 100% offset account and allows extra repayments.

If you opt for the three year fixed rate variant you can also pay for the Rate Lock feature which allows you to lock in the rate at the time of application to ensure it won’t change between application and settlement.

Both variants of this loan carry an annual fee of $299, and you can split the loan into multiple portions to take advantage of the different rate options.

What other services does Online Home Loans offer?

Online Home Loans also offers a mortgage broking service. A mortgage broker can help evaluate your requirements and then sort through home loans from many different lenders, including the big four banks and smaller lenders. They’ll then recommend the best home loans for you. Because mortgage brokers earn a commission from the lender that you choose, you pay no fee for this service.

Find out more about Online Home Loans’ broking service in our review

How to apply for a loan from Online Home Loans

If you’re interested in any of Online Home Loans’ products, you can find out more or start the application process by clicking the green "Go to site" button in the table above. This will securely take you to the Online Home Loans website. From here you can organise a callback to talk through your options with a specialist.

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This page was last modified on 22 May 2017 at 2:50pm.

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Special offer for new lending of $150k or more & under 80% LVR, this offer has been extended.

Bank Australia Basic Home Loan - Variable (Owner Occupier)

A competitive variable rate that allows borrowers to borrow a minimum of $100,000 with a $0 ongoing fee.

NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I)

A fixed rate package loan with flexible repayments options. 350K NAB Rewards Points offer available. Terms and conditions apply.

Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤85% ($150K+ Owner Occupier)

Discount off an already competitive interest rate for loans over $150k. NSW, QLD and ACT residents only.

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