Australian Unity Variable Health Wealth Happiness Package

Australian Unity's Variable Home Loan Health Wealth Happiness Package is a principal-and-interest loan with package benefits.

This variable package home loan from Australian Unity has flexible repayment options and a 100% offset account. As part of the package, borrowers can get a 10% discount on Australian Unity Health Insurance.

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Review by


Richard Whitten is a senior writer at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders. Richard has a Certificate IV in Finance and Mortgage Broking, a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communication. He enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea.

Expert review

With a package loan you always need to look at the whole package and see if you will benefit from everything that's on offer. If you want discounts on health insurance and a flexible loan with an offset account and a credit card, then this package is definitely worth looking at.

About this loan

What are the features and benefits of the Australian Unity variable rate home loan?

  • Required deposit. With this loan you can borrow up to 90% of your property's value, but some rates may require a larger deposit.
  • Package discounts. You can get 10% off health insurance as part of the home loan package and get a credit card as well.
  • Flexibility. This loan lets you make extra repayments and redraw them as you need (with a minimum redraw of $500).

How to apply

To apply for this home loan or learn more about it, click the green button and follow the steps to speak to a mortgage specialist from Australian Unity. They'll explain any eligibility requirements and help you get started with your application.

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