St.George Amplify Qantas Platinum Credit Card

• Age. You must be at least 18 years old.
• Existing customers. You must be an existing St.George customer to be eligible for the discounted first-year annual fee offer.

Required documents

• Personal details. This includes your full name, date of birth, residential address, marital status and number of financial dependents.
• Proof of identification. You'll need to provide copies of ID including your Australian driver's licence, Medicare card, Passport, Australian birth certificate or NSW photo card.
• Finances. You can confirm your income with recent payslips or bank statements. You'll also need to list your assets, liabilities and expenses.
• Employment. List your current place of employment and provide your employer's contact information.
• Qantas Frequent Flyer number. To ensure your Qantas Points are credited to your account, you need to provide your Qantas Frequent Flyer membership number.

• The Amplify Qantas Rewards Program. If you choose to earn Qantas Points, you'll earn 0.75 points per $1 spent on international transactions and 0.5 points per $1 spent at major supermarkets, petrol stations, dining and utilities. You'll also earn 0.35 points per $1 spent on other eligible purchases (up to $5,000 per statement period), then 0.2 points per $1 spent thereafter. Bonus Qantas Points not included in the cap.
• Travel insurance covers. You can travel with peace of mind and save thanks to complimentary travel insurance covers when you use this card to pay for travel. The cover is valid for you, your spouse and any dependent children travelling with you for up to three months. These covers include transit accident insurance, interstate flight inconvenience insurance, overseas travel insurance, and rental vehicle excess insurance in Australia.
• Purchase covers. When you use this card to make purchases, you'll receive complimentary purchase security insurance and extended warranty insurance.
• Shopping cashbacks. As an eligible St.George credit card holder, you can get cashbacks when you shop with your card on the online rewards platform ShopBack.
• Mobile payment technology. Enjoy making contactless payments straight from your compatible phone or device by adding this card to your Apple Pay, Samsung Pay or Google Pay wallet.
• Fraud protection. Your account is protected by round-the-clock monitoring, so you'll be alerted immediately if the system detects any suspicious activity.

• Interest-free period. You will receive up to 55 days interest-free on new purchases when you pay your monthly payment balance listed on your statement in full by the payment due date. Note that these interest-free days are separate from any longer-term interest rate promotions and the monthly payment balance excludes current balance transfers.
• Cash advances. If you use your card to make a cash advance (such as an ATM withdrawal), the transaction will immediately attract the 21.99% p.a. interest rate. A fee of 3% of each cash advance amount will apply.
• Credit limits. While there is no guarantee you will be granted your requested amount, you can request a credit limit between $6,000 and $80,000.
• Overseas spending. If you use your card to make a foreign transaction overseas or online with an international merchant, you’ll be charged a fee of 3% of the Australian dollar value.
• Additional cards. You can add a family member to your account, with their own credit card to use and the ability to earn points for no additional cost.