In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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Illawarra Credit Union – Everyday Account

Illawarra Credit Union Everyday Account

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Fee Free Deposit
$2,000
Account keeping fee
$6
ATM withdrawal fee
$0
Overseas transaction fee of transaction value
3%

Our verdict

With Illawarra Credit Union you get a full service transaction account that provides you with plenty of ways to take care of your banking needs.

This is an everyday bank account to help you manage your general, day-to-day banking and make daily purchases with your own money. Keep in mind that you need to keep your account balance above $2000 otherwise a monthly account fee of $6 applies.

This account could be suited to you if you’ve got another product with Illawarra Credit Union (like a loan, term deposit or savings account) and want to keep all your banking in the same place. Although all Australians are welcome to join the credit union, if you like to bank in branch it might be better suited to those living within the Illawarra region.

Pros

  • Access your money 24/7
  • Linked Visa debit card
  • BPAY available

Cons

  • Minimum opening balance required
  • $6 monthly account keeping fee

In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

The Illawarra Credit Union is a member owned financial service provider, open to all Australians to join. The Everyday Account is structured the same like any bank’s everyday accounts, giving account holders benefits like internet banking, Visa debit card access and over the counter transactions. With a number of options for handling your day to day banking needs, you will find it easy to manage your spending.

Details

Key details

Product Name Illawarra Credit Union Everyday Account
Monthly account fee $6
Card access Visa
Own network ATM fee $0
International ATM Fee 3%
International transaction fee 3%
Monthly deposit required to waive account fee $2,000
Contactless Payments Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Eligibility

Minimum Age 18
Joint account availability Yes
Minimum opening deposit $1
Residency status Permanent Australian residents with an Australian address

Key features

Membership

In order to apply for any banking product with Illawarra Credit Union, you must first apply to become a shareholder. The fee is $2 to join, and membership is open to all Australians.

Monthly account keeping fees

The account keeping fee is based on how much money you have in all of your Illawarra accounts. In months where that total is less than $2,000, you will be charged a $6 account keeping fee.


How to apply

Eligibility

Illawarra Credit Union makes it easy to apply by providing a link to an online application that can found by visiting their website. First, however, you will need to become a member, which can also be done by filling out an online application. Other eligibility requirements directly related to the Everyday Account include:

  • Minimum age. Illawarra Credit Union does not specify any minimum age requirement either for becoming a member or opening this transaction account.
  • Residency requirements. Only Australian permanent residents or citizens are eligible for the Everyday Account.

Your reviews

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Denis

January 12, 2017

trying to find my new estatement to check bill payments


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Anndy Lou Finder

January 12, 2017

Hi Denis,


Thanks for your question.


If you want to check your statement, you can view it when you log into Illawarra Credit Union internet banking. You can also visit a local branch and request them to print your statement, for a fee.


Cheers,

Anndy


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