Pros
- NRMA has plenty of cover options, ranging from CTP through to comprehensive plus.
- If you sometimes drive for Uber or Didi, occasional ridesharing is covered.
- Up to $800 in emergency repairs are covered under it's comprehensive policy. Most brands cover up to $500.
Cons
- There's no option to restrict drivers in return for a lower premium.
- Paying your premiums monthly will cost you more in the long run.

I have two car one 2013, other 2014, I am looking for together two car insurance
Hi Bindhu,
Thanks for your question.
If you would like to receive a quote from one of the providers in our panel, please head to our car insurance home page. Please make sure to read the eligibility criteria, features and details of the policy, as well as the relevant Product Disclosure Statement of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.
I hope this was helpful,
Richard
Do I still have a current car policy with you?Â
Hi Jack,
Thanks for your question. finder.com.au is a comparison service and not an insurer. If you would like to contact NRMA about your car insurance policy, they can be reached by calling 13 11 22.
I hope this was helpful,
Richard
My car, building, contents is insured with NRMA so I get multi discounts on all items insured. If I make a claim on my car will this affect my other policy discounts?
Hi Debbie,
Thanks for your question. Apart from the no claims bonus, making a claim shouldn’t affect the other policy discounts. For example, any claims you make will not affect your Loyalty Discount level. For more information, you may want to contact NRMA directly.
I hope this was helpful,
Richard
How much to I have to pay the hail repairer ?
Hi Melissa,
Thanks for your question. Unfortunately, finder.com.au is a comparison service and not an insurer. If you would like to speak with NRMA about an existing claim or for more information about its cover, you can reach them by calling 1300 126 837.
I hope this was helpful,
Richard
Is mechanical failure covered under comprehensive insurance?
Hi Amy,
Thanks for your question. According to the NRMA Comprehensive Car Insurance PDS, NRMA does not cover mechanical, structural, electronic or electrical failures.
I hope this was helpful,
Richard