Online Home Loans Comparison

Home loans for those who prefer to research and organise online.

Online Home Loans Morgage Broker logoOnline Home Loans caters to borrowers who are happy to borrow from a digital lender. The company's lending specialists are available for a chat over email, live chat, through its Facebook page or over the phone.

Online Home Loans is also a broker with a panel of lenders and the company also offers its own mortgages funded through Read on to compare its home loans and find out more about the company.

Rates last updated February 21st, 2019
Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
$0 p.a.
Flexible, competitive variable rate that has flexible repayments, split and redraw facilities.
$0 p.a.
$0 p.a.
This variable mortgage has flexible repayments, a 100% offset account and no application fee.
$0 p.a.
Flexible interest only mortgage for home buyers. Keep your variable repayments lower for the first few years of the loan. 100% offset account attached.
$0 p.a.
$0 p.a.
$0 p.a.
Flexible, variable rate investor mortgage that comes with split and redraw facilities. 100% offset account attached.
$0 p.a.
$0 p.a.
Set your rate and forget about rate rises for 3 years as you pay off your home. 100% offset account attached.
$0 p.a.
An investment mortgage with a 3 year fixed rate and a 100% offset account.
$0 p.a.
Fix your rate for 3 years, enjoy flexible repayment options, redraw facilities and a 100% offset account.
$0 p.a.
Property investment mortgage with principal and interest repayments, plenty of flexibility and a 100% offset account.
$0 p.a.
A flexible interest only investment loan with split and redraw facilities plus a 100% offset account.
$0 p.a.
Borrow up to 90% while fixing your principal and interest mortgage rate for 3 years.
$0 p.a.
Interest only investor mortgage that's available with a 10% deposit.

Compare up to 4 providers

Who is Online Home Loans?

Online Home Loans is a challenger brand backed by leading non-bank lender Resimac. Because Online Home Loans is web-based and doesn't have physical branches, it has lower overheads and can pass on competitive rates to you.

What home loans does Online Home Loans offer?

Flexi Choice Prime

Online Home Loans offers the Flexi Choice Prime, a mortgage that comes in fixed and variable products, with options for investors and both interest only and principal and interest repayments.

What other services does Online Home Loans offer?

Online Home Loans also offers a mortgage broking service. A mortgage broker can help evaluate your requirements and then sort through home loans from many different lenders, including the big four banks and smaller lenders. They’ll then recommend the best mortgage products for you. Because mortgage brokers earn a commission from the lender that you choose, you pay no fee for this service.

Find out more about Online Home Loans’ broking service in our review

Online Home Loans lending panel

Online Home Loans is also a mortgage broker with access to mortgages from over 30 lenders from across the market. Lenders in their panel include:

  • Adelaide Bank
  • AFM
  • AMP
  • Bankwest
  • Bank of Melbourne
  • Bank of Queensland
  • Bluestone
  • Citi
  • Commonwealth Bank
  • Heritage Bank
  • La Trobe Financial
  • Liberty
  • ME Bank
  • MKM Capital
  • MyState
  • NAB
  • National Corp
  • Pepper Money
  • Qudos Bank
  • Suncorp Capital
  • St.George
  • Westpac

How to apply for a loan from Online Home Loans

If you’re interested in any of Online Home Loans’ products, you can read more about them by clicking the links in the table above. This will lead you to a review page for each product, describing the product's details and how to apply.

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Important Information*
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 3.59% p.a. and a 3.59% p.a. comparison rate.

HSBC Home Value Loan - (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit. Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.64% p.a.
comp rate of 3.66% p.a.

Tic:Toc Live in Loan Variable Rate - Principal & Interest

Get a very low interest rate and avoid big fees. Apply online for full approval in under 30 minutes and add a 100% offset account for $10 a month.

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2 Responses

  1. Default Gravatar
    JuleeSeptember 15, 2017

    Have property worth around 500,000. want to build again and get a loan for 430.000 to build then sell the other property and put the money from it on the other loan. can this be done.

    • Default Gravatar
      GruSeptember 16, 2017

      Hello julee,

      As a friendly reminder, please note that finder is an Australian comparison website and general information service.
      While we do not represent any company we feature on our pages, we can offer you general advice.

      To answer your question above, yes, that may be done.
      You may also want to view this page for a list of mortgage brokers as well as a comparison table to guide you in making an informed decision.

      Hope this helped.


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