You're covered if you accidentally put the wrong fuel in your car - a very rare benefit
Up to $1,500 for emergency accommodation, higher than any other brand we compared
Up to $1,000 for emergency repairs - most brands only offer $500
Cons
You have to call ANZ directly to request a quote or buy a policy, you can't do this online
Historically, ANZ's policies have been more expensive than average
Only certain policyholders can claim online, otherwise you'll have to call
How does ANZ compare with other car insurers?
ANZ's benefit limits are often higher than most other car insurance brands. However, drivers typically face a significantly higher-than-average premium.
Of over 30 brands compared in the 2023 Finder Car Insurance Awards, ANZ was the most expensive. On average, its policies cost $2,223 a year — significantly higher than the average. Although it's worth noting that ANZ's policy benefits and limits are particularly generous and the best car insurance for some drivers may depend on more than price. For those who are looking for a cheap car insurance policy, it may not be suitable.
Due to ANZ no longer offering online quotes, it wasn't eligible for analysis in the 2024 car insurance awards.
It's a great product I would recommend it to everyone I know
Benson, QLD
Always able to assist, plenty of options to suit your needs, very modern
Bella, SA
It is a little more pricey than others but they tend to have less exclusions than some cheaper alternatives
Anon, VIC
Expensive but has limited exclusions so more covered events and this means your coverage is better in the event of a claimable event
Anon, VIC
I haven't had a disappointing experience with them as of yet so I highly recommend them
Elisabeth, SA
Compare ANZ's policies
What additional cover options are available?
Many common add-on benefits are included as standard in ANZ car insurance policies, including excess-free windscreen cover and hire car after any insured incident. However, ANZ does offer one additional option -
Any repairer - You can choose any licensed repairer to repair to fix your car, regardless of whether they're a ANZ partner repairer.
Why you can trust Finder's car insurance experts
We're free
You pay the same as buying directly from the car insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
We're experts
Our team of car insurance experts have researched and rated dozens of policies as part of our Finder Awards and published 330+ guides to make it easier for you to compare.
We're independent
Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of car insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2014, we've helped 300,000+ people find car insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
FAQs
CGU underwrites ANZ car insurance.
No. Allianz and ANZ are entirely different and separate entities. However, some ANZ insurance is issued through Allianz, including its travel insurance.
Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds.
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