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Online Home Loans Comparison

Home loans for those who prefer to research and organise online.

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Online Home Loans

Find essential information about mortgages from Online Home Loans on this page. Skip ahead to the full table of products or read more about Online Home Loans mortgages below.

Compare Online Home Loans home loans

Compare Online Home Loans home loans below. Hit "load more" to see a fuller selection of home loans and hit "Enquire now" to start your application process.

Rates last updated March 31st, 2020
Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Online Home Loans Flexi Choice Prime - Pro Pack LVR up to 80% (Owner Occupier, P&I)
$0 p.a.
Flexible, competitive variable rate that has flexible repayments, split and redraw facilities.
Online Home Loans Flexi Choice Prime - Pro Pack LVR up to 80% (Investor, P&I)
$0 p.a.
Variable investor loan for borrowers with a 20% deposit. 100% offset account attached.
Online Home Loans Flexi Choice Prime - Standard LVR up to 80% (Owner Occupier, P&I)
$0 p.a.
This variable mortgage has flexible repayments, a 100% offset account and no application fee.

Compare up to 4 providers

Online Home Loans lender profile

  • Online Home Loans is a digital brand backed by non-bank lender Resimac.
  • Online Home Loans caters to borrowers who are happy to borrow from a digital lender. The company's lending specialists are available for a chat over email, live chat, through its Facebook page or over the phone.
  • Online Home Loans is a mortgage broker with access to a panel of lenders. They also offer their own competitive loans.

Online Home Loans mortgage features

Online Home Loans has a range of home loans to compare.

Deposit sizeMost Online Home Loans loans require a 20% deposit, but some rates are available with a 5 or 10% deposit.
Offset accountSome Online Home Loans mortgages come with a 100% offset account, such as the Online Home Loans Flexi Choice Prime Variable.
Redraw facilityThe Online Home Loans Flexi Choice Prime Variable and the Online Home Loans Flexi Choice Prime Fixed come with a redraw facility.

How do I apply for an Online Home Loans mortgage?

You can learn more about a specific Online Home Loans mortgage by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to an Online Home Loans lending specialist.


Each Online Home Loans product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Online Home Loans you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000 (*now 2.84%, drops to 2.59% on 3 April)
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000 (*now 2.84%, drops to 2.59% on 3 April)

Take advantage of a low-fee mortgage with a special interest rate of just 2.59% p.a. and a 2.59% p.a. comparison rate.

Logo for HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.

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2 Responses

  1. Default Gravatar
    JuleeSeptember 15, 2017

    Have property worth around 500,000. want to build again and get a loan for 430.000 to build then sell the other property and put the money from it on the other loan. can this be done.

    • Default Gravatar
      GruSeptember 16, 2017

      Hello julee,

      As a friendly reminder, please note that finder is an Australian comparison website and general information service.
      While we do not represent any company we feature on our pages, we can offer you general advice.

      To answer your question above, yes, that may be done.
      You may also want to view this page for a list of mortgage brokers as well as a comparison table to guide you in making an informed decision.

      Hope this helped.


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