Bank of Queensland Day2Day Plus Account

Take care of your day-to-day spending with an account that charges you no fees and keeps you connected to your money around the clock.

Your daily financial transactions won’t cost you a cent with the Bank of Queensland Day2Day Plus Account. Use the linked Visa debit card to make withdrawals and purchases and online or mobile banking to track your spending. This flexible transaction account keeps you connected to your money in many ways, making it easier to manage it.

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Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameBank of Queensland Day2Day Plus Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$5
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Samsung Pay

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This account can be used as a personal everyday account, or as a joint account with you and one other person. It charges no monthly account fees and offers fee-free withdrawals at all rediATMs, as well as Big Four bank ATMs across the country.

You can make unlimited Bank of Queensland transactions via EFTPOS, BPAY, Internet or mobile banking, and there are no fees to deposit cash or cheques in branch. However, if you live outside of Queensland you might find it hard to find a bank branch.

You can earn a competitive bonus interest rate when you link this account to a Bank of Queensland Fast Track Starter Account and meet the monthly deposit requirement.

Key features

No monthly account keeping fees

There are no monthly fees charged to your account for maintaining this account.

No balance requirements

You are not required to maintain a specific balance or obligated to make a minimum amount of deposits.

How to apply

If the benefits of the Day2Day Plus account appeal to you, hurry and apply now online in order to get entered into the cash drawing.


  • Minimum age. Only applicants who are at least 14 years of age can qualify for this account.
  • Residency requirements. Account holders must be permanent residents of Australia.

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    Default Gravatar
    March 25, 2019

    What is the interest rate on the BOQ Day2Day Plus account?

      Avatarfinder Customer Care
      March 26, 2019

      Hi Mervyn,

      Thank you for reaching out to Finder.

      BOQ Day2Day Plus is a transaction account linked to your debit card and does not incur an interest rate.

      Should you wish to get a BOQ savings account, you can try the BOQ Bonus Interest Savings Account at 2.20% p.a. max variable rate and 0.80% p.a. standard rate and the BOQ WebSavings Account with 2.80% p.a max variable rate and 1.20% p.a. standard rate

      Hope this helps and ​please feel free to contact us back should you require further assistance.

      Kind Regards,

    Default Gravatar
    July 20, 2018

    Can you please confirm if the BOQ Day2Day plus transaction account has any limits around the number of electronic transactions per month?

      Avatarfinder Customer Care
      July 23, 2018

      Hello Kasper,

      Thank you for your comment.

      One of the features of this account is having unlimited transactions. These include cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions.


    Default Gravatar
    February 1, 2018

    For the Day2Day Plus Account, are there any fees for transferring funds to non-BOQ banks accounts?

      Avatarfinder Customer Care
      February 1, 2018

      Hello Mark,

      Thank you for your inquiry. To answer your question directly, it is free to transfer funds to other financial institutions using the internet banking facility.

      Hope this helps. Should you have further questions or clarifications, please do not hesitate to contact us again.

      Best Regards,

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