Australian Unity Fixed Rate Home Loan Health Wealth Happiness Package

Australian Unity’s fixed rate home loan offers a low interest rate, a free valuation (up to $1.5m) and hardly any upfront or ongoing fees.

With a super-low fixed interest rate and bonuses that could help you save money, Australian Unity’s fixed rate home loan also boasts discounts towards the health insurance policy.

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Review by


Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206) and a Tier 1 Generic Knowledge certification (RG 146).

Expert review

With a very competitive interest rate that gets lower for those with a bigger deposit, Australian Unity’s fixed rate home loan is ideally suited to owner-occupiers who are keen to pay off their home loan as quickly as possible. This is because it comes with such a low interest rate, so you could be in a position to accelerate the paydown of your loan and work towards owning your home outright sooner. As an added benefit, this loan comes with a fee-free credit card and you can get up to 10% off Australian Unity health insurance for new customers.

About this loan

What are the features and benefits of the Australian Unity fixed rate home loan?

  • Deposit size. This loan has different interest rates depending on your deposit size. To get the most competitive rate you will need a 30% deposit.
  • Flexible loan amounts. Access up to $2,500,000 in lending, with a minimum loan size of $200,000.
  • Health insurance credits and discounts. You can get up to 10% off Australian Unity health insurance for new customers.
  • Other discounts. You can save on your home and contents insurance by applying online, and Australian Unity will waive its credit card annual fees and offer discounted credit card interest rates.

How to apply

To apply for this home loan or learn more about it, click the green button and follow the steps to speak to a mortgage specialist from Australian Unity. They'll explain any eligibility requirements and help you get started with your application.

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