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Ambulance cover NSW
New South Wales residents have to pay an emergency ambulance call-out fee of $445 plus an additional $4.02 for every kilometre travelled. You are charged 51% of the total emergency ambulance service charge, with the government covering the rest.
Cost of an ambulance in New South Wales
| Service | Call-out fee | Cost per km | Max charge |
|---|---|---|---|
| Road ambulance emergency | $445 | $4.02 | $7,299 |
| Road ambulance non-emergency | $351 | $2.17 | $7,299 |
| Fixed wing emergency | $445 | $4.02 | $7,299 |
| For helicopter emergency | $445 | $4.02 | $7,299 |
NSW Government: NSW Ambulance – Accounts & Fees, May 2025
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Ambulance cover QLD
The Queensland Government covers the cost of emergency ambulance services in Queensland and around the country. In order to be covered under the Community Ambulance Cover scheme, you'll need to be prove you live in Queensland.
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Ambulance cover ACT
Emergency ambulance services can cost $1,107 in the ACT if you are transported and treated. Residents who hold a Pensioner Concession Card or Health Care Card are entitled to free emergency ambulance services within the ACT. When travelling interstate, though, there is no cover available if you're travelling in Queensland, South Australia or Western Australia.
Cost of an ambulance in the ACT
| Service | Call-out fee | Cost per km outside the ACT |
|---|---|---|
| Emergency ambulance service (treatment and transport) | $1,107 | $14 |
| Emergency ambulance service (treatment but no transport) | $767 | N/A |
ACT government ambulance service fees, May 2025
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Ambulance cover VIC
You will have to pay $1,396 for an ambulance trip in the city and $2,059 if you're in a regional or rural area. Victorians can buy ambulance cover through membership with Ambulance Victoria which provides a 1-year membership for $53.37. If you hold a concession card, you can get clinically necessary ambulance cover for free. Otherwise, you have the option of taking out ambulance cover through your private health fund.
Cost of an ambulance in Victoria
| Service | Call-out fee |
|---|---|
| Emergency road - metropolitan | $1,396 |
| Emergency road - regional and rural | $2,059 |
| Non-emergency stretcher - metropolitan | $377 |
| Non-emergency stretcher - regional and rural | $637 |
| Treatment without transport | $602 |
Ambulance Victoria fee schedule 2024-25, May 2025
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Ambulance cover Tasmania
Residents of Tasmania are eligible for free ambulance services within the state, paid for by the state government. However, this doesn't cover you interstate. If you live in Tasmania but want coverage for ambulance services in another states, you'll need to take out a private health insurance policy that covers ambulance.
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Ambulance cover SA
An emergency ambulance call-out in South Australia will cost $1171. South Australian residents can purchase a subscription with the South Australian Ambulance Service. Prices start at $99.50 for 1 person. You can also get Australia-wide (interstate) ambulance cover for $117.50. There are pension rates available for holders of an SA Pension concession card. The rate starts at $59.50 for a single pensioner.
Alternatively, a health insurance policy that includes ambulance services may be better value for money as you can also get covered for other medical treatment, not just ambulance services.
Cost of an ambulance in SA
| Category | Fee |
|---|---|
| Emergency call-out | $1,171 |
| Non-emergency call-out | $262 |
| Treatment, no transport (flat rate) | $262 |
| Plus kilometre charges | $6.70 |
SAAS Fees and charges, May 2025
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Ambulance cover WA
Western Australian residents can expect to pay $1,202 for emergency ambulance treatment unless they have health insurance. Western Australian residents who are over the age of 65 and are receiving an Australian government pension are entitled to free ambulance services. This includes emergency ambulance services and medically necessary non-urgent ambulance services. If you're over 65 but you don't receive a government pension, you are still entitled to 50% off the cost of ambulance services.
Country Ambulance Cover is available with St John Ambulance Cover WA. Prices start at $64 for a single person if you live south of the 26th parallel and $85 for those north of the 26th parallel. In Perth, St John Ambulance operates a "user pays" system, so you need private health insurance if you don't want to pay for ambulance services.
Cost of an ambulance in Western Australia
| Service | Fee |
|---|---|
| Life threatening | $1,202 |
| Urgent | $1,202 |
| Non-urgent | $646 |
| Patient transfer vehicle | $646 |
St John Ambulance WA transport charges, May 2025
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Ambulance cover NT
The cost of emergency ambulance transportation is $1,133. St John operates ambulance services in the Northern Territory but you will need a subscription to St John or you'll need private ambulance insurance to cover costs. Subscriptions costs begin at $151 for an individual and $175 for a family.
St John Ambulance NT transport charges, May 2025

I would like to just get basic ambulance nsw cover without having to join a health fund is this possible
Hi Sher,
Thank you for leaving a question.
Yes, you may be able to just get ambulance cover for NSW. You have to purchase ambulance cover insurance from a private health fund or a subscription through the state ambulance service. You may check the page we are on for a comparison of ambulance cover. Hope this helps!
Cheers,
Reggie
Hi,just making an enquiry for my in laws. They are aged pensioners in south Australia. They do a lot of caravanning in Aust. Would they b covered Aust wide just on their pension and health care cards. Cheers
Hi Leigh,
Thank you for contacting Finder.
While a pension is more on providing financial aid and not health insurance cover, health care cards usually cover free or subsidised treatment by doctors and less fee for services and procedures.
We suggest reviewing the option of having an insurance for their caravan .
If you want to explore other options as well such as getting a domestic travel insurance, simply enter your travel details on our travel insurance search form. This will allow you to compare quote from different insurers.
Hope this helps.
Cheers,
Loraine
hi i want to take out ambulance only cover
Hi Sandy,
Thank you for your inquiry.
You may check out the policies that include it in a hospital plan or extras plan by entering your preferences and submitting the form above.
Should you want to check out Ambulance Only policy, you may need to reach out to the insurers directly to see what they can offer you.
I hope this helps.
Best,
Maria
I am on an aged pension which entitles me to free ambulance in nsw. How do I go if travelling interstate and incur costs in relation to ambulance services. Would I be covered as a pensioner of nsw or would I need to take out private cover.
Hi Daryl,
Thank you for your question.
According to Ambulance Services of New South Wales, cover for concession card holders is provided for emergency ambulance services for all other States/Territories.
You should contact the Health Ambulance Service of NSW directly for clarification and if you have any further questions.
All the best,
Zubair