In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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P&N Bank Student Account

P&N Bank Student Account
Account keeping fee
ATM withdrawal fee
Overseas ATM withdrawal fee
Overseas transaction fee of transaction value

Our verdict

With fee free transactions and a Visa debit card to access your account students will have no trouble keeping up with their day to day spending.

Available for secondary and tertiary students aged from 16 - 25 years.


  • No monthly account fee
  • Access to the rediATM network
  • Linked Visa debit card


  • Designed for students

In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

With the Student Account from P&N Bank you are given a multitude of ways to access your money without having to pay any fees. This is an ideal way to help keep up with your school and social spending needs, whether you are at your computer or on your way to your next class.


Key details

Product Name P&N Bank Student Account
Monthly account fee $0
Card access Visa
Own network ATM fee $0
International ATM Fee $5 + 3%
International transaction fee 3%
Monthly deposit required to waive account fee N/A
Contactless Payments Apple Pay, Google Pay, Samsung Pay


Minimum Age 16
Joint account availability No
Minimum opening deposit N/A
Residency status Have an Australian Residential Address

Key features

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$0 Account keeping fees

You will not be charged any monthly account keeping fees for the Student Account.

Made for students

This account is specifically designed for students between the ages of 16 and 25.

How to apply

With the Student Account from P&N you are able to apply over the phone or in person at one of their branches.


Before getting started with your application, there are some eligibility requirements that you should make yourself aware of:

  • Minimum age. This account is only available for Australian students between the ages of 16 and 25.
  • Residency requirements. In order for this account to be activated in your name you must have a valid Australian residential and mailing address.

Your reviews

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Ask a question

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March 10, 2018

Can I apply for this for my daughter who is 14 years


Joel Marcelo

March 13, 2018

Hi Silas,

Thanks for leaving a question on Finder.

This account is only available for Australian students between the ages of 16 and 25. You may consider other student bank accounts or teen debit cards. These pages have a comparison table you can use to see which account suits your daugther.

When you are ready, you may then click on the “Go to site” button and you will be redirected to the bank’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.



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