How much do you need to earn to live in your dream suburb?

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Rebecca Pike

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The calculator below will tell you what your combined household income needs to be to buy a house or unit in your ideal suburb.

All states and territories are available, and the data is supplied by CoreLogic, the largest provider of property data and analysis in the world.

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1 - 16 of 16
Updated regularly
Name Interest Rate p.a. Comparison Rate p.a. Fees Monthly Payment
loans.com.au Variable Home Loan
loans.com.au logo
Principal & Interest10% min. depositOwner-occupierOffset account
loans.com.au logo
loans.com.au Variable Home Loan
Principal & Interest10% min. depositOwner-occupierOffset account
Product Nameloans.com.au Variable Home Loan
Interest Rate TypeVariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.79%
Comp. Rate p.a.5.83%
Minimum Loan Amount$50,000
Maximum Loan Amount $2,000,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
5.79%
Comparison Rate
5.83%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$881
 A low cost home loan with no ongoing fees, plus access to an offset account - and you only need a 10% deposit to benefit.
Macquarie Bank Basic Home Loan
Macquarie Bank logo
Principal & Interest20% min. depositOwner-occupier
Macquarie Bank logo
Macquarie Bank Basic Home Loan
Principal & Interest20% min. depositOwner-occupier
Product NameMacquarie Bank Basic Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.94%
Comp. Rate p.a.5.96%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
5.94%
Comparison Rate
5.96%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$895
loans.com.au Solar Home Loan
loans.com.au logo
Principal & Interest10% min. depositOwner-occupierOffset account
loans.com.au logo
loans.com.au Solar Home Loan
Principal & Interest10% min. depositOwner-occupierOffset account
Product Nameloans.com.au Solar Home Loan
Interest Rate TypeVariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.74%
Comp. Rate p.a.6.19%
Minimum Loan Amount$50,000
Maximum Loan Amount $1,500,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
5.74%
Comparison Rate
6.19%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$876
loans.com.au Solar Home Loan
loans.com.au logo
Principal & Interest10% min. depositInvestmentOffset account
loans.com.au logo
loans.com.au Solar Home Loan
Principal & Interest10% min. depositInvestmentOffset account
Product Nameloans.com.au Solar Home Loan
Interest Rate TypeVariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.94%
Comp. Rate p.a.6.28%
Minimum Loan Amount$50,000
Maximum Loan Amount $1,500,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
5.94%
Comparison Rate
6.28%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$895
 A low cost home loan with no ongoing fees, plus access to an offset account - and you only need a 10% deposit to benefit.
Macquarie Bank Basic Home Loan
Macquarie Bank logo
Principal & Interest40% min. depositOwner-occupier
Macquarie Bank logo
Macquarie Bank Basic Home Loan
Principal & Interest40% min. depositOwner-occupier
Product NameMacquarie Bank Basic Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.89%
Comp. Rate p.a.5.91%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
5.89%
Comparison Rate
5.91%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$890
Macquarie Bank Basic Fixed Home Loan
Macquarie Bank logo
Principal & Interest 3Y Fixed20% min. depositOwner-occupier
Macquarie Bank logo
Macquarie Bank Basic Fixed Home Loan
Principal & Interest 3Y Fixed20% min. depositOwner-occupier
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.29%
Comp. Rate p.a.5.78%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan Portable
Extra Repayments Yes
Interest Rate
5.29%
Comparison Rate
5.78%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$833
Macquarie Bank Basic Fixed Home Loan
Macquarie Bank logo
Principal & Interest 3Y Fixed30% min. depositOwner-occupier
Macquarie Bank logo
Macquarie Bank Basic Fixed Home Loan
Principal & Interest 3Y Fixed30% min. depositOwner-occupier
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.19%
Comp. Rate p.a.5.72%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 70%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan Portable
Extra Repayments Yes
Interest Rate
5.19%
Comparison Rate
5.72%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$824
Macquarie Bank Offset Home Loan Package
Macquarie Bank logo
Principal & Interest40% min. depositOwner-occupierOffset account
Macquarie Bank logo
Macquarie Bank Offset Home Loan Package
Principal & Interest40% min. depositOwner-occupierOffset account
Product NameMacquarie Bank Offset Home Loan Package
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.89%
Comp. Rate p.a.6.14%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan Portable
Extra Repayments Yes
Interest Rate
5.89%
Comparison Rate
6.14%
Fees
Application: $0
Ongoing: $248 p.a.
Monthly Payment
$890
Macquarie Bank Basic Home Loan
Macquarie Bank logo
Principal & Interest40% min. depositInvestment
Macquarie Bank logo
Macquarie Bank Basic Home Loan
Principal & Interest40% min. depositInvestment
Product NameMacquarie Bank Basic Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.09%
Comp. Rate p.a.6.11%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
6.09%
Comparison Rate
6.11%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$909
Macquarie Bank Basic Fixed Home Loan
Macquarie Bank logo
Principal & Interest 3Y Fixed30% min. depositInvestment
Macquarie Bank logo
Macquarie Bank Basic Fixed Home Loan
Principal & Interest 3Y Fixed30% min. depositInvestment
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.35%
Comp. Rate p.a.5.91%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 70%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan Portable
Extra Repayments Yes
Interest Rate
5.35%
Comparison Rate
5.91%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$839
Macquarie Bank Offset Home Loan Package
Macquarie Bank logo
Principal & Interest30% min. depositOwner-occupierOffset account
Macquarie Bank logo
Macquarie Bank Offset Home Loan Package
Principal & Interest30% min. depositOwner-occupierOffset account
Product NameMacquarie Bank Offset Home Loan Package
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.89%
Comp. Rate p.a.6.14%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 70%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan Portable
Extra Repayments Yes
Interest Rate
5.89%
Comparison Rate
6.14%
Fees
Application: $0
Ongoing: $248 p.a.
Monthly Payment
$890
Macquarie Bank Basic Fixed Home Loan
Macquarie Bank logo
Principal & Interest 3Y Fixed20% min. depositInvestment
Macquarie Bank logo
Macquarie Bank Basic Fixed Home Loan
Principal & Interest 3Y Fixed20% min. depositInvestment
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.45%
Comp. Rate p.a.6.01%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan Portable
Extra Repayments Yes
Interest Rate
5.45%
Comparison Rate
6.01%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$848
Macquarie Bank Offset Home Loan Package
Macquarie Bank logo
Principal & Interest20% min. depositOwner-occupierOffset account
Macquarie Bank logo
Macquarie Bank Offset Home Loan Package
Principal & Interest20% min. depositOwner-occupierOffset account
Product NameMacquarie Bank Offset Home Loan Package
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.94%
Comp. Rate p.a.6.19%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan Portable
Extra Repayments Yes
Interest Rate
5.94%
Comparison Rate
6.19%
Fees
Application: $0
Ongoing: $248 p.a.
Monthly Payment
$895
Ubank Neat Variable Home Loan
Ubank logo
Principal & Interest40% min. depositOwner-occupier
Ubank logo
Ubank Neat Variable Home Loan
Principal & Interest40% min. depositOwner-occupier
Product NameUbank Neat Variable Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.84%
Comp. Rate p.a.5.86%
Minimum Loan Amount$80,000
Maximum Loan Amount $5,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
5.84%
Comparison Rate
5.86%
Fees
Application: $250
Ongoing: $0 p.a.
Monthly Payment
$885
Ubank Flex Variable Home Loan
Ubank logo
Principal & Interest40% min. depositOwner-occupierOffset account
Ubank logo
Ubank Flex Variable Home Loan
Principal & Interest40% min. depositOwner-occupierOffset account
Product NameUbank Flex Variable Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.84%
Comp. Rate p.a.6.08%
Minimum Loan Amount$80,000
Maximum Loan Amount $5,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
5.84%
Comparison Rate
6.08%
Fees
Application: $250
Ongoing: $250 p.a.
Monthly Payment
$885
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Showing 16 of 16 results
Rebecca Pike's headshot
Written by

Senior Money Writer

Rebecca Pike is Finder’s senior money writer, with over 10 years of experience in mortgages and personal finance. A frequent TV and radio commentator, she frequently appears on Sunrise, A Current Affair, 9News, and Sky News, and contributes expert analysis to publications like Yahoo Finance and The Latch. Rebecca previously served as Editor of Mortgage Professional Australia. She has a Master’s degree in Journalism as well as ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, which comply with ASIC guidelines. See full bio

Rebecca's expertise
Rebecca has written 225 Finder guides across topics including:
  • Home loans
  • Cost of living
  • Budgeting
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