Finder Score for car insurance
We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.
Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.
Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.
Read the full methodology
We obtained quotes across a range of providers for a 30 year old male based in NSW.
All the protection of Comprehensive, with extra benefits including a hire car as standard, if your car can't be driven due to an insured incident. Excess-free glass cover is also included, along with taxi fares of up to $250 if your car can't be driven after a covered accident.
Covers your car for accidental damage, collision or crash, vandalism, theft, fire and severe weather. You'll also get a new replacement car if yours is written off within its first two years, tools of trade are covered up to and emergency repairs are covered Up to $800.
This covers you for accidental damage to your own car, fire, theft and a few other benefits. It's a basic level of cover so the benefit limits are lower.
All the protection of Third Party Property Damage, plus cover for your car if it's stolen or catches fire. You'll also be able to claim for hire care costs after a theft or attempted theft. Be aware, theft and fire expenses are only covered up to $10,000.
A basic level of protection covering you for accidental damage to other people's cars or property. You're also covered for towing costs and any damage to your car if the accident was caused by an uninsured driver.
Mandatory for NSW motorists, you need CTP insurance before you can register your vehicle. CTP covers medical costs for people injured in road accidents. It doesn't offer any cover for your property or vehicle - only injuries.
The specific benefits of this bespoke cover depend on a vehicle's make and model, as well as any special features it might have. Cars can be covered for wedding hire, special occasions, hobbies or recreation, but not if you use it regularly or drive it more than 9,000km a year.
My son is just about to get his P’s could you please tell me the easiest was to insure his car, it’s only a small car Subaru impresa. Is it better for me to put it in my name and let him drive it and if (god forbid) he has an accident pay the extra excess. How much would the excess be. Or better to insure it in his name, regards Irene
Hi I am 71years old and live 6 km from Dr. shops PO etc,. I have inherited a small car but I have no licence. How do I go about insuring my car
Cheers
Helen
Hi Helen,
Thanks for your question. You’ll need to get in contact with an insurer. You can do that by going online and obtaining a quote. For more about car insurance, please have a look at the following page:
https://www.finder.com.au/car-insurance
I hope this was helpful,
Richard
Thanks Richard
Hi Irene,
Thank you for your enquiry for NRMA Car Insurance. Finder.com.au does not currently have access to this provider. You may wish to contact NRMA directly on 132 132 to discuss the policy options available.
Thank you and all the best.
Will I be covered by insurance with airbag suspension on my commodore
Hi Justin,
You may wish to contact NRMA directly to find out what modifications will be covered under the policy.
Thank you