With energy prices rising, switch to a cheaper plan
Compare Prices Now

P&N Student Account

With fee free transactions and a Visa debit card to access your account students will have no trouble keeping up with their day to day spending.

With the Student Account from P&N Bank you are given a multitude of ways to access your money without having to pay any fees. This is an ideal way to help keep up with your school and social spending needs, whether you are at your computer or on your way to your next class.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameP&N Bank Student Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$5 + 3%
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

Available for secondary and tertiary students aged from 16 - 25 years.

Key features

$0 Account keeping fees

You will not be charged any monthly account keeping fees for the Student Account.

Made for students

This account is specifically designed for students between the ages of 16 and 25.

How to apply

With the Student Account from P&N you are able to apply over the phone or in person at one of their branches.


Before getting started with your application, there are some eligibility requirements that you should make yourself aware of:

  • Minimum age. This account is only available for Australian students between the ages of 16 and 25.
  • Residency requirements. In order for this account to be activated in your name you must have a valid Australian residential and mailing address.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.


  1. Default Gravatar
    March 10, 2018

    Can I apply for this for my daughter who is 14 years

    • Default Gravatar
      March 13, 2018

      Hi Silas,

      Thanks for leaving a question on Finder.

      This account is only available for Australian students between the ages of 16 and 25. You may consider other student bank accounts or teen debit cards. These pages have a comparison table you can use to see which account suits your daugther.

      When you are ready, you may then click on the “Go to site” button and you will be redirected to the bank’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.


Go to site