ING is a popular choice for Australians looking for a good digital banking experience, competitive rates and low fees. Take a look at the different ING savings accounts and bank accounts in the table below to find the right one for you.
We currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
Want more interest on your savings?
Compare now and find a better rate.
We currently don't have that product, but here are others to consider:
How we picked theseWe assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.
Looking for a better bank account?
Compare everyday accounts and find one that works harder for you.
We currently don't have that product, but here are others to consider:
How we picked theseFinder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.
Lock in a great rate
Compare term deposits to grow your savings with confidence.
ING was a big winner in the 2025 Finder Awards.
Full list of 2025 savings account winners
Based on ING bank account scores in Finder's 2024 & 2025 Customer Satisfaction Awards.
Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.
Take control of your super with a flexible account that allows you to manage all of your needs in one convenient place.
The ING Savings Accelerator provides you with a serious incentive to save with an increase in interest rates as your account balance grows.
Check out this review of ING's term deposit rates.
With an ING bank account you'll pay no ATM fees in Australia up to 5 times per month pay no international transaction fees when the account conditions are met. Apple Pay and Google Pay available, plus more perks.
Do you offer Term Deposits for Self-Managed Superfunds? If so, how do I apply?
Hello Jenny,
Thank you for your comment.
Yes, ING offers SMSF Term Deposit. Applications are accepted online and can be accessed by visiting ING’s website.
Before submitting an application, please make sure that you meet the eligibility requirements.
Should you wish to have real-time answers to your questions, try our chatbox on the lower right corner of our page.
Regards,
Jhezelyn
Are there any penalties if you are unable to deposit a $1000 per month with the Orange Everyday account?
Hi Grego,
Thanks for your question.
There are no penalties if you can’t make a deposit of at least $1,000 per month on your ING Orange Everyday Transaction Account. However, you may incur the following fees which are free to those who meet the deposit requirement:
Overseas ATM Withdrawal Fee – $2.50
– ATM Fees by third party ATM operators
– International transaction fee – (2.5% of the amount)
I hope this helps.
Cheers,
Anndy
we want to open a joint account where we can deposit on a weekly basis.
this account will solely be for paying rent, bills etc
which account is easy friendly
low or no fees
direct debit into utilities etc
Hi Isa,
Thanks for leaving a question on Finder.
You may refer to our list of joint bank accounts. As stated in our review, these accounts are generally used by family members, couples, or business partners who share expenses such as rent and bills as well as common everyday living costs.
Please click the link above and use our comparison table to help you find the account that suits you. When you are ready, you may then click on the “Go to site” button and you will be redirected to the bank’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
Cheers,
Joel
I opened an account many years ago and still have a small amount of money which I would like to retrieve. I have a number and a pin. Can you help?
Hi Sandra,
Thanks for your inquiry. Please note that we are not affiliated with ING Direct or any company we feature on our site and so we can only offer a general advice.
Unfortunately, your old account might be closed due to inactivity. You might like to get in touch with ING Direct directly on 133 464 and give them your details. They can further help you on this request.
Best regards,
Rench
Since you guys have no branch how will withdrawing money without no card while you wait for a new one work? And second I have my bank account plus a savings account and another savings account for my daughter who is 4 years old now how can I do that with you guys and is it possible to that?
Hi Roddie,
Thank you for your inquiry.
Withdrawals can be made for free from any ATM in Australia, regardless of the bank, so long as you deposit your pay of $1,000 monthly.
I hope this information has helped.
Cheers,
Harold