Student car insurance
Car insurance for students is likely to cost you a little more if you’re under 25 and inexperienced. Compare policies and features to save.

Car insurance can be costly on a student's budget. But that doesn't need to be the case. While there's no specific type of student car insurance available, there are ways to keep things affordable, from the car you drive to specialist telematics policies.
You don't necessarily pay more because you're a student – it's more because of how old you are. Students are likely to pay more than others for their car insurance often because they are younger. If you are under 25, you are considered a young driver by insurers.
"Age is a really interesting one, because a lot of insurance providers have a lot of data they refer to, and it can impact the insurance that you pay. For example, younger drivers generally do have higher premiums than older, more mature drivers. That's why it's really important to do your research. "
Age isn't the only factor used when calculating your premiums. In fact, there are loads of things that will affect how much you're charged for car insurance. This can include:
Typically, yes. Insurance companies will often ask what your occupation is, so you'll have to let the insurer know that you are a student.
You must be truthful in your application so don't be tempted to lie — it won't do you any favours.
No, there is no specific car insurance providers for students, nor are there any student discounts.
Unfortunately, if you're a younger driver, that just means you're likely to face higher premiums. This is because the insurer perceives younger drivers as risky and allocates the price as such.
However, car insurance providers often have discounts on offer for new customers and you can take advantage of those.
Being a student shouldn't hinder what type of car insurance you're able to get. Regardless of your student status, car insurance requirements stay the same. So compulsory third party (CTP) is still mandatory, comprehensive, third party property damage and third party fire and theft policies are still optional (but certainly a good idea).
Comprehensive car insurance is typically more expensive so if you're a student on a budget and you don't need top tier coverage, it could be worth looking into a third party property damage policy or a fire and theft policy.
Yes. L-plate and P-plate drivers fall into a high-risk group, which means you'll typically pay more for your car insurance. However, some car insurers don't require learner drivers to be listed on an existing car insurance policy (for example, a parent's) at all, so you might not have to pay higher premiums whilst you learn. You should always check with your insurer beforehand to see if this is the case.
Students are often on a tight budget so a policy that's within your budget is essential. There's a range of things you can do to find cheaper car insurance.
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