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4 Responses

  1. Default Gravatar
    madonnaNovember 29, 2017

    Hello,

    Do you offer a no annual fee mastercard. If so are there any provisos. Thanks

    • Staff
      JoanneNovember 29, 2017Staff

      Hi Madonna,

      Thanks for reaching out.

      Do you mean debit card or credit card with no annual fee?
      Regardless, here is a link you can view. This page will display credit cards that has no annual fee. You may scroll down further to locate the mastercard brand. Just make sure you check whether the $0 annual fee is for the first year or an ongoing feature of the account so you can factor that into your comparison.

      In case you were referring to debit cards, here is page you can check. You may check on “more” to view the features of each card and for you to check on the list fees.

      Cheers,
      Joanne

  2. Default Gravatar
    CharlesJuly 11, 2017

    This article does not seem to be correct. CitiBank conditions state:

    “International Transaction Fee 2.50% charged for all overseas ATM and electronic point-of-sale transactions made in a foreign currency using your Citi
    Visa Debit / Citi Debit Card. For Citi Visa Debit transactions, this amount includes a 1% service and assessment fee payable by Citibank to Visa. This fee will be charged as a percentage of your withdrawal amount.”

    • Default Gravatar
      JonathanJuly 13, 2017

      Hello Charles,

      Thank you for the inquiry. :)

      Is this the statement you’re referring to?
      “There will be no changes to international transaction fees or free Citibank-branded ATM withdrawals overseas, aside from the fact MasterCard exchange rates will apply, rather than Visa.”

      If it is, this means that as long as the you use Citibank-branded ATM if you withdraw overseas, the same international transaction fees applies, which is 2.50% on the AUD dollar conversion of any transaction made in foreign currency. This amount includes a service and assessment fee payable by Citibank to Visa/MasterCard.

      Hope this clarifies.

      Cheers,
      Jonathan

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