Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards.
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Alison's expertise
Alison
has written
659
Finder guides across topics including:
- Superannuation
- Savings accounts, bank accounts and term deposits
- Budgeting and money-saving hacks
- Managing the cost of living
Is 2.75% TD for 6 months really 2.75% net ? or do you take something off that ?
Hi Margaret,
Thank you for reaching finder.
The 6 month term deposit of Macquarie bank is tagged at 2.75%. finder does not take anything off of the interest you gain from the term deposit. Hope this helps!
Cheers,
Reggie
I am looking to enhance returns on monies that I currently have in a Bank Term Deposit which is now due for reinvestment. I am not happy with the current rate of 2.05% offered for a three month term and wish to look at other options without increasing risk or entering into long term.
Hi Gregory,
Thanks for leaving a question on Finder.
There’s no maximum age limit at which you can qualify for a home loan. Australia’s anti-discrimination legislation, namely the Age Discrimination Act 2004 and National Consumer Credit Protection Act 2009, prevents lenders from discriminating against home loan applications due to age.
However, lenders also need to be sure that anyone they lend to can afford to repay the loan without experiencing any financial hardships. With this in mind, the older you are, the more difficult you might find it to obtain home loan approval. Please use our guide about the maximum age when getting a home loan. If you need anything else, please send us a message anytime.
Cheers,
Joel
Hi Charles,
Thanks for leaving a question on Finder.
If you are looking to compare term deposit accounts, you may refer to our list of 3-month term deposits. As of this writing, the highest rate is 2.35% which is comparable to what Macquarie is offering above. If you need anything else aside from this, please send us a message anytime.
Cheers,
Joel