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P&N Student Account

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With fee free transactions and a Visa debit card to access your account students will have no trouble keeping up with their day to day spending.

With the Student Account from P&N Bank you are given a multitude of ways to access your money without having to pay any fees. This is an ideal way to help keep up with your school and social spending needs, whether you are at your computer or on your way to your next class.


Account keeping fee


ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameP&N Student Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International transaction fee3%
Monthly deposit required to waive account feeN/A

Expert review

Shirley Liu

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

Available for secondary and tertiary students aged from 16 - 25 years.

Key features

$0 Account keeping fees

You will not be charged any monthly account keeping fees for the Student Account.

Made for students

This account is specifically designed for students between the ages of 16 and 25.

How to apply

With the Student Account from P&N you are able to apply over the phone or in person at one of their branches.


Before getting started with your application, there are some eligibility requirements that you should make yourself aware of:

  • Minimum age. This account is only available for Australian students between the ages of 16 and 25.
  • Residency requirements. In order for this account to be activated in your name you must have a valid Australian residential and mailing address.

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  1. Default Gravatar
    March 10, 2018

    Can I apply for this for my daughter who is 14 years

    • Default Gravatar
      March 13, 2018

      Hi Silas,

      Thanks for leaving a question on finder.

      This account is only available for Australian students between the ages of 16 and 25. You can consider getting a personal loan for yourself here instead.


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