NAB savings and bank accounts
NAB offers 2 different bonus savings accounts and several different bank account to suit a range of customers.
National Australia Bank (NAB) is one of Australia's Big Four banks. Take a look at the different NAB savings accounts and bank accounts in the table below to find the right one for you.
Did you know?
Citi deposit accounts were closed and moved to similar NAB branded accounts on 24 February 2024.
NAB savings accounts, transaction accounts and term deposits
NAB savings accounts
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How we picked theseHow the Finder Score helps you find a better savings account
The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
Want more interest on your savings?
Compare now and find a better rate.
NAB bank accounts
7 of 7 results
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How we picked theseFinder Score for bank accounts
We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.
Looking for a better bank account?
Compare everyday accounts and find one that works harder for you.
NAB term deposits
3 of 3 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseFinder Score for term deposits
Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.
Lock in a great rate
Compare term deposits to grow your savings with confidence.
Rates accurate as at: August 11th, 2026 Learn about our information service
Pros and cons of banking with NAB
Pros
- No monthly fees on NAB’s everyday transaction account
- Range of transaction and savings account options
- Option to upgrade to a Platinum Visa Debit Card with perks like no international fees and cashback offers
- Supports Apple Pay, Google Pay and Samsung Pay
- Strong network of branches and ATMs across Australia
Cons
- Savings account interest rates are generally less competitive
- Mobile app offers fewer budgeting and savings features compared to some other banks
How to apply for a NAB savings account
Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.
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- NAB home insurance
- NAB car insurance
- NAB landlord insurance
Sources
More resources on Finder
Ask a question
22 Responses
Read more on NAB Accounts
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NAB Now Pay Later
With no interest and no late fees, NAB Now Pay Later allows customers to spread the cost of purchases over 4 fortnightly payments.
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NAB Retirement Account
Make the most your fixed retirement funds by using them through an account that won't charge you any fees.
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NAB Cash Manager
The Cash Manager is a no fee interest bearing investment account for SMSFs, trusts and personal applicants.
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NAB term deposit
With NAB, you are given an opportunity to actively grow your savings using terms that meet your needs.
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NAB iSaver Account Review
The NAB iSaver is a simple way to manage your savings without worry. Sign on now and get the added benefit of an introductory bonus rate.
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NAB Reward Saver account
You'll get an incentive to save with bonus interest from the NAB Reward Saver account.
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NAB Classic Banking transaction account
With simplicity and no account fees, you can manage your purchases and cash withdrawals.
I have two investments coming due. $20,000 and $200,000 what is the best interest rate you can offer.
Hi Trudi,
Thanks for reaching out.
The interest rate that you can get depends on the type of account you want to get.
If you are looking for a high-interest savings account, you can compare high-interest savings accounts on our website.
You can earn up to 3.05% p.a. subject to certain conditions and eligibility criteria. You can take advantage of the savings calculator on top of the page to see which account can give you the highest earned interest for a particular time period.
Alternatively, you may also consider getting a term deposit account. You may also use the term deposit calculator on the page to see which account can give you the highest earned interest for a specific time period.
Cheers,
Anndy
Why can’t I transfer money between my classic account and my personal accounts through my internet banking which I just set up. Also why can’t I pay a bill with my classic account online
Hi Senol,
Thank you for your question.
If you have recently set up your NAB internet banking, please make sure that you have linked your classic, personal, and credit card accounts to your internet banking profile.
Kindly note that in order to pay NAB Credit cards not linked to your internet banking profile, or credit cards at other financial institutions, you must use BPAY (accessed via the BILL payment function). You may also refer to our guide on paying your NAB credit card. Please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered on your transactions.
I hope this helps.
Best regards,
Liezl
Hi NAB/finder.com team,
I need help please.
1. How to close/delete some of my NAB bank accounts that already created?
2. About NAB Reward Saver, is there any minimum amount has to be deposited each month after the first month deposit?
3. How do you count the bonus interest?
Thank you
Hi Guen,
Thanks for your question.
You need to visit a NAB branch to close an account.
For NAB Reward Saver, you’ll receive up to 2.55% p.a. (standard rate plus bonus rate) when you make at least one deposit of any amount and no withdrawals for the month.
Cheers,
Anndy
Deposits more than 5 times to my rewards savers but never withdraw will I’ll be able to earn interests?
Hi Edau,
Thanks for your question.
For NAB Reward Saver, you’ll get the bonus interest rate when you make at least one deposit and no withdrawals in the month.
Since you deposited into your account and did not make any withdrawals, you’ll be eligible to receive the 2.70% p.a. interest rate.
Cheers,
Anndy
I need to find an account that does not charge international withdrawal fees. Any suggestions, please.
Hi Romei,
Thank you for your enquiry.
Please check out linked debit cards that offer no overseas ATM withdrawal fees.
I hope this helps.
Kind regards,
Jason