The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
Want more interest on your savings?
Compare now and find a better rate.
We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.
Looking for a better bank account?
Compare everyday accounts and find one that works harder for you.
Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.
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The Bank of Queensland Simple Saver Account was highly commended for Best No Conditions Savings Account in the 2026 Finder Awards.
Full list of 2026 winnersApplying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.
The Bank of Queensland Smart Saver Account has an ongoing bonus rate on balances up to $250,000 for customers over 36.
The Everyday Account has no monthly account keeping fees, spend tracking features and instant payments via PayID.
The Bank of Queensland Superannuation Savings Account gives you a bonus introductory period and the ability to withdraw your SMSF’s savings without restriction.
An offset Account linked to your personal Bank of Queensland home loan gives you access to your savings while they work to reduce your mortgage balance.
A premier high interest savings account may be just what you need in order to reach your future financial goals.
With a small nest egg Bank of Queensland allows you to make good progress with your savings goals by providing flexible terms and a competitive interest rate.
What is the current % payable per month on my fast track account
Hi Norman,
The current rate for the Fast Track account is 2.25% p.a. (as of 22 Feb 2023). Note that this account can no longer be opened by new customers.
Thanks,
Alison.
what is the interest for fast tracking account?
Hi J,
If you’re referring to BOQ’s Fast Track Saver Account, it currently offers a 2% bonus interest rate which is inclusive of a 0.05% p.a. base rate for balances over $250,000.
Thanks,
Alison
Can you accept payments from overseas ie monthly pension?
Hi Tony,
Yes, you can make international transfers to BOQ savings and bank accounts. As the receiving bank, please note that fees may apply.
Best,
Alison
Do you waive atm fees like ING?
Hi Karen,
Thank you for reaching out to Finder.
Currently, Bank of Queensland-operated ATMs are still charging a $2 withdrawal fee to non-bank customers, and the same applies for ATMs operated by Suncorp and credit union BCU. You may want to check our article about banks’ ATM fees. Hope this helps!
Cheers,
Reggie
Hi ,we are customers of BOQ, can we buy shares in BOQ through the Bank, thank’s Ned
Hi N@JA Distefano,
Thank you for reaching out to finder.
The only way to sell your shares is through the Australian Securities Exchange (ASX) using a broker. In case you don’t have your own broker, the ASX website contains useful information on brokers and comprehensive lists to help you choose a broker that best suits your needs. Hope this helps!
Cheers,
Reggie