In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question
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St.George Investment Cash Account

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St.George Investment Cash Account
Maximum variable rate
1.00% p.a.
Base interest rate
1%p.a.

Our verdict

Get rewarded with a competitive interest rate and on-call access to your money

This hybrid savings and bank account rewards you with a competitive interest rate without conditions.

Pros

  • Earn a competitive interest rate
  • At-call savings, flexible
  • Suitable for SMSFs and Trusts

Cons

  • Tiered interest rate structure

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

The St.George Investment Cash Account is a no fee interest bearing bank account that gives you access to your money when you need it. You can use this account as an interim holding account between investments or you can use the Investment Cash Account as a dedicated account for your self managed super fund.

Details

Key details

Product Name St.George Investment Cash Account
Maximum Variable Rate 1.00% p.a.
Standard Variable Rate 1.00% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 14

Key features

$0 monthly fees

This account costs nothing to open and you'll pay no monthly fees for keeping the account. Fees and charges may apply for specific uses of the St.George Investment Cash Account.

Earn up to 1% p.a.

Interest is tiered. Different interest rates apply to different account balances. Earn up to 1% p.a. on balances greater than $500,000. Interest is calculated at the end of each day and paid into the Investment Cash Account in monthly instalments. You earn the full rate of interest regardless of how many withdrawal you make in a month.

Compare more St.George bank products


How to apply

The application can be completed in under 10 minutes. You'll need to enter some basic information about yourself, which are listed below. Check your eligibility for the St.George Investment Cash Account first before you proceed to the online application.

Eligibility

  • Eligibility. You can apply for this account if you're over the age of 14 and you're a permanent Australian resident. The St.George Investment Cash Account is available to single and joint applicants.

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ME HomeME Savings Account
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Westpac Life (18-29 year olds only)
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Standard Variable Rate p.a.
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ING Savings Maximiser
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IMB Reward Saver Account
Maximum Variable Rate p.a.
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Standard Variable Rate p.a.
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Monthly Max Rate Conditions
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MyState Bank Bonus Saver Account
Maximum Variable Rate p.a.
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Standard Variable Rate p.a.
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Newcastle Permanent Online Savings Account
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
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St.George Maxi Saver
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
1.10%
Intro Period
3 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
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BCU Bonus Saver
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
1.00%
Intro Period
4 months
Government Guarantee
Monthly Max Rate Conditions
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