Almost 350,000 people across all of Australia have chosen to bank with the People First Bank. With a history that dates back to 1976, the credit union came into its own in 2009 with the merger of Australian Central and Savings & Loans. Since that time it has been building an impressive list of products to fulfil the banking needs of all Australians.
We currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
Want more interest on your savings?
Compare now and find a better rate.
We currently don't have that product, but here are others to consider:
How we picked theseWe assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.
Looking for a better bank account?
Compare everyday accounts and find one that works harder for you.
We currently don't have that product, but here are others to consider:
How we picked theseFinder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.
Lock in a great rate
Compare term deposits to grow your savings with confidence.
The People First Bank Dream Fund was highly commended for Best Bonus Savings Account in the 2026 Finder Awards.
Full list of 2026 winnersApplying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.
Take years and thousands of dollars in interest payments off your home loan with an everyday banking account that offsets your principal balance.
The People First Bank offers Australians the same everyday banking benefits you get with the big banks.
I am unable to find out the history of interest rate changes ( dates and what the actual interest rates were ) on the Peoples Choice site… can you help me with this information
Hi Tony,
Unfortunately, we don’t have that data you will need to ask People’s Choice directly.
Thanks,
Alison
Hi,
I have $300,000 to invest in a term deposit for 6 months. Where would I get the best rates?
Hi Jude,
Thank you for getting in touch with Finder.
You may compare 6-month term deposit accounts using our comparison table. You may compare banks by looking at their p.a. rate and interest earned.
Once you’ve chosen a provider, you may click on the “Go to site” to be redirected to their official page where you can check more details or even start your application. Please make sure though to read the eligibility criteria, features, and details of the term deposit account, as well as the relevant PDS/ T&Cs of the account before making a decision and consider whether the product is right for you.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
What bank ATM in NZ can I use with the lowest or no withdrawal fees using a credit or debit Visa card.
Hi Alec,
Thanks for your question.
Unfortunately, People’s Choice doesn’t have a global ATM alliance. It’s likely that all ATM withdrawals will incur a fee that is charged up to the discretion of the ATM owner.
If you would like to compare alternatives, check out these debit cards for overseas use
I WANT TO CHANGE A TERM DEPOSIT TO AN AT CALL ACCOUNT
Hi Malcolm,
Thanks for your question.
Please get in touch with People’s Choice Credit Union directly to change your term deposit. Please be mindful that cancellation fees will apply.
Cheers,
Shirley