Compare Illawarra Credit Union savings accounts

With convenient accessibility including a mobile lending team, Illawarra Credit Union makes it easy to manage your money.

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Illawarra Credit Union

Illawarra Credit Union has been growing since 1972, and is now a division of Community Alliance Credit Union Limited, which allows for a larger selection of services and products that are comparable to big banks. Local branches can be found throughout Illawarra, but all Australians can bank with the credit union with the use of online and mobile services and ATM access provided by one of the nation’s largest networks.

Illawarra Credit Union savings accounts and bank accounts

Illawarra Credit Union savings accounts

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Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly max rate conditions
Illawarra Credit Union logo
Finder score
Illawarra Credit Union Santa Saver Account
Finder score
Maximum Variable Rate p.a.
4.10%
Standard Variable Rate p.a.
4.10%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $0 to $30,000
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

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Illawarra Credit Union bank accounts

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Finder Score Monthly fee Govt. Guarantee Own network ATM fee Card type
Illawarra Credit Union logo
Finder score
Illawarra Credit Union Everyday Account
Apple Pay Google Pay Samsung Pay Garmin Pay
Finder score
Monthly fee
$6
Government Guarantee
Own network ATM fee
$0
Card type
Visa
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Illawarra Credit Union logo
Finder score
Illawarra Credit Union Everyday Plus
Apple Pay Google Pay Samsung Pay Garmin Pay
Finder score
Monthly fee
$6
Government Guarantee
Own network ATM fee
$0
Card type
Visa
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Finder Score for bank accounts

We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.

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Illawarra Credit Union term deposits

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Finder Score 3 Mths p.a. 6 Mths p.a. 10 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Illawarra Credit Union logo
Finder Score
Illawarra Credit Union Term Deposit
$5,000 min. deposit
$99,999 max. deposit
Finder Score
3 Mths p.a.
4.00%
6 Mths p.a.
3.95%
10 Mths p.a.
-
12 Mths p.a.
3.75%
24 Mths p.a.
3.30%
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Finder Score for term deposits

Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.

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What are the pros and cons of banking with Illawarra Credit Union?

Pros

  • Visa debit card and rediATM access
  • 24/7 online banking

Cons

  • Branch banking is limited due to them being localised to one region of Australia.
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How to apply for a Illawarra Credit Union savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

Sources

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Publisher

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs. See full bio

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