Illawarra Credit Union Everyday Student

Australian university students can combine their savings and spending into one convenient UniSaver Account.

The UniSaver Account from Illawarra Credit Union gives university and TAFE students the opportunity to earn some interest on their balance while still having complete access to the money to fund their school needs. Accounts are accompanied with a Visa debit card, providing you with an easy option to make your purchases and withdrawals.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameIllawarra Credit Union Everyday Student
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$2 + 3%
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay, Garmin Pay

Key features

Credit union membership

All Illawarra Credit Union accounts are only available to current members. There are no special criteria to meet in order to become one other than paying a $2 fee for your share in the institution.

Monthly account keeping fees

Monthly account keeping fees are waived for UniSaver account holders.

How to apply


The application for the UniSaver account can be accessed on their website. Remember that you will first need to become a member of the Illawarra Credit Union which can also be done by filling out an online application and paying the $2 membership fee. There are also other eligibility requirements for this account that you should make yourself aware of before beginning to apply:

  • Minimum age. While there is no age stipulation for this account, you must be enrolled in an Australian university or with TAFE in order to be eligible for this account.
  • Residency requirements. The only individuals eligible for this account are Australian permanent residents and citizens.

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