Top 3 features
- Good for emergency services staff and volunteers, plus their families.
- Good for easy to understand policies.
- Beware if you're after a lower level of cover.
First responders deserve top quality care, which is why Emergency Services Health only offers top-level cover. The wellbeing of emergency services employees and volunteers, along with their close relatives, is in good hands.
Emergency Services Health is a not-for-profit health fund designed to look after the health and wellbeing of Australia's emergency services community. Backed by Police Health, Emergency Services Health is a Members Own Health Fund with a focus on providing straightforward products and comprehensive cover for emergency services personnel and volunteers.
As a not-for-profit health fund, it's tailored to looking after the health care needs of the first responder community. Run entirely to benefit members, it offers products that are easy to understand, provide a high level of cover and are available at an affordable price. Members are given the freedom to choose their preferred hospital, doctor and any other health care service provider, as long as that provider is recognised by Emergency Services Health.
With restricted access membership, Emergency Services Health eligibility includes current or previous employees or volunteers and their families in the following professions:
With a focus on keeping cover as simple as possible, Emergency Services Health offers only three cover options: Rolling Extras, Gold Hospital and Gold Combined, all of which provide top-level cover.
On 1 April 2019, the government's Private Health Insurance Reforms will come into effect for all private health insurers in Australia. New product tiers of Gold, Silver, Bronze & Basic will define what's covered by a hospital policy as standard across the industry. This new tiered system is linked to a standardised list of clinical categories which set the minimum standards for the hospital services to be covered under each tier.
The Emergency Services Health fund will continue offering just one level of hospital cover, Gold. It enables them to provide their members with the best possible value for money and ultimate peace of mind.
Emergency Services Health's Refer A Mate offer encourages you to tell your friends and family about your cover and if a mate signs up, you can both reap rewards.
When you refer an eligible person to join the fund with any one of the three cover options, you'll both receive a $50 gift card. Just make sure the new member quotes the promo code 'REFER' when signing up.
Lodging claims differs based on the service and the provider.
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