UBank USaver SMSF

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Earn a competitive interest rate on your SMSF savings when you make no withdrawals.

The UBank USaver SMSF is a savings account for your self managed super fund. This no fee account provides an incentive to continue saving, there are no withdrawal restrictions but you get bonus interest when you make no withdrawals each month.

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Product NameUBank USaver SMSF - DISCONTINUED
Maximum Variable Rate0.35% p.a.
Standard Variable Rate0.15%
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age18


As of August 8, 2020, this product is only available to existing customers. It is no longer available to new customers. For existing customers, variable interest rates still apply.

Review more banking products from UBank.

Key features

Standard interest

The base variable rate of interest is 0.15% p.a. Interest is calculated daily and paid to your USaver SMSF account monthly.

Bonus interest

Earn bonus interest on top of the base variable rate of interest when you don't make any withdrawals. You can make withdrawals between this account and other UBank Term Deposit accounts and still earn the bonus interest rate.

How to apply

Visit the UBank website to start an online application for the UBank USaver SMSF account. The application is secure and can be completed in under 15 minutes.


You must meet these eligibility requirements if you wish to apply for this account.

  • Minimum age. You must be over 18 to apply for this account.
  • Residency requirements. You must have an Australian residential and postal address.

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