People's Choice Credit Union Activate Account Review | Finder

People’s Choice Credit Union Activate Account

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Australian students can stretch their dollars further by not having any worries about banking fees with the Activate Account.

People’s Choice offers a special account for Australians between the ages of 13 and 24. With no monthly or transaction fees charged to the account, you can deposit your money with the security of knowing it will all be going to cover your needs and expenses. You are provided with a number of ways to make your everyday transactions, giving you flexibility and ease to manage your finances.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NamePeople's Choice Credit Union Activate Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
Internatonal ATM Fee$5
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Key features

Monthly fees

No monthly administration fee is charged to you with the Activate Account.


This account is only available to individuals between the ages of 13 and 24.

How to apply


So long as you are already a member of the People's Choice Credit Union, you can apply for the Activate Account online. Before you begin your application, familiarise yourself with the following eligibility requirements:

  • Minimum age. You need to be at least 13 years of age to open this account but cannot be older than 24.
  • Residency requirements. Australian temporary and permanent residents are permitted to apply for this account, but temporary residents will need to provide additional documentation such as their work visa and foreign passport.

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    Default Gravatar
    July 8, 2017

    Is it a requirement to have a linked RediATM card to access cash withdrawn from an ATM and is there any for this service fee?

      Default Gravatar
      July 9, 2017

      Hi Brian,

      Thanks for your inquiry.

      Yes, it is a requirement to have a Linked Visa debit card with Paywave and There are no fees for ATM withdrawals. For overseas ATM withdrawal fee, $5 will be charged.

      Hope this information helped.


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