Pros
- NRMA has plenty of cover options, ranging from CTP through to comprehensive plus.
- If you sometimes drive for Uber or Didi, occasional ridesharing is covered.
- Up to $800 in emergency repairs are covered under it's comprehensive policy. Most brands cover up to $500.
Cons
- There's no option to restrict drivers in return for a lower premium.
- Paying your premiums monthly will cost you more in the long run.

who will cover me with car insurance if i had a low range drink driving charge
Hi Fay – thanks for your question. I was in a similar situation when I was young, thanks to a mid-range speeding fine. I was classed as high risk, so the only company that would insure me was the NRMA, and it cost a pretty penny!
There’s some more information on car insurance with a DUI here, but the short version is that you’ll probably need to get a policy from one of the motoring associations, like the NRMA, RAC or RACV, depending on which state you are in.
With a DUI on your record you’ll be classed as a higher risk driver, and the motoring groups are the only insurance companies that insure these drivers. Unfortunately it does tend to increase your premiums. The good news is that after 3 to 5 years you’ll start to have more options, as some insurance companies will only ask for your driving record for the last 3 or 5 years. If you can keep a safe driving record for a few years, you should be able to get more affordable car insurance again.
Best of luck!
CTP Ins quote pls
Hi Grahame,
If you’d like a quote for CTP insurance then you’ll need to go to the NRMA website for this.
Hi I am having trouble getting comprehensive insurance because of a criminal record. Is there any insurance agencies that will insure me?
Hi Chris,
Check out this article for more info on this:
https://www.finder.com.au/car-insurance/car-insurance-criminal-record
how much is uber rideshare car insurance?
Hi Adam,
Thanks for getting in touch! NCRM covers uber rideshare insurance and it is included in their comprehensive insurance. When you take out a quote, simply select ridesharing when asked if you use your vehicle for business purposes and this add the cover in your policy.
Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki
Hi. Please advice, are you doing ride sharing insurance with comprehensive insurance?
Hi Shafiq,
Thanks for your question. Just to confirm, you have reached finder -a comparison and information service and not actually NRMA.
Yes, ridesharing cover is included in their comprehensive insurance. When you take out a quote, simply select ridesharing when asked if you use your vehicle for business purposes and this add the cover in your policy.
I hope this has helped.
Cheers,
Liezl