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4.7 based on 824 reviews
Finder Score Roadside Assistance Accidental damage Agreed or market value
Agreed or Market
Summary: A great value policy with exceptional customer service. It also automatically includes roadside assistance with comprehensive policies in its price - a feature that typically costs upwards of $90 per year.
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Standalone
Agreed or Market
Discount: Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
Summary: Budget Direct Comprehensive is highly commended as a feature-packed car insurance. It's cheaper than most, plus you can lower costs by adding age restrictions.

Who it might be good for: Anyone who wants a good value policy.
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Agreed or Market
Discount: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.
Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
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RACV logo
Standalone
Agreed or Market
Summary: RACV Comprehensive offers member-based car insurance with flexible cover options and solid inclusions, depending on your level of cover.

Who it might be good for: VIC drivers seeking customisable cover with strong benefits and potential member perks.
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ROLLiN' logo
Agreed
Summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
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Qantas Car Insurance logo
Optional
Agreed or Market
Bonus points offer: Earn up to 30,000 Qantas Points with every car insurance policy. Ends 23 September 2026. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.
Summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

Who it might be good for: People who want more bang for their buck with Qantas Points.
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Bingle logo
Market
Summary: Bingle car insurance delivers decent coverage across the basics, such as damage to your car, theft and storms.

Who it might be good for: Drivers looking for a no-frills policy with accessible coverage options.
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Kogan logo
Agreed or Market
Discount: Get up to 10% off your first year's premium when you apply online and $10 monthly Kogan credit (valid on $100+ purchases) for active policyholders. T&Cs apply.
Summary: Kogan comes with all the perks that most comprehensive car insurance policies include, but you’ll also be entitled to some benefits from its online store. This usually comes in the form of a gift voucher or discount if you buy online.

Who it might be good for: Kogan shoppers and those after a good range of policy options.
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Australian Seniors logo
Optional
Agreed
Discount: Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
Finder’s summary: Australian Seniors’ comprehensive policy includes complimentary hire car for a stolen car, up to $1,000 for a damaged trailer or caravan, up to $500 for emergency travel and accommodation cover.

Who it might be good for: People over 50 years old looking for flexible cover options.
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Huddle logo
Optional
Agreed or Market
Summary: Huddle's comprehensive policy will cover you if your vehicle is damaged or lost as a result of a collision, a natural event, a malicious act, theft or fire. It also includes up to $500 for essential repairs.

Who it might be good for: Someone who drives less than 15,000 km a year can opt for Pay As You Drive cover.
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Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

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