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Summary

Take control over your not-for-profit group’s financial state with this low cost banking option

Charities, schools, communities and other non-profit institutions can take better control over their finances with a transaction account that gives you ways to bank without paying any fees. Through the use of deposit only cash cards various members of the organisation can put money into the account, while what goes out remains under the control of just a few.

Pros

Easy access at any St.George branch, Bank@Post
24/7 with Internet and Phone banking
No monthly account keeping fees

Cons

Not available for everyone, but select organisations and groups only

Details

Key details

Product Name	St.George Society Cheque Account
Monthly account fee	$0
Card access	No Debit card
Own network ATM fee	$0
International ATM Fee	$5
International transaction fee	3%
Monthly deposit required to waive account fee	N/A
Contactless Payments	N/A

Eligibility

Joint account availability	No
Minimum opening deposit	$1

Key features

Eligibility for your community group

The following types of non-profit groups and organisations are eligible for the St.George Society Cheque Account; charities, community and sporting groups, public schools, colleges, universities, other educational institutions, department agencies or councils, and registered political parties.

Monthly account service fee

You will not be charged any monthly fees with this account.

Transaction allowances

Unlimited transaction allowances each month.

Accessibility

You are able to access the money inside the Society Cheque Account at any St.George Branch, Bank@Post, over the phone or online with electronic transfers, and BPAY. You can also ask that an optional chequebook be added to the account.

Deposit cards

You can issue deposit only cards to certain office bearers for added security.

Interest rate

Interest is applied to the balance daily and will be paid monthly.

How to apply

Documentation needed

Because of the special nature of this account, you will need to either apply online or at your local St.George Bank. The information or documents you will need in order to complete the application will be dependent on the type of non-profit group you represent:

Charities. Bring with you your notice of endorsement for Charity Tax Concession, Constitution of the charity, minutes and certificate of incorporation from the relevant government department.
Community and sporting groups. Constitution of your group, minutes and certificate of incorporation from the relevant government department.

Public schools, colleges and universities. Letter from your school principal or dean of studies written on educational organisation's letterhead.
Other educational organisations. Constitution of your educational organisation, minutes, certificate of incorporation from the relevant government department.
Department agency or councils. Letter from the CEO or delegate.
Registered political parties. Minutes and a letter from the Australian Electoral Commission or State Electoral Office.

You should also have with you the names of those individuals who will be responsible for making deposits using a special deposit only cash card. Once the information has been provided, your St.George Bank representative will check the details and activate the account in order for your organisation to begin managing its flow of income easily.

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St.George Society Cheque Account