To give you an idea of how much life insurance costs, we requested quotes from 12 different insurers using the profile of a 40-year old, non-smoking accountant with 100K annual income, has no pre-existing medical conditions and is seeking $500,000 life insurance.
The pricing in the table is the premium amount per month.
| Brand | Female quote | Male quote | Find out more |
|---|---|---|---|
 | $20.58 | $26.80 | Get quote |
 | $26.44 | $31.54 | Get quote |
 | $37.72 | $47.60 | More info |
 | $25.90 | $30.92 | Get quote |
 | $25.52 | $33.22 | More info |
 | $23.44 | $28.57 | Get quote |
 | $41.70 | $47.45 | More info |
 | $20.58 | $26.80 | More info |
 | $36.89 | $47.71 | More info |
 | $53.01 | $66.50 | Get quote |
 | $53.01 | $66.50 | More info |
 | $53.01 | $66.50 | Get quote |
*These average quotes were taken in October 2023 and are subject to change.
| Response | Male | Female |
|---|---|---|
| Peace of mind | 10.39% | 9.14% |
| I have a mortgage | 6.12% | 4.04% |
| I have financial dependents | 5.94% | 3.69% |
| Other | 2.23% | 2.28% |
| I'm self-employed | 0.93% | 0.88% |
| I'm worried about being made redundant | 0.74% | 0.53% |
Note: A company can also be a brand, e.g. TAL also sells under its own brand TAL.
You pay the same price as buying directly from the life insurer.
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We've done 100+ hours of policy research to help you understand what you're comparing.
There are currently 24 listed life insurance companies in Australia, according to the latest Australian Prudential Authority (APRA) (Updated 12 January 2023).
APRA also currently lists 10 registered 'Friendly Societies' that it regulates (Updated 18 January 2024).
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