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NRMA Classic Care vs Premium Care

NRMA Classic Car or Premium Care roadside assistance? See which policy provides the cover you need.

Gary Hunter
Gary Hunter

Updated

Fact checked
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We've put NRMA Classic Care and Premium Care roadside assistance side by side, comparing their features, differences and costs.

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What are the main differences between NRMA Classic Care and Premium Care?

Premium care is a little more expensive, at $91 annually at the time of writing. However, it provides a few more benefits. These include the following:

  • Accident assistance. If you're in an accident over 100km from home and can't get back, NRMA will help you arrange accommodation and travel.
  • $3,000 extra cover. If you break down, you can get up to $3,000 towards accommodation, car hire and onward travel.
  • Taxi cover. You'll get $50 towards taxi fares if your vehicle needs to be towed. You can use this up to three times a year.
  • Pets Plus Add-on. If you buy a premium policy and have a pet, you can also get transport and boarding for them plus access to vets in case of an accident or breakdown.
  • Child restraint installation. NRMA will do child restraint installations or adjustments for you at its car servicing centres. Alternatively, they might be able to come to you.
  • Vehicle health check. If you are broken down, NRMA can perform a six-point check for your windscreen, tyres, oil, battery, water and more.

How do they compare side by side?

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NRMA Classic

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NRMA Premium

Joining fee$55$55
CalloutsUnlimited, Australia-wideUnlimited, Australia-wide
Flat batteries
Flat tyres
TowingUp to 20km in metro and country areas.Up to 50km in metro areas and 100km in remote areas
Keys locked in car
Empty tank
Transport, car hire & onward travel
Yes, up to $3,000
Accident assistance
Yes, up to 100km away from home.
Taxi cover
Yes, up to $50 three times a year
Transport and boarding for your pet
Child restraint installation
Vehicle health check

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What other benefits can I get with NRMA?

Both Classic Care and Premium Care policies come with the following add-on options:

  • NRMA Blue. With NRMA Blue, you have access to a range of benefits and discounts including free movie tickets and redeemable benefits with NRMA car servicing.
  • Keys Plus. This gives you up to $500 a year towards lost or stolen keys, covering the cost of a locksmith callout and a replacement pair.
  • Pets Plus. NRMA can transport your cat or dog if you breakdown.
  • Tow Plus. This gives you an extra 10km towing on top of your existing subscription benefits.
  • Windscreen Plus. This entitles you to one windscreen chip repair and 30% off all windscreen replacements.

What company underwrites NRMA's policies?

NRMA is part of the Insurance Australian Group (IAG), which also provides insurance through Swann Insurance, SGIC, SGIO and CGU in Australia. IAG also has businesses in Australia, New Zealand and the UK.

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