In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question

Heritage Bank Club Cheque

  • Alison Banney's headshot
Heritage Bank Club Cheque Account
Account keeping fee
$0
ATM withdrawal fee
$0
Overseas transaction fee of transaction value
3%

Summary

Ensure you non-profit funds go towards things that matter by keeping them in an account that won’t dwindle them down with excessive fees and charges.

Club Cheque from Heritage Bank provides charitable and non-profit groups a way to manage their money without minimal fees. With low or no fees for most transactions, you can ensure that the bulk of your non-profit contributions are being spent on something worthy.

Pros

  • No account keeping fees
  • No transaction fees
  • Cheque book available

Cons

  • Minimum of $100 required as an opening deposit
  • No debit card access

In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question

Details

Key details

Product Name Heritage Bank Club Cheque Account
Monthly account fee $0
Card access No Debit card
Own network ATM fee $0
International ATM Fee
International ATM fee
$0
International transaction fee 3%
Monthly deposit required to waive account fee N/A
Contactless Payments N/A

Eligibility

Minimum Age 16
Joint account availability No
Minimum opening deposit $100

Key features

Availability

In order to be eligible for Bank Cheque, you must be representing an Australian non-profit or charitable organisation.

Minimum operating balance

You must be able to maintain a minimum balance of one dollar in order for the Club Cheque account to remain active.


How to apply

Eligibility

All Heritage Bank accounts including the Club Cheque are only available to existing members. In order to open this account you must also apply for membership at the same time. This can be done online but keep in mind that you will be asked to pay a $1 fee for your membership share of the credit union. Other eligibility requirements for this account include:

  • Minimum age. While there is no stipulation made for how old you must be to open a Club Cheque account, you will need to be a verifiable representative of a non-profit or charitable organisation.
  • Residency requirements. The non-profit or charitable organisation you represent must be in operation in Australia, and you will have to be a permanent resident or citizen of Australia in order for the application to be accepted.

Compare other transaction accounts

1 - 6 of 213
Name Monthly fee Govt. Guarantee Own network ATM fee Card type
Newcastle Permanent Everyday Account
Newcastle Permanent logo
Apple Pay Google Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Go to siteMore Info
Suncorp Bank Everyday Options Account
Suncorp Bank logo
Apple Pay Google Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Go to siteMore Info
Eligible Visa Debit cardholders can get cashback when using their card to shop at partner retailers.

ING Orange Everyday Account
ING logo
Apple Pay Google Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Go to siteMore Info
1% cashback on utility bills (T&Cs apply)
MyState Bank Glide Account
MyState Bank logo
Apple Pay Google Pay Samsung Pay Garmin Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Go to siteMore Info
Revolut Account
Revolut logo
Apple Pay Google Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa and Mastercard
Go to siteMore Info
Up Everyday Account
UP logo
Finder AwardApple Pay Google Pay Samsung Pay Garmin Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Mastercard
Go to siteMore Info
loading
Showing 6 of 6 results

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question
Avatar

Alison Finder

Editor

Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.

Go to site