ANZ Term Deposit

With a fixed interest rate spread out over terms you choose, you can start making plans for your financial future.

The ANZ Term Deposit is a high interest savings product that locks your money away until the terms you set have been met. Terms can range from one month to five years, allowing you to meet short term saving plans or a long term financial goal. It has no monthly fees and provides you with choices on how and when your interest payments are made.

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Product NameANZ Term Deposit
3 month interest rate0.05%
4 month interest rate0.05%
6 month interest rate0.10%
7 month interest rate0.10%
9 month interest rate0.15%
12 month interest rate0.20%
24 month interest rate0.20%
36 month interest rate0.20%
48 month interest rate0.20%
60 month interest rate0.20%
Minimum Opening Deposit$5,000
Minimum Age Requirement12
The rates displayed above are interest rates paid at maturity only. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

Key features

No monthly fees

No monthly maintenance fees are deducted from your savings with the ANZ term deposit.

Tiered high interest rates

The interest rates are fixed with the term deposit and tiered according to how long you choose to invest and the amount of your investment.

Launch term deposit calculator

How to apply

You must have an existing ANZ Everyday Account or Savings account in order to apply for a term deposit online. If you're not sure if a term deposit is the right choice for you, you can compare ANZ's range of high interest savings accounts instead.


  • Minimum age. You must be at least 12 years of age or older for your application to be considered.
  • Residency requirements. In order to be eligible for a term deposit from ANZ you must be an Australian resident with an Australian residential address.

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    Default Gravatar
    October 31, 2016

    Best interest rate for 6 month term deposit

      Default Gravatar
      June 8, 2017

      best interest rate for 6 month term deposit

      Default Gravatar
      June 8, 2017

      Hi Rimu96,

      Thanks for your inquiry.

      You may check our website for 6 months term deposit interests up to 2.80%.

      Hope this information helped.


      Avatarfinder Customer Care
      October 31, 2016

      Hi Liz,

      Thanks for reaching out.

      You can compare term deposit accounts through our website. Please do take advantage of the calculator on that page to check which term deposit account can give you high-interest earnings for your particular amount of deposit.


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