People’s Choice Credit Union Christmas Savings Account

Sort out your Christmas spending ahead of time, while earning more interest on the money you've saved.

The People’s Choice Credit Union Christmas Savings Account is a convenient way to ensure that the holiday season doesn’t break your budget. Access to funds is restricted until Christmas time, making it easier to simultaneously grow the account balance and prepare for Christmas, all while earning interest.

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0.25% p.a.

Maximum variable rate


Base interest rate

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Product NamePeople's Choice Credit Union Christmas Savings Account
Maximum Variable Rate0.25% p.a.
Standard Variable Rate0.25%
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age13

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

Have a stress free Christmas by taking care of your budget first.

Key features

$0 Monthly fees

With the Christmas Savings Account you will not be charged any monthly or maintenance fees.

How is my interest calculated?

This is an interest earning account. Interest is calculated on the balance everyday and paid into the account on the 31st of October.

Launch savings calculator

How to apply

People's Choice Credit Union makes it even easier to make holiday dreams come true by allowing you to apply for the Christmas Savings Account online. Before visiting the People's Choice website and filling out the application, check that you meet the eligibility requirements.


  • Minimum age. Applicants will have to be at least 13 years old to open the Christmas Savings Account.
  • Residency requirements. Individuals in Australia with a valid work visa are eligible to apply as well as permanent residents and citizens.

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