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Citi Global Currency Account

Hold up to 10 currencies in this account with one linked debit card, and receive foreign currencies for free.

The Citi Global Currency Account is an everyday transaction account, multi-currency account and travel debit card in one. You can hold up to 10 different currencies in the account, and withdraw the correct local currency from international ATMs with no withdrawal fee.
Read on to learn more about the impressive list of features this account offers.

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Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee

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Product NameCiti Global Currency Account
Monthly account fee$0
Card accessMastercard
ATM Withdrawal Fee$0
International transaction fee0%
Monthly deposit required to waive account feeN/A
Contactless PaymentsApple Pay, Samsung Pay

Review by

Alison Banney is the banking and superannuation editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This is a mix between an everyday transaction account and multi currency account, so it’s suited to customers who travel overseas a lot or regular send and receive money internationally.

You can hold 10 different currencies in the account, and switch between each depending on where you are in the world.

You’ll also receive individual account details for the foreign currencies held in the account, allowing you to receive money in foreign currencies from the one account. This is super handy if, for example, you're paid in another currency or you receive regular payments from overseas.

Key features

Hold up to 10 currencies

You can hold up to 10 different currencies in the one account, including AUD, USD, EUR, SGD, NZD, JPY GBP, CAD, HKD and CHF. You can load your account with these currencies when the exchange rate is in your favour.

Receive international bank account details

You'll receive individual bank account details for up to 10 currencies held in the account, so you can receive money in those currencies. It's like having a local bank account in those countries.

Linked Citi debit card

This account comes with a linked debit card which you can use in-store or online all around the world. Although you can have up to 10 different bank account details, it's all linked to the one debit card.

Use for everyday spending in Australia

This account isn't just for international business and travel. You can also use it as your regular everyday transaction account in Australia. Use the linked debit card to make daily purchases in store or online, or pay your bills as you would with a standard bank account.

Use your debit card to pay like a local overseas

Simply set your default transaction currency to the local currency in the country you're in, and use your debit card like a local with no foreign exchange fees. Make sure you remember to set your correct default currency via the Citi mobile app.

No international ATM fees

Because you already have the foreign currency in your account, when you're in a country that uses that currency you can withdraw money at ATMs with no fees. However, make sure your debit card is linked to the correct currency before using the ATM, otherwise a 2.5% foreign exchange fee applies.

How to apply

Eligibility to apply

  • Minimum age. The minimum age requirement for this account is 18 years of age.
  • Residency requirement. In order to be eligible for this account, you must have an Australian residential address.
  • Personal use only. This account if for personal use only and is not available for business applicants.

Ask an expert

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  1. Default Gravatar
    January 18, 2022


    My pension will be paid in the U.K. but I am planning to live in Australia.

    Can you recommend a bank that would best suit my purposes? Thank you!

    • Avatarfinder Customer Care
      January 30, 2022


      Thanks for contacting Finder.

      We are a free financial comparison service that compares different bank accounts. However, we’re unable to give you any personal financial advice or recommendations.

      We suggest you speak with a financial adviser or accountant who can look at your finances and give you some personal advice and recommendations.


  2. Default Gravatar
    September 19, 2021

    Hi, what are the foreign currencies supported by the card?

    • Avatarfinder Customer Care
      September 22, 2021

      Hi Nancy,

      The Citi Global Currency Account supports 10 currencies, including AUD, USD, EUR, SGD, NZD, JPY GBP, CAD, HKD and CHF.


  3. Default Gravatar
    September 11, 2021

    1-Does the Internet transfer into another bank account attracts fees?
    2- interest for other currencies balances?

    • Avatarfinder Customer Care
      September 14, 2021

      Hi Vaheed,

      This account doesn’t charge any transfer fees to send funds however, the bank that’s receiving the money may.

      As for interest for other currencies, Citi Global Currency Accounts in a foreign currency do not earn interest.

      I hope this helps!


  4. Default Gravatar
    September 2, 2019

    Can a business use this account?

    • Avatarfinder Customer Care
      September 2, 2019

      Hello Cathy,

      Thank you for your comment.

      I’m afraid that the Citi Global Currency Account is for personal use only and is not available for business use. You may see our page about business bank accounts. There’s a comparison table you can use to find the account that suits you. When you are ready, press the ‘Go to site’ button to apply.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.


  5. Default Gravatar
    August 23, 2019

    If one uses the AUD account in the Citi Global Currency Account card in South East Asia:
    1) Can one withdraw AUD from a selected Citi bank branch in SE Asia?
    2) If so, are their any costs and/or fees involved
    3) Is there a limit on daily AUD withdrawals
    4) Does the card provide for swipe/pin withdrawals

    • Default Gravatar
      August 23, 2019

      Hi Frank,

      Thanks for getting in touch! Please see responses to your questions below:

      Can one withdraw AUD from a selected Citi bank branch in SE Asia? If so, are there any costs and/or fees involved
      No, the card will only dispense the local currency of the country you are in.

      Is there a limit on daily AUD withdrawals?

      The default limit is $1000 AUD. But you may request to increase your combined ATM withdrawal and EFTPOS limit to $3000 per day. Note that for the fees, no service fees are charged for using Citi-branded ATMs. Other banks may charge you for using their facility.

      Does the card provide for swipe/pin withdrawals?

      Yes, you can use it for EFTPOS/in-store as well as online purchases. ATM withdrawal will be by inserting the card and entering an ATM PIN.

      Hope this helps!


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