In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other term deposit accounts
  • Your reviews
  • Ask a question
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Illawarra Credit Union Term Deposit

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Illawarra Credit Union Term Deposit
Interest rate 12 months interest rate
Up to 4.25% p.a.
Minimum opening deposit
$1,000

Summary

Earn a fixed interest rate on a choice of terms between 1 and 12 months, for balances between $1000 and $2 million.

The Illawarra Credit Union term deposit offers a fixed rate of return for a period of your choice, with no account fees to pay and interest paid at maturity. You can choose a term length that suits you between 1 and 12 months, and invest with as little as $1000.

Pros

  • Small opening balance requirement of $1000

Cons

  • Limited term lengths available

In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other term deposit accounts
  • Your reviews
  • Ask a question

Details

Key details

Product Name Illawarra Credit Union Term Deposit
3 month interest rate 4.20%
4 month interest rate 4.20%
6 month interest rate 4.20%
7 month interest rate 3.80%
9 month interest rate 3.80%
12 month interest rate 4.25%
Minimum Opening Deposit $1,000
Minimum age requirement 18
Government guarantee Yes

Eligibility

Minimum Age Requirement 18
Joint account availability No
Min Deposit $1,000
Available to children Not available for children

Key features

Choice of term lengths

You have a choice of term lengths between 1 and 12 months when applying online. You can speak to the credit union directly if you'd like a longer term.

Your interest rate is fixed during the life of your term. As you can see in the table above, you'll get a higher rate for longer term lengths.

Deposits above $1000

You can open an Illawarra Credit Union term deposit with balances of $1,000 and above.

Launch term deposit calculator


How to apply

How to apply

You can apply for an Illawarra Credit Union term deposit online.

  • Minimum age. You must be 18 or older to apply online.
  • Residency requirements. Account holders must be an Australian citizen, permanent resident, or have a valid visa.

Compare other term deposit accounts

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Great Southern Bank Term Deposit Account
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$5,000 min. deposit$1,000,000 max. deposit
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Judo Bank Business Term Deposit
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Great Southern Bank Platinum Plus 55+
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$5,000 min. deposit$1,000,000 max. deposit
3 Mths p.a.
-
4 Mths p.a.
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-
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5.30%
24 Mths p.a.
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Judo Bank SMSF Term Deposit
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3 Mths p.a.
5.00%
4 Mths p.a.
-
5 Mths p.a.
-
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5.25%
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5.25%
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