In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • FAQ
  • Your reviews
  • Ask a question
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People’s Choice Everyday Account

People's Choice Everyday Account

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Account keeping fee
ATM withdrawal fee
Overseas ATM withdrawal fee
Overseas transaction fee of transaction value

Our verdict

Make People’s Choice Credit Union your primary financial institution and you can benefit with a flexible everyday account for no monthly fee.

A flexible transaction account with unlimited RediATM transactions, Visa Debit card purchases, Direct Debits, BPAY transactions as well as branch, agency, Bank@Post transactions.


  • Easy access of your account thru online, mobile and phone banking
  • Linked Visa Debit card with PayWave
  • Access to 3,400 RediATMs


  • Lack of branches in Australia

In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • FAQ
  • Your reviews
  • Ask a question

The People’s Choice Everyday Account links with a Visa debit card, giving you complete access to your money at rediATMs all over Australia. You also get around the clock access through internet and phone banking and the People’s Choice app.


Key details

Product Name People's Choice Everyday Account
Monthly account fee $0
Card access Visa
Own network ATM fee $0
International ATM Fee $5
International transaction fee 3%
Monthly deposit required to waive account fee N/A
Contactless Payments Apple Pay, Google Pay, Samsung Pay


Minimum Age 25
Joint account availability Yes
Minimum opening deposit N/A
Residency status Permanent Australian residents with an Australian address

Key features

Picture not described


No monthly fee is charged for this account.

Linked debit card

The account comes linked to a Visa debit card, which can also be linked with a Visa Pay Tag or a redi2PAY app.

How to apply


If you are already a member of the People's Choice Credit Union, you can login into internet banking and click on open an account to apply for the Everyday Account. If not, you will first have to fill out an application for membership. Before you begin your application, read the following eligibility requirements to make sure that this account is right for you:

  • Minimum age. This account is available for all members between the ages of 25 to 54.
  • Residency requirements. Australian permanent residents may apply for this account as well as temporary residents with a valid work visa.


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