With a higher-than-average price but no particularly impressive benefits, Allianz was outperformed by many other car insurers in the 2024 Finder Insurance Awards.
Allianz offers a couple of optional benefits to strengthen its comprehensive car insurance policy. They are:
No excess for windscreen damage only claims - Don't pay any excess for one full windscreen, window glass, or sun roof replacement and two repairs in each 12-month period.
Rental car after any covered incident - Get a rental car if yours is out of action due to any covered incident including weather events or at-fault collision. Up to $50 per day - Until claim is completed.
FAQs
Allianz Australia Insurance Limited underwrites its own insurance products, including its comprehensive car insurance.
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards.
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If I hit kangaroo in friends car but due to being on pension can’t afford gap straight away, how long do I have to put claim in through allianz ?
LiezlSeptember 30, 2017
Hi Lisa,
Thanks for reaching out.
Generally, the insurer’s claims team will advise the policy owner when they will need to pay an excess which could be upfront or as a deduction from the claims settlement. I suggest you request the policy owner contact Allianz directly to enquire about the claims process and excess payment.
Cheers,
Liezl
HolgerJune 7, 2017
Hi there!
With Allianz car insurance, am I only covered in Australia or anywhere? I am thinking of a road trip all the way to Germany.
JonathanJune 7, 2017
Hi Holger!
Thanks for the comment.
Allianz Car Insurance cover options such as Comprehensive International Single/Duo, Multi-Trip Single and Basic Single/Duo include overseas emergency medical assistance and emergency medical and hospital expenses.
You may contact them directly to know more or read their Product Disclosure Statement located on their website.
Hope this helps.
Cheers,
Jonathan
BarryJanuary 6, 2017
As a non resident with 9 years plus NCB from U.K., awaiting permanent residence visa is it possible to get fully comprehensive insurance
Finder
RichardJanuary 9, 2017Finder
Hi Barry,
Thanks for getting in touch. Unfortunately, overseas visitors and non-residents are not eligible for comprehensive cover and are only able to get third party options such as CTP.
This article runs through the ins and outs of choosing a good third party property damage car insurance policy.
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If I hit kangaroo in friends car but due to being on pension can’t afford gap straight away, how long do I have to put claim in through allianz ?
Hi Lisa,
Thanks for reaching out.
Generally, the insurer’s claims team will advise the policy owner when they will need to pay an excess which could be upfront or as a deduction from the claims settlement. I suggest you request the policy owner contact Allianz directly to enquire about the claims process and excess payment.
Cheers,
Liezl
Hi there!
With Allianz car insurance, am I only covered in Australia or anywhere? I am thinking of a road trip all the way to Germany.
Hi Holger!
Thanks for the comment.
Allianz Car Insurance cover options such as Comprehensive International Single/Duo, Multi-Trip Single and Basic Single/Duo include overseas emergency medical assistance and emergency medical and hospital expenses.
You may contact them directly to know more or read their Product Disclosure Statement located on their website.
Hope this helps.
Cheers,
Jonathan
As a non resident with 9 years plus NCB from U.K., awaiting permanent residence visa is it possible to get fully comprehensive insurance
Hi Barry,
Thanks for getting in touch. Unfortunately, overseas visitors and non-residents are not eligible for comprehensive cover and are only able to get third party options such as CTP.
Cheers,
Richard