Bank of Queensland Fast Track Starter Account

This savings account is for 14-24 year olds and offers a bonus interest rate of up to 2.5% p.a.

The BOQ Fast Track Starter Account is a high interest savings account for Australians aged 14-24 years old. The account offers an ongoing maximum bonus rate of 2.5% p.a. on balances up to $10,000. To earn this maximum bonus rate you need to link to a BOQ Day2Day Plus Account, deposit at least $200 a month and make 5 or more eligible transactions from the Day2Day Plus account each month . Balances over $10,000 stand to earn up to 1.05% p.a.

If you’re 25 or older, you’ll receive a BOQ Fast Track Saver Account instead, which offers a maximum bonus rate of 1.05% p.a. when you meet the account conditions.

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2.5% p.a.

Maximum variable rate


Base interest rate


Minimum deposit

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Product NameBank of Queensland Fast Track Starter Account (for 14-24 year olds only)
Maximum Variable Rate2.5% p.a.
Standard Variable Rate0.05%
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age14

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This account offers bonus interest each month you meet the account conditions. If you don’t meet the deposit conditions and transaction requirement one month, you’ll still be eligible for bonus interest the next month if you meet the criteria.

Key features

No account-keeping fees

There are no monthly account-keeping fees charged to this account or to the linked BOQ Day2Day Plus Account.

For 14-24 year olds only

This account is for Australians aged 14-24 years old only. If you're 25 or older, you'll receive a BOQ Fast Track Saver Account.

How to apply

You can apply for this account online in 10 minutes or less. Read the eligibility criteria below, and see what information you need in order to complete your application.


  • Minimum age requirement. This account is for 14-24 year olds. If you're 25 of older, you'll be given a BOQ Fast Track Savings Account instead.
  • Residency requirement. You must be an Australian permanent resident with an Australian residential address.
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