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10 of 147 results
Checked 16 June 2026
Finder Score Roadside Assistance Accidental damage Agreed or market value
9 Excellent
Agreed
Discount: Get up to 10% off for up to 6 months on ROLLiN’ Comprehensive Car Insurance Policy. Offer ends 30 Jun 2026. T&Cs apply. Minimum Premiums may apply.
Summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
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9.4 Excellent
Agreed or Market
Summary: A great value policy with exceptional customer service. It also automatically includes roadside assistance with comprehensive policies in its price - a feature that typically costs upwards of $90 per year.
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9.9 Excellent
Standalone
Agreed or Market
Discount: Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
Summary: Budget Direct Comprehensive is highly commended as a feature-packed car insurance. It's cheaper than most, plus you can lower costs by adding age restrictions.

Who it might be good for: Anyone who wants a good value policy.
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QBE logo
7.5 Great
QBE Comprehensive
7.5 Great
Agreed or Market
Discount: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.
Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
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RACV logo
7.8 Great
RACV Comprehensive (VIC customers only)
7.8 Great
Standalone
Agreed or Market
Summary: RACV Comprehensive offers member-based car insurance with flexible cover options and solid inclusions, depending on your level of cover.

Who it might be good for: VIC drivers seeking customisable cover with strong benefits and potential member perks.
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Bingle logo
8.5 Great
Bingle Comprehensive
8.5 Great
Market
Summary: Bingle car insurance delivers decent coverage across the basics, such as damage to your car, theft and storms.

Who it might be good for: Drivers looking for a no-frills policy with accessible coverage options.
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Qantas Car Insurance logo
9.8 Excellent
Qantas Comprehensive
9.8 Excellent
Optional
Agreed or Market
Bonus points offer: Earn up to 50,000 Qantas Points with every car insurance policy. Ends 30 June 2026. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.
Summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

Who it might be good for: People who want more bang for their buck with Qantas Points.
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Kogan logo
9.7 Excellent
Kogan Comprehensive
9.7 Excellent
Agreed or Market
Discount: Get up to 10% off your first year's premium when you apply online, plus a $10 monthly Kogan credit and a bonus wireless touchscreen car display. Offer ends 30 Jun 2026. T&Cs apply.
Summary: Kogan comes with all the perks that most comprehensive car insurance policies include, but you’ll also be entitled to some benefits from its online store. This usually comes in the form of a gift voucher or discount if you buy online.

Who it might be good for: Kogan shoppers and those after a good range of policy options.
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ING logo
9.7 Excellent
ING Comprehensive
9.7 Excellent
Optional
Agreed or Market
Discount: Save 15% on your first year’s premium when you buy a new ING comprehensive car insurance online. T&Cs apply.
Summary: A policy with high benefit limits included as standard with plenty of optional add-ons.

Who it might be good for: Drivers who like the ability to tailor their cover with lots of optional extras like windscreen damage and roadside assistance.
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Australian Seniors logo
8.2 Great
Australian Seniors Comprehensive
8.2 Great
Optional
Agreed
Discount: Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
Finder’s summary: Australian Seniors’ comprehensive policy includes complimentary hire car for a stolen car, up to $1,000 for a damaged trailer or caravan, up to $500 for emergency travel and accommodation cover.

Who it might be good for: People over 50 years old looking for flexible cover options.
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Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

Read the full methodology

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More guides on Finder

  • ALDI car insurance review

    ALDI car insurance offers comprehensive car insurance with really solid benefit limits.

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    ahm offers a decent level of coverage but might not suit drivers on a tighter budget.
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    RACQ offers strong benefits and service, but drivers can expect to pay higher premiums and a joining fee.
  • Australian Seniors car insurance review

    With 5% off for seniors, budget-friendly policies, and some uncommon benefits, Australian Seniors is worth considering.
  • ANZ car insurance review

    ANZ car insurance is typically more expensive than average, but it does have some generous benefits.
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    Australian Unity car insurance, underwritten by Allianz, offers two levels of cover, the freedom to choose your own repairer and an easy 24-hour claims service.
  • APIA car insurance

    APIA car insurance is issued by AAI Limited and offers 3 levels of cover, a range of discounts and a lifetime guarantee on repairs.
  • Coles Car Insurance review

    Coles car insurance is a budget-friendly option for young people, but older drivers may be able to find cheaper cover elsewhere.
  • Allianz car insurance review

    With a higher-than-average price but no particularly impressive benefits, Allianz was outperformed by many other car insurers in the 2024 Finder Insurance Awards.
  • AAMI car insurance review

    With strong cover and reasonably-priced policies, AAMI performed well in the 2024 Finder Awards. However, some popular benefits are missing and cheaper options are available.
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