In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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Heritage Bank Club Cheque

Heritage Bank Club Cheque Account
Account keeping fee
$0
ATM withdrawal fee
$0
Overseas transaction fee of transaction value
3%

Summary

Ensure you non-profit funds go towards things that matter by keeping them in an account that won’t dwindle them down with excessive fees and charges.

Club Cheque from Heritage Bank provides charitable and non-profit groups a way to manage their money without minimal fees. With low or no fees for most transactions, you can ensure that the bulk of your non-profit contributions are being spent on something worthy.

Pros

  • No account keeping fees
  • No transaction fees
  • Cheque book available

Cons

  • Minimum of $100 required as an opening deposit
  • No debit card access

In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

Details

Key details

Product Name Heritage Bank Club Cheque Account
Monthly account fee $0
Card access No Debit card
Own network ATM fee $0
International transaction fee 3%
Monthly deposit required to waive account fee N/A
Contactless Payments N/A

Eligibility

Minimum Age 16
Joint account availability No
Minimum opening deposit $100

Key features

Availability

In order to be eligible for Bank Cheque, you must be representing an Australian non-profit or charitable organisation.

Minimum operating balance

You must be able to maintain a minimum balance of one dollar in order for the Club Cheque account to remain active.


How to apply

Eligibility

All Heritage Bank accounts including the Club Cheque are only available to existing members. In order to open this account you must also apply for membership at the same time. This can be done online but keep in mind that you will be asked to pay a $1 fee for your membership share of the credit union. Other eligibility requirements for this account include:

  • Minimum age. While there is no stipulation made for how old you must be to open a Club Cheque account, you will need to be a verifiable representative of a non-profit or charitable organisation.
  • Residency requirements. The non-profit or charitable organisation you represent must be in operation in Australia, and you will have to be a permanent resident or citizen of Australia in order for the application to be accepted.

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