NRMA car insurance review

NRMA car insurance offers decent benefits and a good range of customisations at a competitive price point.

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Nicola Middlemiss

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Pros

  • NRMA has plenty of cover options, ranging from CTP through to comprehensive plus.
  • If you sometimes drive for Uber or Didi, occasional ridesharing is covered.
  • Up to $800 in emergency repairs are covered under it's comprehensive policy. Most brands cover up to $500.

Cons

  • There's no option to restrict drivers in return for a lower premium.
  • Paying your premiums monthly will cost you more in the long run.

Compare NRMA car insurance policy options

5 of 5 results
Updated regularly
Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
NRMA logo
9.1 Excellent
NRMA Comprehensive Plus
Most Loved
9.1 Excellent
Standalone
  • If your car is written off in the first 3 years
  • Up to $100 per day - Up to 21 days
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    NRMA logo
    9.5 Excellent
    NRMA Third Party Property Damage
    Most Loved
    9.5 Excellent
    Standalone
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    NRMA logo
    9.3 Excellent
    NRMA Comprehensive
    Most Loved
    9.3 Excellent
    Standalone
  • If your car is written off in the first 2 years
  • Up to $75 per day - Up to 21 days
    • View details
    Compare product selection
    NRMA logo
    9.5 Excellent
    NRMA Third Party Fire & Theft
    Most Loved
    9.5 Excellent
    Standalone
  • Up to $65 per day - Up to 21 days
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    Compare product selection
    NRMA logo
    Not scored yet
    NRMA Comprehensive Basics
    Most Loved
    Not scored yet
    Standalone
    • View details
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    Finder Score for car insurance

    We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

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    FAQs

    Nicola Middlemiss's headshot
    Journalist
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    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

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    Nicola has written 170 Finder guides across topics including:
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    59 Responses

      Irene Ross's avatar
      IreneMay 5, 2014

      My son is just about to get his P’s could you please tell me the easiest was to insure his car, it’s only a small car Subaru impresa. Is it better for me to put it in my name and let him drive it and if (god forbid) he has an accident pay the extra excess. How much would the excess be. Or better to insure it in his name, regards Irene

        Helen's avatar
        HelenMarch 12, 2015

        Hi I am 71years old and live 6 km from Dr. shops PO etc,. I have inherited a small car but I have no licence. How do I go about insuring my car
        Cheers
        Helen

        Richard's headshotFinder
        RichardMarch 12, 2015Finder

        Hi Helen,

        Thanks for your question. You’ll need to get in contact with an insurer. You can do that by going online and obtaining a quote. For more about car insurance, please have a look at the following page:
        https://www.finder.com.au/car-insurance

        I hope this was helpful,
        Richard

        Helen's avatar
        HelenMarch 12, 2015

        Thanks Richard

        William Eve's headshotFinder
        WilliamMay 6, 2014Finder

        Hi Irene,

        Thank you for your enquiry for NRMA Car Insurance. Finder.com.au does not currently have access to this provider. You may wish to contact NRMA directly on 132 132 to discuss the policy options available.

        Thank you and all the best.

      Justin's avatar
      JustinApril 12, 2014

      Will I be covered by insurance with airbag suspension on my commodore

        William Eve's headshotFinder
        WilliamApril 15, 2014Finder

        Hi Justin,

        You may wish to contact NRMA directly to find out what modifications will be covered under the policy.

        Thank you

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