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loans.com.au SMSF loan

loans.com.au’s SMSF loan is available for refinancers switching from an existing SMSF loan. It has a low interest rate and very few fees.

loans.com.au's SMSF loan is a variable investment loan with a competitive interest rate. It's only for refinancers, not new borrowers.

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Review by


Richard Whitten is an editor at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders. Richard has a Certificate IV in Finance and Mortgage Broking, a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communication. He enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea.

Expert review

If you already have a self-managed super fund loan on your investment property, the interest rate is likely not competitive. If you refinance to loans.com.au's SMSF loan you can probably get a better deal. This loan is not available for new borrowers looking to fund an investment purchase through their super fund.

About this loan

What are the features and benefits of the loans.com.au SMSF loan?

  • Deposit size. With this loan you can borrow up to 80% of the property's value.
  • Loan amount. You can refinance a loan amount of $1,000,000, with a minimum loan size of $50,000.
  • Extra repayments. This SMSF loan lets you make extra repayments without penalty.
  • Fees. This loan only has a valuation fee. There are no application or ongoing fees.

How to apply

To apply for this home loan or learn more about it, click the green button and follow the steps to speak to a mortgage specialist from loans.com.au. They'll explain any eligibility requirements and help you get started with an application.

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Important Information*

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4 Comments

  1. Default Gravatar
    Penny
    April 2, 2022

    I have an existing SMSF mortgage at 4.97% with AMP, monthly fees applicable also. are you able to offer a better interest rate please

    • Avatarfinder Customer Care
      Sarah
      April 7, 2022

      Hi Penny,

      At Finder, we don’t issue home loans to borrowers. Instead we provide general information. To speak with a representative from loans.com.au, please call their hotline at 13 10 90.

      Alternatively, you can request assistance from a mortgage broker to get personalised advice regarding your situation. Their services are free, and they can help you find a specialist lender who may be able to help you find a lender to work with.

      Thanks,
      Sarah

  2. Default Gravatar
    peter
    October 1, 2021

    Purchase an off the plan property in an SMSF requiring a loan

    • Avatarfinder Customer Care
      Richard
      October 6, 2021

      Hi Peter,

      I understand that you’re looking to apply for an SMSF loan to finance an off-the-plan property. To apply for this home loan or to learn more about loans.com.au, simply click the ‘Go to Site’ button above then follow the steps to speak with a mortgage broker. They’re in the best position to discuss your eligibility requirements and help you get started with your application.

      I hope this helps!

      Cheers,
      Richard

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