P&N Budgeting Account
- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $5
- Overseas transaction fee of transaction value
- 3%
Summary
Ensure your lights stay on with an account that keeps your monthly expense needs separate from your daily spending money.
With the P&N Budgeting account, you can gain better management of your monthly finances. Use it to store money on the side earmarked to take care of your monthly expenses, keeping it separate from your everyday transaction account. This can help you stay on budget and always pay your bills on time.
Pros
-
No monthly account keeping fee
-
Fee-free transactions
-
Access to over 3,000 ATMs
Cons
-
Lack of branches
Details
Key details
| Product Name | P&N Bank Budgeting Account |
| Monthly account fee | $0 |
| Card access | Visa |
| Own network ATM fee | $0 |
| International ATM Fee | $5 + 3% |
| International transaction fee | 3% |
| Monthly deposit required to waive account fee | N/A |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Eligibility
| Minimum Age | 18 |
| Joint account availability | No |
| Minimum opening deposit | N/A |
Key features
Monthly maintenance fee
There are no account keeping or maintenance fees charged to the Budgeting Account.
Unlimited free transactions
You are able to keep your balance and pay your expenses with any of the following methods without charge; payroll and direct credits, Bank@Post deposits, internet and phone transfers, cheque and cash deposits, BPAY, cash withdrawal and electronic transfers.
Compare other transaction accounts

Your reviews
Alison Finder
Editor
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