How much do you need to earn to live in your dream suburb?

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The calculator below will tell you what your combined household income needs to be to buy a house or unit in your ideal suburb.

All states and territories are available, and the data is supplied by CoreLogic, the largest provider of property data and analysis in the world.

Check out these home loans and apply today

1 - 18 of 18

Name

Interest Rate p.a.

Comparison Rate p.a.

Fees

Monthly Payment

Unloan Variable Home Loan

Principal & Interest20% min. depositOwner-occupierRefinance Only

Unloan Variable Home Loan

Principal & Interest20% min. depositOwner-occupierRefinance Only

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Product Name	Unloan Variable Home Loan
Interest Rate Type	variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	5.99%
Comp. Rate p.a.	5.90%
Minimum Loan Amount	$10,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	80%
Loan Redraw Facility	Yes
Offset Account	No
Split Loan Facility	No
Fixed Interest Option	No
Loan Portable	No
Extra Repayments	Yes

Interest Rate

5.99%

Comparison Rate

5.90%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$900

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loans.com.au Variable Home Loan

Principal & Interest10% min. depositOwner-occupier

loans.com.au Variable Home Loan

Principal & Interest10% min. depositOwner-occupier

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Product Name	loans.com.au Variable Home Loan
Interest Rate Type	variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	6.04%
Comp. Rate p.a.	6.06%
Minimum Loan Amount	$50,000
Maximum Loan Amount	$2,000,000
Maximum Loan Term	30 years
Maximum LVR	90%
Loan Redraw Facility	Yes
Offset Account	No
Split Loan Facility	Yes
Fixed Interest Option
Loan Portable
Extra Repayments	Yes

Interest Rate

6.04%

Comparison Rate

6.06%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$905

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Macquarie Bank Basic Home Loan

Principal & Interest20% min. depositOwner-occupier

Macquarie Bank Basic Home Loan

Principal & Interest20% min. depositOwner-occupier

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Product Name	Macquarie Bank Basic Home Loan
Interest Rate Type	variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	6.19%
Comp. Rate p.a.	6.21%
Minimum Loan Amount	$150,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	80%
Loan Redraw Facility	Yes
Offset Account	No
Split Loan Facility	Yes
Fixed Interest Option	No
Loan Portable	No
Extra Repayments	Yes

Interest Rate

6.19%

Comparison Rate

6.21%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$919

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Unloan Variable Home Loan

Principal & Interest20% min. depositInvestmentRefinance Only

Unloan Variable Home Loan

Principal & Interest20% min. depositInvestmentRefinance Only

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Product Name	Unloan Variable Home Loan
Interest Rate Type	variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	6.29%
Comp. Rate p.a.	6.20%
Minimum Loan Amount	$10,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	80%
Loan Redraw Facility	Yes
Offset Account	No
Split Loan Facility	No
Fixed Interest Option	No
Loan Portable	No
Extra Repayments	Yes

Interest Rate

6.29%

Comparison Rate

6.20%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$929

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loans.com.au Solar Home Loan

Principal & Interest10% min. depositOwner-occupierOffset account

loans.com.au Solar Home Loan

Principal & Interest10% min. depositOwner-occupierOffset account

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Product Name	loans.com.au Solar Home Loan
Interest Rate Type	Variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	5.99%
Comp. Rate p.a.	6.51%
Minimum Loan Amount	$50,000
Maximum Loan Amount	$1,500,000
Maximum Loan Term	30 years
Maximum LVR	90%
Loan Redraw Facility	Yes
Offset Account	Yes
Split Loan Facility	Yes
Fixed Interest Option
Loan Portable
Extra Repayments	Yes

Interest Rate

5.99%

Comparison Rate

6.51%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$900

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loans.com.au Solar Home Loan

Principal & Interest10% min. depositInvestmentOffset account

loans.com.au Solar Home Loan

Principal & Interest10% min. depositInvestmentOffset account

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Product Name	loans.com.au Solar Home Loan
Interest Rate Type	Variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	6.19%
Comp. Rate p.a.	6.58%
Minimum Loan Amount	$50,000
Maximum Loan Amount	$1,500,000
Maximum Loan Term	30 years
Maximum LVR	90%
Loan Redraw Facility	Yes
Offset Account	Yes
Split Loan Facility	Yes
Fixed Interest Option
Loan Portable
Extra Repayments	Yes

Interest Rate

6.19%

Comparison Rate

6.58%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$919

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Macquarie Bank Basic Home Loan

Principal & Interest40% min. depositOwner-occupier

Macquarie Bank Basic Home Loan

Principal & Interest40% min. depositOwner-occupier

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Product Name	Macquarie Bank Basic Home Loan
Interest Rate Type	variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	6.14%
Comp. Rate p.a.	6.16%
Minimum Loan Amount	$150,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	60%
Loan Redraw Facility	Yes
Offset Account	No
Split Loan Facility	Yes
Fixed Interest Option	No
Loan Portable	No
Extra Repayments	Yes

Interest Rate

6.14%

Comparison Rate

6.16%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$914

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Macquarie Bank Basic Fixed Home Loan

Principal & Interest 3Y Fixed20% min. depositOwner-occupier

Macquarie Bank Basic Fixed Home Loan

Principal & Interest 3Y Fixed20% min. depositOwner-occupier

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Product Name	Macquarie Bank Basic Fixed Home Loan
Interest Rate Type	fixed rate
Repayment Type	Principal & Interest
Interest Rate p.a.	5.69%
Comp. Rate p.a.	6.07%
Minimum Loan Amount	$150,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	80%
Loan Redraw Facility	No
Offset Account	No
Split Loan Facility	Yes
Fixed Interest Option	Yes
Loan Portable	No
Extra Repayments	Yes

Interest Rate

5.69%

Comparison Rate

6.07%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$871

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Macquarie Bank Basic Fixed Home Loan

Principal & Interest 3Y Fixed30% min. depositOwner-occupier

Macquarie Bank Basic Fixed Home Loan

Principal & Interest 3Y Fixed30% min. depositOwner-occupier

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Product Name	Macquarie Bank Basic Fixed Home Loan
Interest Rate Type	fixed rate
Repayment Type	Principal & Interest
Interest Rate p.a.	5.59%
Comp. Rate p.a.	6.01%
Minimum Loan Amount	$150,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	70%
Loan Redraw Facility	No
Offset Account	No
Split Loan Facility	Yes
Fixed Interest Option	Yes
Loan Portable	No
Extra Repayments	Yes

Interest Rate

5.59%

Comparison Rate

6.01%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$862

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Macquarie Bank Offset Home Loan Package

Principal & Interest40% min. depositOwner-occupierOffset account

Macquarie Bank Offset Home Loan Package

Principal & Interest40% min. depositOwner-occupierOffset account

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Product Name	Macquarie Bank Offset Home Loan Package
Interest Rate Type	variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	6.14%
Comp. Rate p.a.	6.39%
Minimum Loan Amount	$150,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	60%
Loan Redraw Facility	Yes
Offset Account	Yes
Split Loan Facility	Yes
Fixed Interest Option	Yes
Loan Portable	No
Extra Repayments	Yes

Interest Rate

6.14%

Comparison Rate

6.39%

Fees

Application: $0
Ongoing: $248 p.a.

Monthly Payment

$914

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Compare

Macquarie Bank Basic Home Loan

Principal & Interest40% min. depositInvestment

Macquarie Bank Basic Home Loan

Principal & Interest40% min. depositInvestment

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Product Name	Macquarie Bank Basic Home Loan
Interest Rate Type	variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	6.34%
Comp. Rate p.a.	6.36%
Minimum Loan Amount	$150,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	60%
Loan Redraw Facility	Yes
Offset Account	No
Split Loan Facility	Yes
Fixed Interest Option	No
Loan Portable	No
Extra Repayments	Yes

Interest Rate

6.34%

Comparison Rate

6.36%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$934

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Compare

Macquarie Bank Basic Fixed Home Loan

Principal & Interest 3Y Fixed30% min. depositInvestment

Macquarie Bank Basic Fixed Home Loan

Principal & Interest 3Y Fixed30% min. depositInvestment

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Product Name	Macquarie Bank Basic Fixed Home Loan
Interest Rate Type	fixed rate
Repayment Type	Principal & Interest
Interest Rate p.a.	5.79%
Comp. Rate p.a.	6.21%
Minimum Loan Amount	$150,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	70%
Loan Redraw Facility	No
Offset Account	No
Split Loan Facility	Yes
Fixed Interest Option	Yes
Loan Portable	No
Extra Repayments	Yes

Interest Rate

5.79%

Comparison Rate

6.21%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$881

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Compare

Macquarie Bank Offset Home Loan Package

Principal & Interest30% min. depositOwner-occupierOffset account

Macquarie Bank Offset Home Loan Package

Principal & Interest30% min. depositOwner-occupierOffset account

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Product Name	Macquarie Bank Offset Home Loan Package
Interest Rate Type	variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	6.14%
Comp. Rate p.a.	6.39%
Minimum Loan Amount	$150,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	70%
Loan Redraw Facility	Yes
Offset Account	Yes
Split Loan Facility	Yes
Fixed Interest Option	Yes
Loan Portable	No
Extra Repayments	Yes

Interest Rate

6.14%

Comparison Rate

6.39%

Fees

Application: $0
Ongoing: $248 p.a.

Monthly Payment

$914

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Compare

Macquarie Bank Basic Fixed Home Loan

Principal & Interest 3Y Fixed20% min. depositInvestment

Macquarie Bank Basic Fixed Home Loan

Principal & Interest 3Y Fixed20% min. depositInvestment

Go to site

Product Name	Macquarie Bank Basic Fixed Home Loan
Interest Rate Type	fixed rate
Repayment Type	Principal & Interest
Interest Rate p.a.	5.89%
Comp. Rate p.a.	6.32%
Minimum Loan Amount	$150,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	80%
Loan Redraw Facility	No
Offset Account	No
Split Loan Facility	Yes
Fixed Interest Option	Yes
Loan Portable	No
Extra Repayments	Yes

Interest Rate

5.89%

Comparison Rate

6.32%

Fees

Application: $0
Ongoing: $0 p.a.

Monthly Payment

$890

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Compare

Macquarie Bank Offset Home Loan Package

Principal & Interest20% min. depositOwner-occupierOffset account

Macquarie Bank Offset Home Loan Package

Principal & Interest20% min. depositOwner-occupierOffset account

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Product Name	Macquarie Bank Offset Home Loan Package
Interest Rate Type	variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	6.19%
Comp. Rate p.a.	6.44%
Minimum Loan Amount	$150,000
Maximum Loan Amount	$10,000,000
Maximum Loan Term	30 years
Maximum LVR	80%
Loan Redraw Facility	Yes
Offset Account	Yes
Split Loan Facility	Yes
Fixed Interest Option	Yes
Loan Portable	No
Extra Repayments	Yes

Interest Rate

6.19%

Comparison Rate

6.44%

Fees

Application: $0
Ongoing: $248 p.a.

Monthly Payment

$919

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Compare

Ubank Neat Variable Home Loan

Principal & Interest40% min. depositOwner-occupier

Ubank Neat Variable Home Loan

Principal & Interest40% min. depositOwner-occupier

Product Name	Ubank Neat Variable Home Loan
Interest Rate Type	variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	6.09%
Comp. Rate p.a.	6.11%
Minimum Loan Amount	$80,000
Maximum Loan Amount	$5,000,000
Maximum Loan Term	30 years
Maximum LVR	60%
Loan Redraw Facility	Yes
Offset Account	No
Split Loan Facility	No
Fixed Interest Option	No
Loan Portable	No
Extra Repayments	Yes

Interest Rate

6.09%

Comparison Rate

6.11%

Fees

Application: $250
Ongoing: $0 p.a.

Monthly Payment

$909

Compare

Ubank Flex Fixed Home Loan

Principal & Interest 3Y Fixed20% min. depositOwner-occupier

Ubank Flex Fixed Home Loan

Principal & Interest 3Y Fixed20% min. depositOwner-occupier

Product Name	Ubank Flex Fixed Home Loan
Interest Rate Type	fixed rate
Repayment Type	Principal & Interest
Interest Rate p.a.	5.79%
Comp. Rate p.a.	6.28%
Minimum Loan Amount	$80,000
Maximum Loan Amount	$5,000,000
Maximum Loan Term	30 years
Maximum LVR	80%
Loan Redraw Facility	Yes
Offset Account	No
Split Loan Facility	Yes
Fixed Interest Option	Yes
Loan Portable	No
Extra Repayments	Yes

Interest Rate

5.79%

Comparison Rate

6.28%

Fees

Application: $250
Ongoing: $250 p.a.

Monthly Payment

$881

Compare

Ubank Flex Variable Home Loan

Principal & Interest40% min. depositOwner-occupierOffset account

Ubank Flex Variable Home Loan

Principal & Interest40% min. depositOwner-occupierOffset account

Product Name	Ubank Flex Variable Home Loan
Interest Rate Type	variable rate
Repayment Type	Principal & Interest
Interest Rate p.a.	6.09%
Comp. Rate p.a.	6.33%
Minimum Loan Amount	$80,000
Maximum Loan Amount	$5,000,000
Maximum Loan Term	30 years
Maximum LVR	60%
Loan Redraw Facility	Yes
Offset Account	Yes
Split Loan Facility	Yes
Fixed Interest Option	No
Loan Portable	No
Extra Repayments	Yes

Interest Rate

6.09%

Comparison Rate

6.33%

Fees

Application: $250
Ongoing: $250 p.a.

Monthly Payment

$909

Compare

Showing 18 of 18 results

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Written by

Rebecca Pike

Senior writer

Rebecca Pike is Finder's senior writer for money. She joined Finder after almost four years writing for business publications in the mortgage and finance industry, including three years as editor of Mortgage Professional Australia. She regularly appears as a money expert on programs like Sunrise and Today, as well as across radio and newspapers. She also holds ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products. See full bio

Rebecca's expertise

Rebecca has written 195 Finder guides across topics including:

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