We currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
Want more interest on your savings?
Compare now and find a better rate.
We currently don't have that product, but here are others to consider:
How we picked theseWe assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.
Looking for a better bank account?
Compare everyday accounts and find one that works harder for you.
Ubank was a big winner in the 2025 Finder Awards.
Full list of 2025 winners
Based on ubank bank account scores in Finder's 2024 & 2025 Customer Satisfaction Awards.
"Ubank is a great savings account! Not only have they offered competitive ongoing rates for years, they make it easy to get your interest, only requiring you to make a monthly deposit as opposed to multiple hoops like others. I love that I can pull money out and use it and not miss out on my interest. I also love that there are no ATM fees if you take money out overseas. With the rates going up to 5.5% in July for the first $100K, they are putting themselves in their own category in my opinion."
Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.
All user-submitted reviews must meet our review guidelines. These set out our standards and expectations, including that the review is from by a genuine user of the relevant product or service and that it is honest, authentic and respectful. We explicitly prohibit fake or otherwise misleading reviews and we check all submissions, but we make no guarantee as to the authenticity of any published review or reviewer. Some reviews may be submitted (regardless of sentiment) in exchange for entry into any competition(s) for which we are the promoter.
Via customer survey commissioned by Finder
it is easy to use
Via customer survey commissioned by Finder
Via customer survey commissioned by Finder
Internet bank
Via customer survey commissioned by Finder
the app is easy to use with the new layout, easier to track and create target savings
Via customer survey commissioned by Finder
i use it as a savings account long-term, but the savings interest has gone down recently, making it almost not worth using as a savings account
Via customer survey commissioned by Finder
Easy to use app. Great interest rate offered.
Via customer survey commissioned by Finder
Easy to use, good platform, got everything I need easily accessible
Via customer survey commissioned by Finder
Innovative, but limited
Via customer survey commissioned by Finder
Via customer survey commissioned by Finder
Pay no account keeping fees, no overseas ATM fees and no foreign transaction fees plus earn bonus interest on your savings. Read our review to find out more.
The Ubank Save is an online high interest savings account that could help you reach your financial goals faster.
I live in NZ. We have been approached by someone in the USA who suggested we deposit $’s into an Australian UBank account presumably in their name.
Is it possible to ask if a particular agency has an Account with UBank in the USA, just a yes or no please? And if so is there any protection for us in NZ if the other party is fraudulent?
Hi Leigh, we’d suggest you ask the bank directly about this.
Can a cash deposit be made in perth at NAB branch?
Hi Sam,
You can deposit cash into your Ubank account at an Australia Post office.
Thanks,
Alison
UBank does not offer Bank@Post
So use Nab ATM instead to deposit.
Here is the list that tells you what Banks can deposit.
https://auspost.com.au/money-insurance/banking-and-payments/bank-at-post#participating
Hi Takeo,
Thanks for letting us know about this. We’ve updated our pages to reflect the correct information regarding UBank.
Regards,
Alison
Can I manage my UBank account on my MacBook laptop as well as the phone app?
Hi Alain,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
Yes, you can manage your UBank account on your MacBook and phone. You can go to the website of UBank and log into your account. From there, you should be able to manage your account. On your phone, you can download their UBank app from the App Store of Apple.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
How do you transfer the money into the term deposit as there are no branches?
Hi Denise,
Thanks for getting in touch with finder.
You can transfer using Electronic Funds Transfer or BPay. You may want to take note that UBank has no restrictions on how much money you can transfer. Please consider as well that your external bank may impose limits on the amount you can withdraw daily. You’d need to get in touch with them to confirm what these limits are.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua