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Finder Score Roadside Assistance Accidental damage Agreed or market value
Finder Score
Market
Summary: Bingle car insurance delivers decent coverage across the basics, such as damage to your car, theft and storms.

Who it might be good for: Drivers looking for a no-frills policy with accessible coverage options.
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Optional
Agreed or Market
Discount: Save 15% on your first year’s premium when you buy a new ING comprehensive car insurance online. T&Cs apply.
Summary: A policy with high benefit limits included as standard with plenty of optional add-ons.

Who it might be good for: Drivers who like the ability to tailor their cover with lots of optional extras like windscreen damage and roadside assistance.
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Standalone
Agreed or Market
Discount: Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
Summary: Budget Direct Comprehensive is highly commended as a feature-packed car insurance. It's cheaper than most, plus you can lower costs by adding age restrictions.

Who it might be good for: Anyone who wants a good value policy.
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Youi logo
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Youi Comprehensive
Finder Award
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Agreed or Market
Summary: A great value policy with exceptional customer service. It also automatically includes roadside assistance with comprehensive policies in its price - a feature that typically costs upwards of $90 per year.
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QBE logo
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Finder Score
Agreed or Market
Discount: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.
Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
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RACV logo
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Finder Score
Standalone
Agreed or Market
Summary: RACV Comprehensive offers member-based car insurance with flexible cover options and solid inclusions, depending on your level of cover.

Who it might be good for: VIC drivers seeking customisable cover with strong benefits and potential member perks.
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Australian Seniors logo
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Optional
Agreed
Discount: Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
Finder’s summary: Australian Seniors’ comprehensive policy includes complimentary hire car for a stolen car, up to $1,000 for a damaged trailer or caravan, up to $500 for emergency travel and accommodation cover.

Who it might be good for: People over 50 years old looking for flexible cover options.
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Huddle logo
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Optional
Agreed or Market
Summary: Huddle's comprehensive policy will cover you if your vehicle is damaged or lost as a result of a collision, a natural event, a malicious act, theft or fire. It also includes up to $500 for essential repairs.

Who it might be good for: Someone who drives less than 15,000 km a year can opt for Pay As You Drive cover.
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Budget Direct logo
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Finder Score
Standalone
Market
Discount: Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
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Australian Seniors logo
Finder Score
Finder Score
Optional
Market
Discount: Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
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Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

Read the full methodology

Deal

15% online discount on car insurance

Receive 15% off car insurance when you purchase cover online.
Deal

Save 15% off your first year’s premium

Get 15% on Coles Car Insurance when you take out a new Coles Car Insurance policy online. T&Cs apply.
Deal

Save $75 on new comprehensive car insurance

Buy online and save up to $75. T&Cs apply.
Deal

Get 10% off and up to a 15% potential monthly discount

Score 10% off the base premium for the first 2 consecutive monthly policies and up to 15% off your 3rd month for being a safer driver. Minimum premiums may apply. Limits and T&Cs apply.

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    With a higher-than-average price but no particularly impressive benefits, Allianz was outperformed by many other car insurers in the 2024 Finder Insurance Awards.

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