In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • FAQ
  • Your reviews
  • Ask a question
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People’s Choice Bonus Saver Account

People's Choice Bonus Saver Account

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Maximum variable rate
4.40% p.a.
Base interest rate
Minimum deposit


This account rewards you with bonus interest each month you deposit $50 and make no withdrawals.

For every month that you are able to make a deposit into your Bonus Saver Account without having to withdraw, People’s Choice Credit Union rewards you with a competitive bonus interest rate. Sticking to your deposit commitment is easy with a free payroll split that allows you to add to your savings directly from your salary. You can even set up direct debits from the account, but those will count against you earning extra interest on your balance.


  • $0 monthly service account fee
  • Small monthly deposit condition of $50
  • Internet banking and mobile banking app


  • To be eligible for bonus interest you can't make withdrawals
  • Bonus rate is lower than others in market
  • Can't open this account online

In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • FAQ
  • Your reviews
  • Ask a question


Key details

Product Name People's Choice Bonus Saver Account
Maximum Variable Rate 4.40% p.a.
Standard Variable Rate 0.01% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 13

Key features

No monthly admin fees

There are no account keeping or administration fees deducted from your account.

Bonus interest

A bonus interest rate is applied to your balance each month you deposit at least $50 without making any withdrawals from the account.

The total variable bonus rate you can earn is 4.4%.

Base interest

If you don't meet the conditions one month you'll earn the standard interest rate on your balance which is very low at just 0.01%.

Launch savings calculator

How to apply

You need to open this account over the phone or by going into a branch.


  • Minimum age. This account is designed for individuals aged 13 and over.
  • Residency requirements. Australian permanent residents and temporary residents with a work visa who are also People's Choice Credit Union members can apply for this account.


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