Winner
- $25 million sum insured
- 1st place in Finder Awards: 8.45 final score
- Fully underwritten policy
- Cheapest average policy price
Response | Male | Female |
---|---|---|
Peace of mind | 10.39% | 9.14% |
I have a mortgage | 6.12% | 4.04% |
I have financial dependents | 5.94% | 3.69% |
Other | 2.23% | 2.28% |
I'm self-employed | 0.93% | 0.88% |
I'm worried about being made redundant | 0.74% | 0.53% |
To give you an idea of how much life insurance costs, we requested quotes from 12 different insurers using the profile of a 40-year old, non-smoking accountant with 100K annual income, has no pre-existing medical conditions and is seeking $500,000 life insurance.
The pricing in the table is the premium amount per month.
Brand | Female quote | Male quote | Find out more |
---|---|---|---|
$20.58 | $26.80 | More info | |
$26.44 | $31.54 | Get quote | |
$37.72 | $47.60 | Get quote | |
$25.90 | $30.92 | Get quote | |
$25.52 | $33.22 | More info | |
$23.44 | $28.57 | Get quote | |
$17.49 | $21.94 | More info | |
$19.93 | $24.73 | More info | |
$22.57 | $29.68 | More info | |
$23.80 | $29.87 | More info | |
$32.00 | $39.24 | More info | |
$41.70 | $47.45 | More info | |
$20.58 | $26.80 | More info | |
$36.89 | $47.71 | More info | |
$53.01 | $66.50 | Get quote | |
$53.01 | $66.50 | More info | |
$53.01 | $66.50 | Get quote |
*These average quotes were taken in October 2023 and are subject to change.
Note: A company can also be a brand, e.g. TAL also sells under its own brand TAL.
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
Life Insurance is a little complicated and a lot overwhelming. That's why we made the Finder Score, to make it easier to compare Life Insurance products against each other. Our experts analysed over 30 products and gave each one a score between 1 and 10.
But a higher score doesn't always mean a product is better for you. Your situation is unique, so your policy choice will be too. Don't think of Finder Score as the final word, but as a good place to start your life insurance comparison.
Read full Finder Score methodology
You pay the same price as buying directly from the life insurer.
We're not owned by an insurer (unlike other comparison sites).
We've done 100+ hours of policy research to help you understand what you're comparing.
There are currently 24 listed life insurance companies in Australia, according to the latest Australian Prudential Authority (APRA) (Updated 12 January 2023).
APRA also currently lists 10 registered 'Friendly Societies' that it regulates (Updated 18 January 2024).
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Compare Life Insurance and Income Protection policies from Real Insurance and get cover in place with no medical or blood tests.